Saving on Saturday

No spend days equals savings. This idea sounds very simple and is actually foul proof. If you don’t spend any money on a given day then of course you are saving money. However, when putting this into practice it actually becomes much harder than you think. I am a very black and white person so when my understanding of No spend days is exactly that no spending what so ever even from budgeted amounts. The one exception I make is using med flex money. I don’t count this as spending because I never see this money and don’t budget for it either. During the school year there are many things that can count as spending, ball games, school activities/fees and piano. All these activities are planned but still count as spending. Gas is a big culprit during any season of the year.

I started tracking my no spend days in June. I was very shocked to see my total as 2! I was even more shocked to realize that both of these days occurred while school was in session. In July, I was able to achieve a total of seven days of no spending. Again, I was shocked to learn that one of those no spend day was on our missions trip. So far during the month of August, we have managed 3 no spend day with today counting as the third. The first no spend was on Saturday August 3rd, just prior to our beach trip and the second day was during our beach trip. Given all this information, what is the one thing that makes a no spend day work? Planning is the simple answer. The good news is that heading into the school year, I have been focused on preparing ahead aka planning. I have enough meals that grocery shopping should not need to happen but maybe twice a month to grab milk, cheese, bread and vegetables. I don’t anticipate having lots of extra time so that eliminates online shopping and any shopping really. Yesterday, I took the van for an oil change so that eliminates that expense for at least a couple of month. We have also replaced the brakes this summer and replaced tires on the older van. I am hopeful that gas will be our only vehicle expense. The kids and I all had hair appointments yesterday which means we are good for at least 2 months in that area. I may end up getting another pedicure but only one more should be sufficient. The one expense that I know is coming is school fees including signing up for Baseball, and Youth Theater.

Now to the planning part, my goal for August was 10 no spend days. I had originally stated that when school started I would shoot for 15 no spend days. I am no sure that 15 is realistic but I will wait until the end of August to decided if it is reachable.

Saving while Shopping

I mentioned last week that one of the things we enjoyed doing on our vacation was shopping the outlets. Today, I am going to hopefully share some of the deals we got and several pictures as well. I did debate about sharing because you will not be able to replicate the deals but it does give you an idea of what good prices for items are.

On Sunday, we left early, before 7:30am after eating at our favorite local breakfast place.



The goal was to be at the Tanger Outlets before lunch. South Carolina has a tax free weekend usually the first weekend of August. We planned to take advantage of this sale. We were successful! Some of the deals that we were able to combine with the tax free weekend included $8 shorts (for me) at Old Navy. Children’s clothes priced at $2, $4, $6 and $8 at Old Navy. We purchased mostly clothes for Braxton with this deal but Kendall grabbed a shirt for $2.49 and Lily found 8 pair of “cool socks” for $8. We shopped at RUE 21 where we found $5 shirts, each of the girls was able to find 2 shirts that are appropriate for school and out with me!

One of Lily’s new shirt! This was taken prior to our 2nd shopping day!

I will say that Lily probably found the best deal at H &M. She purchased a bikini both pieces included for $11!

We also purchased a couple of shirts and an outfit for Braxton’s birthday at the Disney Outlet store.

On Wednesday, we decided to venture to the second Tanger Outlets.

The biggest store that we wanted to visit was the Nike Store. One of the things that I have learned about this store is that the back wall is all clearance shoes. It has everything from kids to men’s shoe. There is usually a sign on this wall that indicates an additional percentage off. On this particular day it was 20%. Lily, Kendall and I were able to locate shoes that we liked all from this wall. At the register, I was encouraged to sign up for the Nike app which would give me an additional 10% off. I purchased 3 pair of Nike shoes for $85! If you shop at all you realize that this is a good price for even one pair of shoes. We shopped at the Simply Southern store where I purchased t-shirt dresses for the girls for $5. I also purchased several Christmas presents! Mom and I also headed to the Lane Byrant store where we shopped the clearance rack. I was able to combine $20 in birthday cash from the credit card and a school discount. I actually think my Mom did better. She found 5 tops on the clearance rack and opened a credit card account for an additional 20% off. She ended up paying $10.17 for all 5 pieces. To complete the transaction she used cash to pay off the credit card.

