Category Archives: Goals

5 Things Friday 8/17/2018

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  1. The past week has really flown by. I was able to accomplish almost everything on my list for this second vacation week! Including hair cuts for all of us and a nail trim for Rugar!
  2. Starting Monday, both Matt and I will be working full time. This will be the first time in our marriage (13 years) that we will both be working full-time.
  3. One of the main things I am concerned about is cooking and groceries. We will all continue to take lunches as well as eat the majority if not all of our meals at home. I have spent a considerable amount of time and money on groceries this week. I have visited Costco twice, Food Lion three times and Walmart and Harris Teeter. I have spent a total of $467 just this week. I will probably end close to $500 as I am going to stop at Food Lion for more Diet Cokes over the next several day. I am able to purchase 10 2L of Diet Coke for $9.52 until Tuesday.  After doing most of the cooking on Monday, I have continued to add simple things by cooking double most of the week.
  4. We finally got around to weeding and watering the garden today. I discovered that my lettuce had self seeded and I have a bunch of small plants. I am going to leave and see if any grow larger enough to eat. We also harvested several watermelon and two full buckets of green peppers. I am hopefully that we will continue to harvest tomatoes, pimentos and peppers for at least another month. I was also very excited to see that my sweet potatoes are starting to grow. They can stay in the ground until the first frost which is around the end of October.
  5. I was also able to complete a picture collage using pictures from our Disney 2015 trip. I have only had the collage picture for 4 months!

Did I mention how excited I am to start at Davie County Schools on Monday?

Inexpensive/no Cost Staycation

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We like to travel and it the past we have travelled ALOT!  Some of our travel was based on competition cheerleading and some on Matt’s family being in Michigan. In 2017, we spent 10 days in Michigan, 8 days at Myrtle Beach and 10 days in Disney World. We also travelled to Raleigh for a competition as well. This year has been a much slower year. I am actually enjoying a 5 day staycation this week. The rehab department at the hospital is closed for the Fourth of July, I don’t normally work on Thursday. In addition,  I was lucky enough to find someone to cover Friday of this week to make it a nice long break.

Yesterday, Wednesday, was the Fourth of July.  I started the day by washing and hanging Kendall and Zach’s bedding on the clothes line. We LOVE the smell of sunshine and sheets and energy-wise we saved about four hours of time in the dryer.  I  received some cucumbers and tomatoes at work on Tuesday. Matt started bread before heading to work. For lunch, we enjoyed BLT sandwich’s instead of eating out. Matt worked until 1:30 but as soon as he made it home we loaded up and headed to the pool.  We always take a cooler and the kids have their own spending money earned thru chores if they chose to purchase ice cream at the pool. To celebrate we had a cook out with friends. We provided the hamburger meat, slaw and chill. Everything came out of the refrigerator. To end the day, we headed out to enjoy our town’s free fireworks display.  Total spent $0

Today, both Matt and I have appointments.  I washed and hung out to dry a total of 5 loads of bedding before lunch. This saved us at least 5 additional hours of dryer use. I have spent some time getting together a grocery list with coupons for Harris Teeter.  After much consideration, I decided to make egg rolls and fried rice for lunch , again vs a trip out. Matt will be making Sloppy Joes for dinner so we should be save with the no eating out again today.  We are currently out of spray sunscreen as the last bottle purchased did not work. I am waiting on gift cards from Swagbucks before heading out to return and purchase more.  We are planning to head to swim team practice tonight so no additional spending there.  Total spending today should be only out of the grocery budget.

Friday, the plan is to head to Wet and Wild to spend the day. Zach is bringing a friend. We have season passes and our pasta salad for lunch is already made. We have already used our passes enough to cover the cost. Matt and Lily will be heading back  on Sunday with the youth group so again a no spend day.

My goal is to not eat out the entire staycation which will also save a ton on expenses!   I am actually excited to be able to enjoy some extra time with the kids without spending money.

What is your favorite thing to do on a “staycation”?

June in Review

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If you know me at all, you realize that I have very little patience and hate wait for things to fall in place. But as usual God’s has better and other plans, so the month of June has been spent in anticipation.  My prayer is that by the end of July, I will be able to share what we have been waiting and anticipating or the process is complete and I will be content in our current situation.

