Thursday Thoughts

  • Fall has officially arrived in North Carolina. Monday, the kids wore shorts and t-shirts to school. That afternoon, I heard complaints of how hot it was!  The house temperature was 78.  Today, the kids both are wearing long pants and long sleeves. The house temperature is currently and I am hopefully to avoid the heat til at least Saturday.
  • We will have to dig up sweet potatoes and grab the last of viable veggies from the garden as we are predicted to get our first frost Sunday night.
  • I planted some lettuce bottoms in May and after we ate some they ended up self seeding.  We have really been enjoying this lettuce during September and October. I walked out this afternoon and grabbed enough lettuce for 6 salads! This is probably the third full meal we have gotten and I grab usually a salad a week for my lunch.
  • I am coming to the realization that my job in Guam may never come about. I have already received notice that I need to renew my Guam license by Oct 26th for next year. I have yet to use this license so I am thinking that I will not renew and mark it up to a learning experience. The biggest issue is that I will need to re-do our budget in December and eliminate the need for that income.
  • Dinner this week has been a challenge, as I have had after school meetings 4 out of 5 days.  I am hoping to get a better/easier plan for next Monday and Tuesday. I also have a meeting on Monday evening so we may be ordering pizza after all.
  • I have spent my grocery budget for the month so I am forced to say No to a really good sale at Harris Teeter.
  • Going to end on a positive note, we currently are 1/3 of the way to have our Christmas completely paid for via Swagbucks. I am hopefully that by December we can purchase all large items using this free money!

Sheila’s She-Shed

This adventurer started shortly after my father’s past away unexpectedly.  In the last few years of his life, my dad acquired several building and filled them up.   After his death, we realized that no one had been in the 4 buildings nor realized how full they really were. We decided to empty out as many as we could. It took almost an entire year but we were able to move everything that my mother wanted to keep in one building, including items from under the house and attic as well. It was decided that my brother would inherit one building and I would inherit the second. My brother lives across the street from my mother so he moved his building first.  In September, I paid to have the building moved from my mother’s house to my house.

This could be considered a huge expense but in my opinion it was well worth the money. The company charged $350 and I came home to a perfectly level building and empty building.

The first “free” project was to build steps into the building. We used material from the deck steps that we just replaced. They are not pretty but very functional.

Next we used 2 old door hinges to cut two small opening in the front to allow for air to circulate in the building. Screen was again salvaged from cleaning of the building at my father’s. Inside the building we discovered several pieces of lumber that had been placed up high for storage. There was also an old rake handle and a multiple nails and screws.  We did end up purchasing a fast track storage system at Lowe’s using gift cards from Swagbucks.  The candy canes are hanging on an old broom handle that we found after the shed arrived to my house. My father used it to hold the door open with. The chairs above the candy canes are on the rake head that was previously used to hold shovels.

Beach umbrellas, pool noodles and surf boards are placed on shelves that were already in place in the building.

The caddy in the corner was purchased at Aldi for $4.99 and everything on the back wall is connected to hang from nails and screws that were already in place when the building arrived.

Yesterday, we used the wood found in the building to add this 10 foot very sturdy shelf with storage above and below the shelf. The top shelf was already in place when the shed arrived and had been installed by my father for storage.

Total spent on my new “she shed” including cost of moving is less than $400. I have gained a TON of storage and organizing space! Can you tell how excited I am to finally show off the results?

 

Saving on Saturday

This been a very different week, Amanda had an emergency C-section on Tuesday night and I did not work on Wednesday. Tropical Storm Michael came through on Thursday, we lost power around 8:30pm and I did not work on Friday.  I have always said it is the small things that add up, and this week is the proof. Here are the ways I know we saved money this week:

  1. Using the McDonald’s app. I ate lunch on Wednesday and we all had breakfast on Friday. We saved at least $5 with each use.
  2. Ate lunch at Costco on Friday.  3 slices of pizza, 2 hot dogs and 3 drinks for $11.  At least a savings of $10.
  3. Grilled Hamburgers and ate a huge salad out of the fridge for dinner on Friday. By eating at home and using things we were afraid that would spoil we saved at least $35.
  4. Used my Target debit card to save 5% on baby items.
  5. Purchased new “winter jackets” for both Matt and I at Costco for $19.99 each. I am estimating a saving of $50 each or $100.
  6. Purchased Kendall’s Christmas dress for $18.99. I am going to estimate a saving of $25 but probably more.
  7. Purchased a set of new tires at Costco saving $70.
  8. Washed and hung out to dry all the sheets and comforters today. Saving at least 8 hours of dryer time. Estimate of $2-4 on electricity.
  9. Repurposed some hooks and a basket in the laundry room to hold lunch boxes. Saving $14.95 on the purchase of a crate for this purpose.
  10. Built shelfs out of materials we already have for my she- shed. Estimate a minimum of $50 savings. I plan to share more on this soon!