We finished the day at Chick A Filet, where the kids traded the books from their meal in for ice cream cones!

Thursday Thoughts

I have been very slack on my posting this month. In fact, this is the 5th post and today is the 15th of the month. I do have a legit reason or a couple of legit reasons for this slackness. I am going to share these with you. Of course, the first reason was vacation. We spent a lovely week at the beach. We really enjoyed time as a family. And to be quiet honest, I just did not feel like posting. I do have a couple more post to share about our beach trip and will hope to get at least one of these up this week. We arrived home on Sunday and actually got ahead of the game by unpacking completely Sunday night.

The second reason that I have not posted a lot this month is that I have been focused on stocking the freezer with breakfast and dinners to use as I start back to work next week. I am so excited to say that I am finished with this task. I currently have 75 dinners and 50 breakfasts pre-made and in the freezer. I wanted to share a little bit about this process with you. But first the reason this has been such a focus for me this week is simple LIFE. All three of the little kids will be involved in an extra curricular activity this fall. This means that not only do we have at least one activity every evening we have two activities most evening and an occasional evening where all three kids need to be somewhere different. Kendall will have a football game to cheer at every Saturday during the months of September and October. My goal is to keep Sundays as a day of rest and day to get things organized for the week.

When we arrived home on Sunday, we found peppers, pimentos, cucumbers and tomatoes ripe in the garden. Matt was able to roast 2 batches of pimentos to use to make pimento cheese during the fall and winter. I started a batch of pasta sauce in the crockpot and with the help of Zach made 10 omelet bags. We use omelet bags for breakfast, simply add the bag contents in a cup with 2 eggs and microwave for 2 minutes. Each omelet bag contains sausage, onions and pepper. Prior to leaving on vacation, I made 20 breakfast burritos to use the eggs, milk and sausage in the refrigerator.

Monday after spending several hours/days researching and book marking recipes during our vacation, I checked in the freezers and pantry and made a list of items that needed to be purchased in order to complete different meals. I added to this list pop tarts, instant oatmeal and cereal to use as well. I made 3 batch of pizza dough and froze along with the toppings (cheeseburger and chicken) for these. The pasta sauce was used to make dinner and two additional containers were placed in the freezer.

Tuesday was a shopping day. Mom and I headed to the local Food Lion and to Walmart with my long list. I am very proud to say that by using coupons, gift cards and sticking to my list, I spending $70 total. I did add two packs of chicken thighs to the crockpot to cook while shopping. For dinner, I unthawed a package of chicken livers and added sliced cucumbers and tomatoes.

Wednesday morning, I made a double batch of French toast using bread we found on sale. I added another batch of omelet bags to the freezer as well. I used the chicken thighs to place a chicken divan in the freezer. I decided to go ahead and make chicken broth with the skin and bones as several of my recipes called for it. After our dinner of chicken and dumplings, I made two bags of slow cooker lasagna. My mom and the kids helped with bagging up the dried basil that has been hanging in my building for several weeks.

Today has been another hectic day of cooking. First I cut and hung 15 stalks of basil in the building to begin the drying process. My goal is to not only preserve the basil but allow new plant growth on the existing plants. I also assembled the chicken casserole that we ate for dinner. All the kids were recruited to help with cooking and carrying things to the freezers today. Zach is awesome at browning/ cooking sausage and meats. I assembled 2 baked ziti, 5 bags of Salisbury steak and 2 packs of hamburger patties. I also bagged and froze an additional 10 cups of chicken stock. My plan is to eat one set of the hamburgers for dinner tomorrow and the other will be a meal later in the school year.

