Year In Review 2024/ 2025 Plans

As I sat this morning and tried to get my head around the numbers for the year, I was also shocked to find that I have been blogging for 13 years. I was able to go back and review all 13 years!  The realization that this blog is for me more than anyone else also strengthens my resolve to continue to make this a point of accountability for myself if nothing else.  I do also know that my children enjoying stalking it to see pictures from years past so I will continue for that reason as well.  On a personal level this has been a very long and difficult year.  I have spent quite a bit of time at Baptist hospital for my mother with both appointments and 3 hospital stays. I was given a written reprimand at work in addition to the normal fun of teenagers. Matt and I have both increased our income. We currently have 2 car payments We are eating out at least once weekly as a family and this will likely not change whatsoever in the near future.

Now let’s look at some of the numbers

Emergency Fund- We are currently looking at our baby emergency fund sitting at $500.  It has occurred in the month of December.  I want to set a goal for 2025 to have this amount doubled to $1000.  My action step will be to transfer my monthly gas allowance into the account to help boast it consistently.

Groceries- The goal was $975 a month.  We have spent a total of 9766.65 or $813 a month on average!  This is huge!  I am so proud of us for reducing this number and staying within budget 9 of 12 month.  I will set the goal for 2025 at $820.  I do plan to participate in the Pantry Challenge to help reduce and maintain our spending level for January, February and possibly March.

Gas- Our current goal is $500 a month. We spent a total of 5000 a month for gas with an average of $410 a month.  We have had 4 trips to Florida this year so I am not at all surprised.  I am going to leave the goal of $500 a month and continue to monitor it.

Blogging- For many of the past years, my goal has been 15 per month. I did not hit this goal one single time this year. I have 111 blog post or an average of 9 post per month. For 2025- the goal will be 10 post per month.

Debit- We have made huge financial changes and did a bit of remodeling this year.  We did take out a HELOC on the house to help cover some expenses as some of the items needed to be done sooner rather than later. I also consolidated debt to the HELOC due to the lower interest rate.  Our current debt is   $265411 which includes both vehicles and Mortage payments. It has been several years since I set a  debt reduction goal, so for 2025 I want to reduce the amount to 200 hundred thousand.  This is a lofty goal but it can only make things easier.

Monday Menu Planning

The Christmas break countdown is on!   With our Christmas party scheduled for next  Monday combined with the fact that I am tired, my plan is to keep things simple and not have alot of left-overs. 

Breakfast- Saturday-  Boys had a breakfast at church and I made an omelet.  . Sunday- Grits or Instant Oatmeal . Monday- Tuesday, Wednesday, Thursday Friday– find it (breakfast burritos, muffins, oatmeal, omelets cereal and milk, French toast sticks, sausage, pop-tarts, and eggs. I have added a rice cake with peanut butter to my list of things to eat. 

Lunch- Saturday-Brunch at a local restaurant after  Braxton’s basketball game  Sunday- Bad Dadddy’s  Monday- soup  Tuesday,- soup Wednesday- eat out or leftovers Thursday- soup. Friday- eat out.

Dinner- Saturday- Ham bone soup   Sunday-white chicken chill Monday-pick a left-over soup   Tuesday- Spaghetti  .  Wednesday- Cheese Quesadilla .  Thursday- Chicken pie Friday-  Eat out before the swim meet.

Monday Menu Planning

Luke 2:10 – “Do not be afraid. I bring you good news that will cause great joy for all people.”

Just for the record, this is my favorite time of the year. I am not going to complain about how busy I am but enjoy every moment of it! 

I was pleasantly surprised on Sunday when I headed to the building to do some meal planning!  My freezer is pretty full and I need to start using it more.  Last week, I focused on soups and am planning to enjoy this week for at least lunch every day. I also started a crockpot of chicken broth this week to use for a variety of meals. 

Breakfast- Saturday-  Bacon and pancakes . Sunday- Grits or Instant Oatmeal . Monday- Tuesday, Wednesday, Thursday Friday– find it (breakfast burritos, muffins, oatmeal, omelets cereal and milk, French toast sticks, sausage, pop-tarts, and eggs. 

