Budget Friendly Easter

We celebrate Easter but it is usually in a low key kind of way. Today was no exception. This morning we started with Easter Baskets at around 6:30am.

84C83166-A3B3-44F3-892A-97512DEC11AA 6FD73009-2379-4E4A-BD8C-95089A5C0940 DAFE24D7-0D81-4246-A94F-14EBB505078FBasket and emoji toys are great things to pick up at the after Easter sales. I would wait until everything is 75% off. Candy is always a good deal at CVS with the ECB, another option is also Target. The Dollar spot at Target can be great for some small socks and stickers. Finally shop at Five Below to grab even more candy and Hot Wheels Cars if you need.

Easter outfits are always fun! Especially when you plan ahead.  Lily and Kendall’s dress were purchased at Costco in February for $16. each. I order Matt and Zach’s matching purple shirts from JCPenny on sale for $9.99 each. Amanda found her dress at Goodwill and David’s shirt was another sale purchase. My outfit was the cheapest from my closet.

5FFF4F5F-2A22-47B9-AFE3-B1F82BBBADF8We all enjoy lunch at my brother’s house and the kids spent the afternoon playing outside and hunting Easter eggs.

I planned ahead and purchased the ham at Aldi using a $5 off $30 coupon several weeks ago. We came home and enjoyed left-overs for dinner in addition to ham salad I made that will last for several weeks.

 

March in Review

I am giving a huge sigh of relief as I type this.  March was a long and busy month but I honestly don’t feel like I was overwhelmed by it. The best news of all is that we are ending the month on a good financial note. I still have to pay for pool dues for the year but other than that yearly expense, we are on track. We did not make major gains this month but we did not have major loss either.  Personally I have spent several days this month working in the yard and even managed a walk one day. Spring appears to have finally arrived as well. The weather shows highs around 70 for much of the week.  We did turn off the heat on Thursday, so my fingers are crossed for an entire month without heat or air.

Financial- We are attempting to use a cash only method for the first six month of the year in order to get us some better financial balance.

  • Total paid to credit card debit $2096 total reduction in credit card debit approximately $200. Amanda purchased a new washer and dryer that she is paying for and has already covered over half of it. It is very difficult to get a good read on the actually numbers but we are basically at the same level of debit as we were in January. Slow and steady progress is the best method and unlike last year, in which we started increasing our debit in March and never looked back.
  • Grocery budget $475- Total spent $726.27. Yikes, I did spend extra to purchase ground beef and had several trips to stock up on good deals. I have already discussed with Matt that we will be on a purchase only if we are out grocery budget for April.  I am allowing my self 2 exceptions, chicken breast from Zaycon at the end of the money if we have enough remaining out of the very small $100 budget and purchasing Suddenly Salad if they go on sale for $1 or less a box.
  • Gas budget- $280- Spent $261. This is really impressive since this was a 5 week month.
  • Kid/Summer expenses : uggh lets just say Lily had a 3 night play that was $9 a ticket and Zach started Baseball along with several field trips and the purchase of year books for Zach and Kendall. I really don’t feel like finding a number but it was all covered.
  • Earned $100- this is indeed a much lower amount than any of the previous months I have tracked but it is still extra money and I hope to see this number double in April.

Personal- 

  • Blogging- 11 for the month. Super busy this month. I initially set the goal for 20 but 15 may be more realistic.
  • Exercise- 4 total days for the month.  a goal of 15 but not sure if that is realistic or not.

CVS Saving 2/11/2018

CVS and I have a love/hate relationship. It remains one of the stores that I always monitor sales at but it is also one that I can honestly walk into and walk out if I don’t get the coupon that I am looking for from the red machine.  After leaving last Thursday without purchasing anything, Lily and I ventured back today. Lily did end up buying herself some make up but this does not count in my spending. I only supply the coupons that I have available.

A704B29D-CE19-445E-9642-7F221773AA25Not a bad purchase for $4.85. I ended up doing a total of 3 transactions.  Two of these transactions show 100% savings, which means I only paid tax on the purchases. The final receipt shows a saving of 73%, which is really above my goal of 70% each time.  My overall saving was at 80%.  I used a combination of paper coupons and those from the red machine.  Back to loving CVS for the month of February.

$30 Grocery Budget

I have often shared about our huge shopping trips to Costco in addition to great sales I find here and there. This week is a different week for us, we are not in need of many things and I could not find a great sale either, so I have spent less than $30 on groceries for the week.