Now that all the cooking is finished, I plan to enjoy the last few days of summer with trips to the pool and Wet and wild. I may even finish my 4 book of the summer.

June in Review

I am almost in disbelief that the month of June is finished! I really have enjoyed the first two weeks of my summer vacation but it is going way to fast! In fact, we declared yesterday a chill day and I actually slept for about two hours which made a huge difference in my mood!

The garden is producing at a steady rate. We are on the verge of getting tomatoes and cucumbers! I am hoping to harvest enough tomatoes to make at least 12 batches of spaghetti sauce but will be happy to enjoy several sandwiches a week! The cucumber plants are blooming with several small cucumbers but nothing to great. We have two watermelons that are growing already! Unfortunately, we lost all but 2 of our corn plants. I have decided that corn growing is just not for me! We also lost both of our zucchini plants but were able to harvest several zucchinis first. I currently have enough in the freezer for zucchini something once a month for a year. I did discover zucchini hushpuppies which are a huge hit around here. Matt has been able to harvest enough jalapenos to make a batch for him to snack on. We are getting a steady supply of green peppers! I have only been able to freeze on batch but we are using them in a lot of things! I am trying my hand at drying basil this year in hopes to keep the plants alive and producing until the tomatoes come in. My plan is to plant pumpkins this month but need to check the almanac first!

My increase of free time has included lots of clearance shopping! I have been able to stock our freezer with both chicken and pork this month. I spent a total of $302 this month in groceries which is less than usual but more than I had anticipated. We have started to use items in our freezer and pantry and I have started a “stockpile” list. My goal is to keep spending low but also to maintain and improve the stockpile. I have realized that during the school year it is very hard to shop the sales and so I am hopeful to make huge gains in this area as well. I also am planning to attempt to cook ahead one item a week. For example, last week I made a huge batch of taco meat and froze enough for 8 additional meals. This week the goal is to make 10 pounds of sloppy joe mix.

We ended up spending $311 for gas this month. This is a decrease from previous months and I anticipate this to decrease even more for the month of July.

In the area of finances we are holding our ground right now. I did sit down and figure out my new salary. I also am actively pursuing several additional job opportunities to increase our income. This is always a hard decision and one that requires lots of prayer. Join me in praying that we follow God’s will in our financial life even if it is not easy!

I have been able to exercise at least twice a week this month. I actually increase my walking to two miles this week. This has not translated to the scale but I do notice a difference in the way some of my clothes are fitting which is always a nice thing,

This is post number 14 for the month! I am surprised at how difficult it is to reach 15 post in a month!

We have continued to earn money with Swagbucks this month, we were able to gain $75. I also have enough sitting in my account for another $25 gift card but am waiting so I can get it without a delay. My plan for this first gift card is Lowes to buy filters and plywood.

PLANS: July will be a busy month. Zach has 2 weeks of camp to attend. Lily will be at an International Youth Conference for a week. We will all be involved in our church Vacation Bible School the third week of the month. Followed by our family missions trip to Clarkston Ga. Spending should be minimal as everything but the mission’s trip is prepaid!

Saving on Saturday

I officially took a break from my Summer break today! Both myself and the kids were exhausted and really needed a down day! Today was the day! I even managed to get a nap this afternoon, which makes me feel and react so much better!

We did make a trip out of the house to one of our local discount stores “Ollies”. Matt let me know that he is down to his last 10 K-cups so that is what I was on the lookout for. We have found the cheapest to be 26 cent a cup when we order online at Costco. This is our standard price. Today was a good day to shop. The first thing we noticed was a 15% off everything sale! We ended up finding a variety pack of K-cups for twenty-one cent each! We stocked up with a total of 160 K-cups. I also found Pop Tarts on sale which will be awesome once school starts back and we are in a huge hurry in the mornings! The kid found Dippin Dot cereal, I caved and purchased one box which should feed them and Matt in the morning! We also found Christmas Candy and Cookies at 75% off. These lead to an interesting discussion at dinner about use by and expiration dates on food. It is no surprise that everyone decided that eating the Hershey Kiss Candy cane flavor kisses would be the best option. In total I spent $55 which included the coffee, cereal, poptarts, cookies, 4 bags of candy, a bag of twizzlers, 2 boxes of Kool-Aid drinks and 2 bags of chocolate chips!

