Tuesday Thoughts

We are starting to see an end to our busy fall season, ok so not an end but a slowing down of after school activities. In three weekends, Lily will perform in the show Elf. Zach’s last scheduled baseball game is next Tuesday night. I do anticipate one or two night of a tournament the first few weeks of November. Kendall has her homecoming and last football game, she will cheer at this Saturday. I think that basketball season starts the first of December.

We dug up over 20 pounds of sweet potatoes on Saturday from our square foot garden. We also pulled several pimentos, jalapenos and green peppers. This is a sad time of year because I do not like the cold weather.

On a bright note with the cooler weather, our electric bill for the month was down by $60!

Grocery shopping this month has consisted of two categories, items we are out of and need for a specific reason and items of clearance. Our total spending for the month is $176. This amount includes 10 cases of drinks! I don’t anticipate a lot more spending during the next week and half. I do have a stock up trip planned for Costco the first week of November.

I have begun anticipating and counting the days until my first day off of work in three months!! However, this may occur sooner because today, Kendall stayed home from school. If she is unable to return to school tomorrow then I will be staying at home as well to take her to the doctor.

Everyone in the house is anticipating this Friday. Matt should receive his first paycheck from his new job and a paycheck from the Humane Society. I have spent several hours working out details but we should be set on a good course starting this Friday! I do anticipate a budget redo starting in January. I wanted to give us a couple of months to adjust and make plans before making any major changes. I am planning to going back to a more cash based system with use of envelopes and our Capital one account in order to keep a better track of our spending

Tuesday Thoughts

I am so excited that I get to spent 3 complete evenings at home this week! We have no football game(cheerleading) or cheer practice this week and only one baseball game. I am planning to get some extra cleaning done around the house as the things has gotten dirty and overlooked during the past couple of weeks.

We are hopefully that we have finally fixed the leaky shower problem. Matt re-caulked the shower pan on Saturday and I am planning to start using it again today. We have already purchased the tile to finish this project but need to find several hours in which we can spending working on it. We may be able to spend some time on the project on Saturday but that depends heavily on the weather as well.

North Carolina is finally experiencing some cooler temperatures. I finally turned off the air on October 3rd. This is very late for us as we usually can get a good week or so with no air in September. I am hopefully that we can at least keep the air and heat off for most of the month of October but we it can depend heavily on when the first freeze of the year is.

Matt loves his new job. The first week was a challenge especially with our crazy busy schedule. I am hopefully that we will be able to get into a good routine that will allow him to work his second job at least 3 evening a week so that we can have some time to work on projects around here on the weekends.

I have spent a total of $47 on groceries so far this month! I am super excited about this and hope to continue this streak for most of the month. I am making a Costco list and am holding out hope that the quarter back sale will appear at Food Lion soon!

MENU Planning Monday

We survived! But we did not stick to the meal plan. On Thursday, I got stuck in traffic for an additional hour so we ordered pizza ($13.89) for 2 large pizzas and Matt used for lunch the next day. Friday- I was tired and decided Chinese was needed. The good news is that we ended up finishing up the Chinese on Saturday for lunch. I am also celebrating a win with cleaning out left-overs this week. For Sunday dinner, I took the crockpot lasagna, placed in a pie pan, topped with mozzarella and we had lasagna pie! It used another left-over so I am very happy!

Breakfast- Saturday,-Zach ate bagel and the girls and I had the rest of the hash brown casserole. Sunday,-Banana muffins that used up 3 bananas and some vanilla Greek yogurt in the refrigerator . Monday,Tuesday,Wednesday, Thursday, Friday– Choice of breakfast burrito, omelet oatmeal, grits, pop tarts cereal, French toast or toast.  This is the easiest meal of the day!

Lunch–Saturday-Left-over Chinese , Sunday-Out to eat for Amanda’s birthday. Zach is taking a salad, chicken nuggets, a sandwich and an uncrustable. Kendall is having a version of a sandwich every day. My plan is to take 2 days of salad one day of leftovers as I will eat out Monday and Friday this week. . Matt is starting to need lunches as well so he has a salad, pasta salad and pimento cheese sandwich and homemade chill.

Dinner – Saturday- Sloppy Joes that were on the plan last Friday. With the remaining French fries and tator tots in the freezer. Sunday–Lasagna pie Monday-Chicken Ranch Spaghetti( in the crock pot). Tuesday– Taco Pasta This is a heat and eat meal.  Wednesday–Pulled pork and creamed corn (in crockpots) Thursday– Taco Soup (heat and eat from freezer) Friday- Shephard pie from last week (heat and eat).

Monday Menu Planning

This week appears to be one of the busiest on record. Matt starts his new job which will add an additional 20 hours of scheduled work each week. Each of the kids has multiple evening activities with all 5 evening having at least 2 separate activities and some with three and more. We are continuing to plan on Sunday afternoons which also includes a trip to the building to grab the needed supplies.

Breakfast- Saturday,-breakfast burritos. Sunday,-Left-overs for the girls. Boys had men’s breakfast.. Monday,Tuesday,Wednesday, Thursday, Friday– Choice of breakfast burrito, omelet oatmeal, grits, pop tarts cereal, French toast or toast.  This is the easiest meal of the day!