First stop was Dollar General. We needed, like down to the last 2 rolls of cheap spare toilet paper needed, toilet paper this week. I did some research this morning and discovered that Dollar General had a $2 off 2 digital coupon on our favorite brand.  The lesson learned is that you can not combine digital and paper coupons.  Total spent $8.70

Next, was a quick trip across the street to Food Lion to grab some breakfast deals. They are currently having their Buy 2 Get 1 Free Sale.  My receipt showed a 50% saving which is great for this store. I purchased 6 boxes of cereal, 3 boxes of pop-tarts, 6 bowls of instant noodle soup and 2 packs of hot dogs for $16.77

I did stop at CVS but did not receive the coupon I needed to get a great deal on hair styling products so zero spent there.

My last stop was Aldi to pick up the other two needed items milk and half and half. Matt uses the half and half as creamer.  Total spent $3.01

How are you saving?

Awesome CVS post…

I have really slacked off with CVS over the past year. In fact, I usually only go every couple of weeks. One of the main reason is that they are making it difficult to save money.   Just a few weeks ago I was greeted by a sign that stated “Limit of two transactions per household per day.”   I asked and got a crazy explanation and thankful someone has at least told them that is not legit.  Earlier this week, I stopped by to grab a good deal on deodorant that I found on Southern Savers. I ended up with 4 sticks of deodorant for $5.12 and 5 ECB to save.

Today, Matt and I made a quick trip to CVS to grab more deodorant on a different deal. I also had printed coupons for Campbell’s Soup, $0.80 off 4 cans. I did  not realize that Tomato Soup was on sale.

Today I spent a total of $2.25 for 3 sticks of deodorant, 4 cans of Tomato soup, and 2 kit kat bars.   I purchased the 3 sticks of deodorant in the first transaction using the 5 ECB from earlier in the week, and the soup with the 4 ECB I received back!

Matt should have enough deodorant for several months and Kendall is one happy girl with four cans of Tomato Soup!

Savings this week- 1/11/2018

As I have mentioned before, we are on a tight budget this month in hopes to get us on a good financial track for the year.  I have been able to find some really good deals while staying on track this week.

CVS has the best sale that I have seen in a while. Add to the fact that Matt is completely out of deodorant and it was a definite stop. I was able to grab a tube of free toothpaste. Which BTW, I have not paid for toothpaste in at least two years. Matt ended up with one stick of deodorant, two were purchased for me and 2 bottles of shampoo. Total out of pocket was $6.38.

Lily had most of her Christmas money left so I took her to the stores of her choice today.  I was able to grab Oreos on clearance along with a couple of items for Easter baskets at Target for $3.17.  The overall best deal of the day was at “Five Below”, their Christmas items were discounted by 75%. I grabbed 7 rolls of Disney wrapping paper for $3.50, I also added a couple of items for Easter as well. So for a total of $8 between the two stores I am very pleased.

The final deal of the day, cost me the least. We continue to earn extra money through Swagbucks every month. This month, I was able to grab a $25 Bath and Body Works card.  Bath and Body Works also has their semi annual clearance sale in January and July. I was able to use a coupon code in addition to the sale for 20% off. I ended up with 5 bottles of shower gel shipped for twenty four (yes $0.24) out of pocket.

Tuesday Thoughts on Saving.

I have not been stock piling since August. In fact, I have been trying to use anything and everything that we had in order to reduce our grocery budget. My rule for the last 3 months has been if we did not NEED it, we did not buy it.  Things started to look a little bare around her and I became a lot uncomfortable.  So the time has come for us to re-stock. I am going to say that I have learned what things we need and what thing we like to have around. I am hopefully that in the future, I can continue to reduce the budget by using things we have and only purchasing things that we NEED or things that we can use in the next couple of months.

One of the stores that I have not been shopping at is CVS.  I have picked up some items here and there but am becoming more and more frustrated with the rules and how they feel like as an individual store they can make up certain rules. Currently, the rule is “2 transactions per person per day.”  I have been able to do 4 transaction just by asking and got the explanation as to why the rule but it is stupid.  Anyway, Zachary needed 6 pictures printed out for a project. I remember getting a $2 off photo coupon several weeks ago. I also had $2 ECB from a candy purchase. Sunday, I order the prints from home and had to add a seventh in order to be above $2. CVS also has a sale $0.99 for Hershey candy bars with a store coupon printing for $0.74 off one.  Finally, I had a raincheck for a bottle of glue that was also needed for Zach’s project. I spent a total of $0.98 on 3 full size Hershey Candy Bars, a bottle of glue and 7 pictures. I also have  50 cent ECB that was associated with my raincheck. I am very pleased with this trip!