5 Things Friday

  1. This is the first night we have been home this week with no practice or events. I think this should occur at least 2 more times during the month of October 2018.
  2. My job in Guam is “suppose” to be starting in the next 2 weeks.   I also have received notice that I need to “reapply” for licensure by the end of October. I am so reluctant to even think about this but am leaving an open mind. I do have a call schedule to speak with someone on Tuesday and I am very hopeful that I can get an idea of the scope of the time commitment including when it will start on this call.
  3. My favorite sale of the year is the Food Lion “quarter back” sale. Last week, I even took my mother shopping. We ended up shopping two different Food Lion stores and realized that each store has different prices and sales. The stores are less than a 10 minute drive apart. My favorite deal of the week was free yogurt. The Food Lion brand yogurt was on sale at 4 for $1. Each still qualified for $0.25 back so free yogurt. I still have approximately $40 in my grocery budget remaining but may honestly skip shopping the rest of the month.
  4. Gas and other auto related expenses are continuing to be above the budget amount. My initial plan was that all “mileage expense” money would be “fun money” may have to be rethought.
  5. We are celebrating Amanda’s birthday this weekend!

Monday Menu Planning

We usually plan our menu by the month and most times we do the menu planning before going to the store. This Saturday morning we did just that menu plan for the month before heading to Costco.  At Costco, we decided to purchase both bagels and Hawaiian Rolls. I definitely did not want these to go to waste so our plan has officially changed twice. But this is life and the ultimate goal is for nothing to go to waste.  We are also eating out 3 separate times this week but with a gift card hopefully will still stay on budget.

Breakfast- Saturday- Pimento cheese and Bacon Biscuits, Sunday-Bagels Monday- Bagels  Tuesday, Wednesday, Thursday and Friday- Choice of pop-tarts, breakfast burrito bowl, egg muffins, cereal, toast. eggos or grits.

Lunch-Saturday-Costco Sunday- Mexican restaurant  with friends . Kids have lunch packed including lunchables, uncrustables and wraps. My goal is to only eat out on Friday this week: salad, Chicken salad lettuce wraps, grab and go .

Dinner – Saturday-Leftovers  Sunday- bagels with choice of topping  , Monday-Baked Potatoes  Tuesday- Party pop up rolls aka Hawaiian Rolls with meat  , Wednesday- Shrimp fettuccine  alfredo , Thursday- Chick Filet . Friday-Pulled pork and carrots.

September in Review

Whew… we made it.  September was another busy month with lots of money being spent.  You can read about out budget reset here.    To be quite honest, I am glad to have all the spending and buying hopefully behind us.  I actually paid bills twice this month as we move to paying most bills with my paycheck, we are paying a month ahead so it is much easier and quicker. My goal for both October and November is to have more days of no spending than spending days.  We still have not settled on a final budget as I have not started my second job via Skype yet.  At this point, I am even becoming doubtful if this is going to materialize. If I do not being this job it will me a reduction in our budget as I will need to cover our two remaining credit cards from regular bill money. I will definitely keep you posted. But now here is what our month looks like.

Financial- We have moved toward a cash envelope system with most of the budget. We are continuing to use our Costco credit card for the HUGE rewards (total of 8%) in the form of cash back but otherwise we have no plans to acquire any more debit.
Grocery budget $500- Total spent $500 for September and $440 of our October budget. Because I was paid on Friday, we went ahead and shopped at Costco for the month in addition to I have been stocking up at Food Lion during their quarter back sale. I do not anticipate spending more than $60 in October and it is in cash so when it is gone, I am done!
Gas- We are currently around $75 over for the month. I was initially very unsure about the exact cost with both Matt and I traveling at least 30 minutes to work each way. I did increase our gas budget to $400 for the month of October. I may have to continue to monitor and adjust this as time progress. The good news is that I will be earning mileage which should cover at least part of this expense.
Kid/Summer expenses :Lily is participating in youth theater and including tickets for the show so far we have spent $200. Remaining cost include several items for her costume and at least one silent auction item. Zach is playing baseball- $90 sign up fee, $25 on new uniform and around $5 a week for game entry fees.
Earned $75- We are continuing to use this money in different ways. This month it was to purchase items for my building including a light. We are planning to put at least $50 a month for the next three months toward Christmas gifts. Every little bit helps!

Personal-
Blogging-10 for the month.  I have been sick for the past week and we have been incredible busy over the past two weeks but I am going to hopefully stay above this number in the future.
Exercise- 3 total days for the month. I am going to again blame my cold on part of this but I know I can and need to do much better in this area!