Lunch–Saturday-Food at Community day , Sunday-left-overs Zach is taking lunchables for 2 days, a sandwich and pasta salad. Kendall is doing a mix of dipping days, sushi, uncrustable and a sandwich. My plan is to take pasta salad, 2 days of salad one day of leftovers. Matt is starting to need lunches as well so he has a salad, pasta salad and wraps.

Dinner – Saturday- Breakfast for dinner including bacon and hashbrown casserole.  Sunday–Left-overs or sandwhich We have finally made a dent in the left-overs! Monday-Potato soup from freezer (kids had an orthodontist appointment). Tuesday– Cheeseburger pizza. This is a heat and eat meal.  Wednesday–Chicken sandwiches and French fries. Thursday– Shepherd’s pie (another heat and eat) Friday- Sloppy joes and tator tots.

5 Things Friday

  1. This October has been the hottest on record. The last three days we have had temperatures in the mid 90’s. However that is suppose to change tonight. The temperatures are suppose to be dropping until lunch tomorrow. The predicated high tomorrow is 68*
  2. The square foot garden is still producing. This week we have harvested pimentos, green peppers and a single tomato. We are still getting sweet potato flowers so they are still all in the ground. I anticipate digging these up next weekend or maybe even two weeks out depending on our crazy busy schedule.
  3. Matt starts his new job next Tuesday! This will bring in a huge booster in income but a significant decrease in time to complete task at home.
  4. Matt has made our shower functional!!!!! He still needs to replace tile but the overall out of pocket cost of the project is less than $30. I am going to wait until it is completely finished and then post pictures and a number break down.
  5. Next week will be one of our busiest to date. We have multiple events and commitments Monday- Friday night.

September in Review

Financial- We are doing ok. Matt has accepted a new position which should come with an significant increase in income! We have spent several hours talking about priorities and goals. I will hope to have a finalized new budget by the end of October. I do think that this may be a temporary budget for November and December with a more established budget starting in January. We did manage to have to have 7 no spend day in September which is the same as July.

Grocery Spending-$550.31 This does include our $120 Costco membership. We needed things like toilet paper, laundry detergent, fabric softener and dishwasher tabs along with food for lunches!

Earned $155- We continue to use Swagbucks on a regular basis but this amount continues to decrease and becomes increasingly hard to reach even $1 a day. I did receive a $100 gift card for applying for a personal loan. All the money this money has been used to work on our bathroom floor. I will have details and pictures once it is fixed.

Personal-
Blogging- post number 8 for the month. Returning to work full-time has been rough along with all the kids activities.

Exercise- 0. After my knee injury, I am finally walking without pain and will try to start adding in some steady exercise.

Looking ahead to October- Maintain spending and adjust the budget according to the income level we are at. Continue to control spending and debit. I know that this month will truly be a month of adjustments so I just want to maintain even ground and make a plan that works for our family.

Saving on Sunday

We have definitely started one of the busy season of our lives. We have a minimum of three ball games a week in addition to scheduled practices and other events. During the month of September, I have two established goals first keep grocery spending to a minimum and second eliminate going out to eat. Today, I want to share how we are able to accomplish both of these goals.

I have a snack bag that I carry in my van all the time. I periodically refill it with snacks, typically you will find granola/fruit bar, rice krispy treats, fruit snacks and packs of applesauce in it. I have a huge purse and simply throw the snack bag in my purse before heading into a ballgame. If we have packs of chips, I let each of the kids add a bag of chips to my purse as well. This eliminates the need/ desire to purchase snacks at the game. Snack usually cost around $1 each for five people that is $5 a game or $15 a week that we are saving by bring in our own snacks.

The second way we save is by bring our drinks. The child that is participating in the game always needs a Gatorade or a water bottle. Each game I see at least one if not three parent buying a drink from the concession stand because they “forget” to bring one. I usually also pack a water per person or can of soda in our small cooler. I have never seen a sign at a school event that says “no outside food or drinks” so I usually just carry the cooler or I can always send the kids back to the car to grab a drink. At competition events, I will bring at least a water bottle in my bag and we do go back to the car to snack and even eat. Most Gatorades are $2 each. I can buy a 6 pack not on sale for less than $4 so I am saving a minimum of $4 a week. This does not include the $1 water for the rest of us or at least $12 a week.

Finally, we always plan ahead for the games. We always try to eat prior to the games. At worse, we have planned a portable meal such as hamburgers, sloppy joes, chicken sandwiches, chicken nuggets or burritos. This way, we can eat in the car prior to the game starting or even during the game. Now I do want to say that my whole family REALLY like ball game food. I have not seen nachos or chill cheese fries that don’t look delicious and usually smell even better. However, if we chose to eat even at one game at week, we spend at least $20 a week or $80 a month. Eighty dollars will buy us a nice meal even better than ball game food. One way we enjoy the ball game food is that if we all have eaten dinner prior to the game we can share an order of nachos for $3 or even a couple orders of fries. This way we are still saving at least $15 a week!