June was certainly not the month I expected it to be. We did not increase our income and we ended up with two major house repairs that have definitely knocked up back a bit with our debit reduction. We still are living very comfortable but July-October are going to mean some serious belt tightening.
Debit Reduction: Failure
Due to the things stated above we actually have increased our debit by close to $1000 at this point. Ouch
Blog Post: Fail
I had 9 total blog post for the month. I can honestly say that June was an extremely busy month, including 4 afternoons for swim meets and a week long trip to Michigan. I have some very good intentions and plan so I hope to at least hit 15 this month.
Days on Treadmill: Zero
Water walking days-7 In addition to a full day of walking on Mackinaw Island.
I am actually documenting improvement in this year!
Groceries- Goal Met! We spent a total of $405 for the month of June in groceries! This is a huge win as the past several months have been over budget!
Gas: $355 for the month. This is about $50 over budget but does include our entire trip which was 5 tanks of gas!
Earnings: June was a positive month in this area as well. I am expecting some changes starting in July but our earning is consistently increasing. Total $220
Swagbucks: $100 for Me, $75 for Matt
MPlaces/Cricket Rewards: $15
Today was a really exciting day for me… we harvest our first items from our garden, broccoli!
They don’t look very large but they make excellent Mickey ears and we harvest two of our four plants. Just two gave us enough for 2 meals.
I stockpile for a couple of different reasons, first is savings, second is convenience and third is nutritional. Today, we used up our loaf of sour dough bread that I made on Thursday so I decided to make another batch. I have been putting dates on the items I buy in bulk to determine if I really am saving money. I used the last 6 cups of bread flour that was purchased in March 2016. The savings is broken down this way, $15 for a 25 pound bag which lasted fourteen months. That is $1 a month for not only bread but also pizza dough. Even if the cost of the other ingredients is $1 a week, I am still saving at least $5 a month on bread by making our own.
Today was also the day that we chose to go strawberry picking this year. The kids LOVE this and it actually saves us $3 a gallon to pick our own. We have enjoyed lots and lots of strawberries today in addition to make strawberry jam that will be enjoyed for the next year. We also have frozen a gallon for use in smoothies.
Spent most of the morning planting. We are trying so different strategies and techniques this year. First I have switched the cucumbers and the watermelon. We reduced the number of tomato plants. Next on the list of changes is to increase the number of pepper plants in addition to adding 2 new varieties. By mistake I picked up zucchini squash this morning so I just planted. Finally, in the corn bed we are trying planting multiple corn in addition to adding a green bean plant. I have been spacing out the planting so that hopefully our harvest will be easier to manage and a lot longer as well.
I found a blueberry bush on clearance for $3 at Walmart this morning so I figured it was worth a shot to see if it would grow. I know it will be at least two year before it should produce anyway. Lily is most excited because she does have blueberries growing on one of the bushes we planted 18 months ago. It is a small harvest but the excitement is that we actually can eat something.
I purchased a very small mint plant last year. Not only did it survive the winter but it has grown and grown and grown. This section I planted in the cement blocks that are surrounding out compost bin. I also have another section out front that I am trying to thin out and control.
Lastly for now I wanted to include a picture of our future orchard. This morning as I was going to hang sheets on the line, I saw a “weed” growing in the rubber mulch of the playground. I pulled it up to discover it was actually a pecan tree. We decided to plant to watch it grow. All except one of the trees we planted in November has leaves. The easiest way to count the trees is by the red mulch surrounding, 7 small circles of mulch.
The weather in North Carolina is just about as random as my thoughts and updates. Yesterday, it was 83 degrees and sunny, today 52 degree with rain and wind.
- We are currently working on fourth week with no heat or air. I am doubtful that we will make it a full six weeks because of the forecasted temperatures for the end of the week.
- Our electric and water bill for the month of April are both significantly lower than budget. Our water bill is most likely due to fixing the leak that has been present in the front yard for six month or so. We are also utilizing our rain barrels for planting.The electric bill is from lack of heat or air and diligence in turning off things.
- The weather has been helpful in some ways. Because it has been so warm, I was able to begin planting a full 3 weeks soon than I expected this year. I have been very cautious but our last possible frost date is April 30th. I currently have planted 14 cucumbers, 5 yellow squash, 15 sweet peppers, 2 banana peppers, 2 jalapeno peppers, 4 broccoli, 2 cabbage. I also have planted 5 asparagus plants for the future. My oregano, mint and rosemary all survived the winter. The plant is to finish planting the square foot garden this coming weekend.
- I seriously did not think our schedule could get more full, but we were unable to attend piano last week because we did not have an hour of spare time.
- I am spending part of the day cooking ahead for the week. I am scheduled to attend a continuing education class on Friday. The following week, I am working only 2 days as Kendall has field day on Monday and Zach has one of Tuesday.
- Summer plans are starting to come together. Currently, we are planning a trip to Michigan in June and a trip to the beach in August. Swim team and lots of pool time will also be on the schedule.
- We are planning a yard sale in mid May. The kids are actually sorting through toys and clothes today to add to the sell pile.
- Lily has decided to continue in charter school for the next year! We all agree that this is the right decision!
This has been a day of beginning and ending for savings around my house. First I will share the beginning. We are planting fruit trees as part of our landscape. I ordered a set of six fruit trees of dwarf size to plant in the back yard. I specifically picked the dwarf size in order to use them as a bounder. They don’t look like much now but hopefully in five year we will be able to harvest and enjoy some fresh fruit. In case you are wondering we chose two apples up front, followed by two pear, a cherry and peach tree. The big debate is now do we add one or two more to complete the border.
So now we are at the ending, the weather has really started to feel fall like here. During the past week we have several nights that have gotten cold enough for a frost. Tonight, Saturday, the forecast is for a hard freeze. The girls and I went ahead and harvested all the remaining green peppers and tomatoes from our garden and pulled up most of the plants for the compost pile. I am hoping that the tomato will ripen in our window sill over the next week or so. The green pepper were chopped with some being frozen for soup and other left to use during the week.
I have been doing some shopping over the last week and will plan to share all my deals in the next couple of days.
1. My goal for the month was to spend $50 or less on groceries. I am already going to admit defeat with this. We realized Thursday morning that we are completely out of dog food. I know that I could always purchase a small 10 pound bag to last for the month of November but it will cost close to the same 25# pound at Costco. We did make a Costco trip and managed to spend $100. I am hopeful and actually fully expect that we should not “need” any more groceries until December.
2. I was able to cash out for a $25 gift card to CVS on Swagbucks yesterday. This will be my grocery money for the rest of the month. I do not count this in the budget because this is free money.
3. Because of yet another problem with the gas pipeline, gas in our area has jumped again and shortages are expected. The price difference between my town and Costco was 14 cent. We braved it today and actually drove the van until it read 0 MILES TO EMPTY, to fill up at Costco we saved around $3 this way.
4. We were at Costco at lunch time today and since I am not really a fan of hot dogs nor pizza, I picked up a rotisserie chicken to eat for lunch. Zach and Lily ate some with me at lunch. We brought the rest of the chicken home and made an awesome chicken salad. Finally with the skin and bones, I made chicken stock in the crock pot. I was actually able to use 2 crock pots for this and should have about 100 cups of stock!
5. The crazy weather has allowed our garden to continue producing a small amount. We are still harvesting basil, oregano, dill, tomatoes, jalapeños and green peppers. I hope that we will reduce the initial cost next year because we our dill and mint plants will reproduce themselves.