Monday Musing 9/24/2018

  • I am sick, not the need to go to the doctor sick but the I feel miserable and need to take medicine sick. I do feel much better today than on Saturday but we have something every night this week so I can’t be too sick. Uggh did I say I am sick.
  • Amanda’s baby shower was Sunday. It was a huge success but did I mention I am sick. I will try and post pictures one day this week.
  • Zach has his first baseball game this week. We are moving up to Kid pitch so it should be interesting to say the least.
  • We were able to get my building moved last week and also purchased a new lawn mower. We mowed the yard on Friday night and I spent several hours in the building on Saturday but I was so miserable that I called it a day with about 50% done.
  • I will receive my second paycheck this week and I am actually really pleased with how our budget is working. I also received the news that I should start my second job in Guam in October.
  • I have started buying Christmas presents and actually am over half way finished!

Did I mention I am sick? So it is off to bed I go!

Menu Planning Monday 9/17/2018

This has been a bit of a different weekend. Everyone was home from Thursday till Monday. All three kids were out of school on Monday so things are a little off. We did manage to eat out only 1 meal (Sunday lunch) and I did prepare a lot of food ahead for the coming weeks and months. You will notice extra soup and soft foods on the menu this week, both Zach and Lily had their braces tighten and need some softer options.

Breakfast- Saturday-Eggs and Bacon, Sunday-Quick meal (we woke up late) Monday- Eggs and toast, Tuesday, Wednesday, Thursday and Friday- Choice of pop-tarts, breakfast burrito bowl, egg muffins, cereal, toast. eggos or grits.
Lunch-Saturday-Baked Potato soup in Instapot  Sunday- Coach’s  Restaurant with friends . Kids have lunch packed including lunchables, uncrustables and wraps. My goal is to only eat out on Friday this week: salad, humus , pimento cheese and crackers . I even managed to take my lunch on the work day which was Monday. 
Dinner – Saturday-Country Style steak  Sunday- left-overs  , Monday-White Bean chicken chill Tuesday- Soft Taco , Wednesday-Chicken and Broccoli Casserole, Thursday- Sloppy joes and French Fries. Friday-cowboy beans and corn bread(I made baked Ziti last week and ate so we just brought this forward.)

Six Things on Saturday 9/15/2018

  1. I really wanted to write a post about saving today but a couple of things stopped me. First, we still have at least one major purchase (lawn mower) to make with my retirement money. So that is definitely not saving. Second, our weather here is nasty but just nasty enough for me to not want to go outside. Hurricane Florence is dumping rain on us and wind makes it miserable outside.
  2. I have now officially cooked six meals in a row. Yesterday, I doubled everything. Today the focus was on using up things. This morning we had bacon and eggs. Matt cooked a second pound of bacon for use in lunch and dinner. Lunch was instant pot baked potato soup which everyone loved. We did have enough to make several lunch for the day like today that braces making eating difficult. Dinner is country style steak with potato salad (the last of the potatoes)along with rice and several items I am pulling from the fridge.
  3. The major accomplishment of the day was cleaning all the floors. We (yes everyone pitched in) spent about 2 hours vacuuming and steam mopping. I also washed the living room rugs.
  4. Rugar even got a bath today.
  5. We have ran the dishwasher at least 5 times in the last two days. I think I have lost count.
  6. We are planning to save money tonight by watching “COCOA” on Netflix. It should be a good way to end the day.

Cooking Ahead

I was surprised and excited to learn on Wednesday that due to the impending hurricane, my school system would close early on Thursday and be closed all day on Friday of this week.  The reason for my excitement was the thought of how much I could get ahead with cooking.  I made a trip to the grocery store to grab the stuff I needed to make baked ziti Wednesday night. I also ended up sending Matt to the store Thursday night to get some shells we needed.

Here is what my day looked like:

Breakfast- triple batch of sausage gravy.  The remainder will stay in the fridge for use for either a hearty quick breakfast or breakfast bowls for dinner next week.
After breakfast, I browned 3# of hamburger meat. We bought a new pan at Costco that made this job so much easier.  The meat went into the crockpot with taco seasoning and water while we ventured out to piano.

Lunch- Matt ate an burrito, Zach and Lily had mashed potatoes. Both had adjustments to their braces on Thursday. I had hummus and chips and Kendall a sandwich. After lunch, Matt and I formed an assembly line and made 27 beef and bean burritos. We froze these. Two minute in the microwave and these make a great lunch or quick dinner.

Dinner-I started working on dinner around 3pm. Using my Baked Ziti recipe ( I plan to post and update the link on Saturday). It is very simple to make one ziti to eat and another for freezing. We ended up having friends over for dinner. I was able to pull enough lettuce out of the garden to make a decent salad.

Accomplishment of the day: 3 breakfast meals, 25 frozen burritos and two awesome baked ziti!