The next way, I am saving is using what we have. I used the last of the dog shampoo before our Disney trip. My Dad told me last year to use cheap shampoo instead. Of course, I went a step further and used a small bottle of shampoo from one of our hotel stays. The dog smells awesome and I did not spend any money!

Sunday Savings 7/23/2017

This month, my focus has been not only saving money but specifically using up items in our pantry and freezers. Our stockpile runs over and I am starting to find some food that I know would not get used if I don’t force the issue or I had completely forgotten we have.  It sounds strange to say that I am trying to use food we have on hand in addition to freezing items from our garden but this is definitely the case. I have a menu plan in place until the first Thursday of September. This has a lot of wiggle room as I don’t plan until the week of for Thursday, Saturday and Sunday. We are starting to run low or completely out of some items that need to be replaced. I am trying to buy only what we are out of. After my purchased today, I am hopeful that we can avoid shopping all together till at least Mid August for even the basics.  Today, I specifically used “free money” to purchase most of the items. I did end of spending a total of $3.50 between CVS and Walmart.

CVS will occasionally send me a survey to complete with the promise of 10 ECB. I was able to complete one of these surveys for the first time in at least six months last week. I checked the sales last week and decide to wait for a better sale. The better sale occurred this week. Today, I picked up: 2-24 packs of water, 2 small tins of Altoids, a can of hair spray, a can of mouse, Irish Spring body wash and Dial hand soap. My total out of pocket was $3.33 with $4.50 in ECB back.  Because the reward was in ECB it does not cover tax so $.43 was actually sales tax. The only “need” on this list was for the waters and body wash.

I earned a $25 Walmart gift card by submitting my driving record on line. Matt used most of this card last week to purchase items that Lily needed to pack for her missions trip. I started the trip with $8.34 left on the card. Last night we discovered that we were completely out of several items, mayonnaise, Worchester sauce and cream cheese.  I did a little bit of research and discovered that I could also purchase a large box of cereal for less than $1.50. I needed to add $1.08 to my gift card in order to purchase all four items however I claimed $1.00 worth of rebates from Ibotta.

I am very excited and proud to be able to purchase the needed item for less than $4.

Friday Finds

We have been very fortunate this week to find and be given some great items.  Since I have not done a post with bullet points in a long time this is a fun way to be random.

  • Food Lion had a sale on “Suddenly Salad” $1 each. We discovered last year that we could add chicken, cucumbers and or tomatoes to make a great lunch or pepperoni and tomatoes for a very different but just as good lunch. I grabbed 10 with plans to use weekly this summer.
  • Purchased tomato plants from a local nursery for 50 cent a plant.
  • Found a couple of blueberry bushes on clearance at Walmart for $3 and onion starters for $2. We planted the blueberries and placed the onions under our house in storage for next spring.
  • Use a $2 off coupon to purchase “Got2b ” hair spiking glue for $0.87 cent. I went to a CVS in High Point and the cashier tried to make me feel bad for using coupons. Didn’t work but seriously just scan coupons I promise they will work. We also grabbed Easter Twizzlers for $1.50 a bag.
  • Used gift cards earned from Swagbucks to purchase drinks for everyone at Starbucks.
  • Matt has been enjoying his birthday freebies including a drink from Dunkin Donuts
  • I used office depot rewards to purchase a pack of AAA batteries and a notebook. Spent zero out of pocket and earned another $14 in rewards to spend later.
  • We have been given several bags of clothes recently so the only purchase has been swim suits for swim team.

What are your good finds?

5 Things Friday 4/7/2017

  1. I have done lots of shopping this week. We did our monthly trip to Costco, I headed into CVS for an awesome deal on shampoo. And so far I have made four trips to Food Lion.  I actually convinced my mother to head to Food Lion tonight and helped her get a great deal on our Easter Ham and drinks.
  2. Spring is here, I am so excited to say that all my plants have survived the winter except for the mosquito bush. I will definitely be replacing it! The trees I planted in the fall have started to bloom as well.  On my kitchen sink, I have sweet potato slits growing in addition to 6 pear tomato plants!
  3. We have been officially without heat or air for the past 14 days. The temperature is suppose to drop in the thirties today. I hope this is the last cold spell and my goal is to keep the heat off as long as possible. It would help the budget if we could lower electric cost to $150 for April and $200 for May.
  4. All three of the little kids are on Spring Break next week.  Lily has decided that she is going to continue with charter school next year. So we have 7 more weeks until the summer.
  5. Kendall and Zach brought home their report cards today. Kendall has straight A and Zach has 3 in all areas except for spelling. Lily received her report card last week and has all A’s as well.  I am so proud of these kiddos!