Lunch- Saturday-Broccoli cheese soup- different recipe (don’t think I will repeat).   Sunday- East Coast wings  Monday, Tuesday,-  Wednesday, Thursday- soup. Friday- eat out.

Dinner- Saturday- Matt’s work party    Sunday-Rotisserie chicken from Costco, stuffing and cranberry sauce.    Monday-Leftover soup. Tuesday- Chicken and Rice .  Wednesday- Eating on the way to the swim meet .  Thursday- Squash Lasagna   Friday-  Salisbury steak and mashed potatoes (the current plan is to freeze a huge batch of mashed potatoes for our dinner party.)

Thursday Thoughts

Lots of things are happening. Wanted to share a few thoughts with you.

  1. Our trip to Florida was different this time.  First, we drove my car instead of the Tahoe.  We chose this because of the holiday travel. I did not want to be pulling a camper on the Sunday after Thanksgiving.  By driving the car, we were able to stop for gas less, make better time, eat at a drive thru and overall spent about half the amount on gas as we normally do. Next, we purchased lighten lanes to use at Disney- This was a true luxury.  We were able to watch 3 shows, ride all the rides we wanted except 1 (Rise of the Resistance) in a shorter day at Hollywood Studios.  I am not convinced that we will need this in the future but they did make things much easier and quicker.  Finally we enjoyed staying at hotels but even Zach said he preferred the campground and staying in the camper to a hotel room.  I really missed the extra luggage space as well.
  2. Both kids are on the swim teams which means 3 days a week practice with one usually a morning one. We have two meets before Christmas Zach has also started baseball workouts which are also three days a week.
  3. The weather has made a massive change with snow and wind which means extreme cold, and I DISLIKE the cold. The benefit is that we are having lots of soup this week!
  4. My friend Nancy and I are planning a Christmas Dinner party. I am excited and really do enjoy cooking when I don’t have to hurry or worry about it.  I am hopefully to have some time to sit and plan and hopefully even share how I am planning and preparing for it.
  5. Because of the party, I would like to have our house clean and super clean. I had a house cleaner come this week on Monday and another cleaning scheduled for 3 days before the party.   I also am making a short list of extra chores that just need to be done ahead of time.
  6. In preparation for the party, I want to try out a dinner roll recipe and see if I can get decent results.  I hope to accomplish this on Saturday along with making Reindeer Crack.
  7. Most of the Christmas decorating is complete.  I decided to only put up a Disney Village and one LARGE tree.  I did add a couple of decorations to the kitchen but legitimately about half of the regular decorations.  We have not decorated the outside except for Matt who has installed permanent lights.  Another Saturday goal is to pull out and get the outside decorations done.
  8.  I currently have purchased and wrapped all Christmas presents!  I am super excited and proud of this accomplishment.
  9. My work continues to be stressful.  This school year has been one of the hardest for me.
  10. My mother’s surgery is scheduled for next week. This is to finally get her heart back in a normal rhythm.  I am praying this get her back some energy.
  11. We are headed back to Florida on the Saturday after Christmas. This trip has two purposes: celebrate Christmas with Haley and David  and bring Lily home!
  12. I am in total agreement that December is just as busy if more busy than the month of May!

Monday Menu Planning

The weather outside is frightful!  That means we are adding in lots of warm soups and comfort foods this week.

Breakfast- Saturday-Breakfast at Trattoria al Forna (aka the name I can’t say or spell). Absolutely one of the best breakfasts on property!  Sunday- Breakfast at Art of Animation. Tuesday- Apple Cinnamon Baked Oatmeal Monday, Wednesday, Thursday Friday– find it (breakfast burritos, muffins, oatmeal, omelets cereal and milk, French toast sticks, sausage, pop-tarts, and eggs,

Lunch- Saturday- Snacked until dinner at Round up Rodeo Sunday- Buc-cee Monday- Bojangles after Granny’s appointment   Tuesday, – soup Wednesday- eat out Thursday- soup. Friday- eat out.

Dinner- Saturday-Round up Rodeo Sunday- Cookout Monday-Tomato Soup and grilled cheese sandwiches Tuesday- Spaghetti   Wednesday-Taco soup or green pepper soup.  Thursday- insta pot potato soup.  Friday- Eat out around swim meet.