Financial- After such a rough month of May, June is at least better. We reduced our overall debit by $220 which is a baby step in the right direction at least. Matt has accepted a different part time position with an increase of fifty cents per hour. I did receive and spent my extra paycheck in June but we are moving in the right direction and progress is progress.
Grocery budget $475- Total spent $361.20. Another win for the month. I am also very pleased to say that this includes a trip to Aldi today in order to grab items that are needed for next month’s menu plan and breakfast as well! I am going to continue monitoring this area as the kids were out of town for a week so that might have helped stay under budget for the month.
Gas budget- $280- Spent $311. I am going to increase the budget to $400 a month starting in July, approximately $100 a week. The cost of gas is increasing and Matt’s new job is a slighty longer commute so this should help to balance things out. We also have to have the inspection on our van and pay taxes and tag fees in July.
Kid/Summer expenses : Camp , swim team bathing suits and new goggles. I think for the month of July we should not have any extra expenses!  We are enjoying our season passes to Emerald Point but the kids are aware that they need their own money if they want anything extra.
Earned $85- This is also a slight improvement over the month of May. Shopkicks has been the difference this month. I will admit that I could cash out for another $25 on Swagbucks but am choosing to wait for the discount tomorrow!
Personal-
Blogging- 11 for the month. Small improvement but did not meet goal.
Exercise- 5 total days for the month. Small improvements are key in this area.

June did turn out to be a better month all the way around for us! Waiting is hard but we are going to stay the course and wait for God’s timing!

Five Things Friday 6/8/2018

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  1. After much prayer and consideration, Matt is currently seeking a full time job. In the short term, he is picking up extra hours as they are available. Every extra dollar helps and I have to have a new budget in the next month or so that includes EVERYTHING that we need.
  2. Zach was invited to go to the beach with a friend this weekend.  This is his first real time away from family. I am hoping he has an awesome time but it is really quiet around here tonight.
  3. We have our first swim meet next Tuesday. I love to be outside and cheering on the kids.
  4. Bath and Body Works is currently running their semi-annual sale. I used the last little bit of my last bottle yesterday. I am so happy that I received both the orders I placed. I split up the order even though it costed more in shipping in order to use $10 off $40 for each order.
  5. I pre-purchased an additional 80lbs of chicken today. This order will not arrive until October. I also have ordered 40lbs that we will receive in July. The reason, I placed the second order is that I was able to purchase at $0.99 a lb. This is the lowest and best price. I am hoping between the two orders this will last us an year!

Five Things Friday 6/01/2018

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Did you hear that sigh of relief? Do you have a clue what it means for us?

  1. This is the month, that we hopefully final get our feet back on solid ground. In addition, we are actively seeking ways to increase our overall income as well.  My prayers is that by the end of June, we will have significantly increased our income and can adjust our budget accordingly.
  2. The square foot garden should been to produce. We currently are able to harvest lettuce, basil and cilantro. I hope to add at least cucumber and squash to the mix by the end of the month.
  3. Matt and I will have some “alone” time this month.  For dinner tonight, we used a gift card and enjoy a large meal at Applebee’s. Total spent was $11! Amanda has taken all the kids with her camping this weekend.  All three kids are planning to attend our church camp which be for the entire third week of June.  Currently, I have scheduled myself an additional 10 hours the week they are gone to camp. This weekend, my plans are to finish up some spring cleaning and relax.
  4. School ends for Lily next Wednesday. Zach and Kendall will both finish on Friday. This summer will be a definite change as Matt will be working one or more days. We get to start using our “Wet and Wild” pass for the summer. I am hoping to go twice in the month of June alone.
  5. I am finally feeling caught up. I still have several things I would like to accomplish around the house but they are all things that are simple items that will just keep things moving smoothly.

Thanks for sticking with us!

May in Review

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This has been a long EXPENSIVE month. I am so excited to say goodbye to May and hello to June. Matt and I both are still working on increasing our income and hopefully we can start to see increases in the month of June.

Financial- This is the worst month this year in regards to finances. The good news is that I receive an “extra” paycheck in June. My goal is to reset and hopefully get our feet back on steady ground. I blogged here  about most of the expenses. I was not able to cover them all but we are still eating and floating so I am so thankful to head to another month.
Total paid to credit card debit $1173 total, however this did not produce an reduction Instead we increased our overall debit by almost $600.
Grocery budget $475- Total spent $608.08. Yikes, It happened again and this does not include our cow purchase. I checked and we have been over budget in this year for 5 out of 6 months. I need to take a good look at this for the next 2 months and may in reality need to increase this to a larger more realistic number. We are well stocked and I would love to say we are planning to spend much less this month but I honestly think the kids are growing and we are eating more.
Gas budget- $280- Spent $285. This does not include the inspection, or tags on Matt’s van.  I also plan to re-evaluate this during the next two months and may increase if needed.
Kid/Summer expenses : Camp deposit, swim team, baseball games and we are not even going to talk about the medical expenses.
Earned $75-this is the lowest month to date. I am somewhat frustrated but extra is extra so we will continue to attempt to use whatever we can get.
Personal-
Blogging- 9 for the month. No goal met here either
Exercise- 0 total days for the month.

This is real life and just because we have a bad month does not mean we stop working. I am super disappointed but I lived the real struggle this month.  I am praying and holding steady for better times ahead.

5 Things Friday 5/25/2018

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  1. I have a 3 day weekend! WOO HOO I am so excited to have at least one day to stay at home!
  2. Our square foot garden is thriving. I am so very hopeful at this point. We have enjoyed lots of lettuce and some basil. I am excited to watch everything grow but even more excited when we start eating out of the garden.
  3. Our freezer is once again full. Matt picked up our 890 of beef on Tuesday. Our chest freezer was a great fit. We have spent several hours cooking, so far we have 13 bags of cooked grounded beef.  32 beef and bean burritos, 12 meals of Salisbury steaks and 5 meals of sloppy joes (minus the buns).
  4. May has been a slow and expensive month. I am holding on tight to make it till June. We are definitely over budget with both gas and groceries for the month.
  5. Lily has not had an episode in almost 2 weeks (Sunday). This is a huge praise in our books.

Expensive Month of May

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I can honestly say that this May 2018 is probably the single most expensive month that I can remember.

First the “known” expenses-

  • Pool dues $375
  • Swim Team Fee $ 110 plus around $80 for new suits
  • Car Insurance $325
  • Van Tag $44
  • Deposit for church camp $150

Other expense (not planned)

  • Cow butchering $510
  • Zach braces initial payment $400
  • Moving of building $300
  • Lily Additional medical expenses currently $300
  • Malpractice Insurance for me $160

As Matt stated “We have an income problem”  The good news is that he and I both are picking up extra work and hope to cover as much/all of this with extra money this month. Twenty- four hundred is a lot of money so we will be saving each penny and finding creative ways to add to our income this month. First up is a Yard Sale this coming weekend.

 

Monday Update

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So I think it is pretty obvious that I will not meet my blogging goal for the month. I do have a legit reason for it this month, so I wanted to make sure that I have it recorded.  We ended up having to move things from Go Daddy due to price and this web site disappeared for approximately a week. That is as technical as I understand. I am very happy that it has all been saved including the huge amount of pictures that I post each year.  The good news is for now we have three years until we have to deal with the same thing again.

I am over grocery budget again. So far this month I have spent $436 in addition to purchasing our cow. We will still have to pay the processing fee in May but this is a years supply or more of beef.

On a positive note, we have been able to reduce our total debit this month. I am so excited about this small accomplishment. I do anticipate that the next 3-4 weeks will be very expensive as we have several summer expenses that are due. These include pool membership, swim team, church camp and baseball camp.  We also have our car insurance due in the month of May. Yikes

My plan/goal is to get some baseball pictures posted in addition to some other special ones over the last week.

5 Things Friday

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  1. Yes, it has been over a week since I posted. My only reason life. I am hopefully to get up a better post over the week but here is the short version.
  2. Zach had his first official baseball game today. I am so excited that his team won 8-7! Zach is playing catcher and doing a great job.
  3. Spring is hopefully here! We have the windows open!
  4. I am so excited about our Square foot garden! I have planted potatoes. Honestly, I probably jumped the gun and went ahead and planted several cucumbers, squash and a jalapeno pepper. The worst thing that could happen is that I will have to replace them. I just really am ready for Spring.
  5. April is going to be a really expensive month for us as we have to pay a deposit on both the girls camp, Pool dues, and need to pay for Zach to attend a baseball camp.