The second purchase of the day does not sound like much saving but in the long run I think it will be. First the background, I purchased a Rainbow vacuum probably 14 years ago and we continue to use on a weekly bases. It is a huge pain to set up and take apart so once a week is the limit. This year we have moved a large carpet/rug to the kitchen in order to cover some of the more obvious/ugly problems with our floor. It becomes dirty quickly and I wanted to get something easy to pull and use at least several times a week. One of the chores that the kids do daily is to Swiffer either the kitchen/dinning room or living room. I have been amazed at how much this is reducing the dirt in the rest of the house. Swiffer cloths are awesome but can only be used on time and they do get expenses. I looked at “Ollies” for a stick vacuum but had no luck. We decided to head to Walmart. We were able to find a small stick vacuum for $35. Since it can also be used on the regular floors, my goal is a cleaner floor with less expenses! I will let you know if that works out!

Grocery Budget Fail

I was doing so well sticking to my $150 grocery budget for the month of June. I was at $144 on Thursday, June 27th. Just three days to go and I had been able to grab some muffins and donuts on sale, so no one was complaining about the limited spending. Innocently, I decided to go to a different Food Lion near our community pool, while the kids were at swim team practice Friday morning. My mom had gotten a $5 off $30 coupon out of the local newspaper so my first stop was to verify with customer service that they would except the coupon. This turned out to be the best move because of course as I am checking out the first thing the cashier says is “We don’t except those.” Another sign of my budget fail was the fact that half way through the store, I had to switch out for a larger buggy. But on the bright side, I am pleased and excited with my purchase.

First, I grabbed a watermelon on sale for $2.99. Next stop was the clearance rack where I found LED light bulbs to fit in our bathroom bar for ninety- six cents each, I grabbed all four! The clearance rack was very interesting and my next find was 4 pound bags of corn bread mix for forty-three cents. I grabbed two just because. My usual routine is to walk past all the meat just in case I can find a good deal. Today, I hit jack pot! First I grabbed two packs of pork chops both containing at least 6 chops for around 3 each. Next up chicken, chicken livers were ninety-five cent for a one pound container, grabbed 4 of those. Chicken thighs at ninety-five cent a pound, I grabbed 6 packs at around 2.5 pounds each. These should be good for crock-pot meals. Finally chicken wings, pre-cut at 2.10 for 10 wings. I ended up with 6 packs of these. My total was around $55 but that includes the meat for at least 10 meals. This definitely puts me over my budget for the month but I know it will be well worth it in the end.

I also headed to Aldi, because we were down to our last three eggs! Total spending for the month is at $253! One hundred above my goal but still at least $200 below our usual spending!

Zach’s Window

We painted Zach’s room in April and I knew that I wanted to find or make something unique for his window. I have been on the look out at yard sale for wooden bats. We were able to find one wooden bat last weekend for the awesome price of $2. I was excited but knew we would have to do something with the one bat because there seems to be a limited supply in our area. Matt was able to split the bat in half and placed half on each side of the window. I knew it still needed more.


On Thursday, we were shopping at Hobby Lobby, I spotted this sign. The best part was it was on 75% clearance at $6.30!


I really like the final results! Total saving win less than $10 for this window treatment!

Eating out of our Pantry

I enjoying reading about the lives of others and often wonder if I could learn something to make life easier or better. This, my friends, is the reason for this post. One of major goals for this Summer, is to spend less than $150 a month for June and July on groceries. To achieve this goal we must start to use up items that we already have on hand.

I will first share why we have so much in our pantry and freezers. We purchased a whole cow of 800 pounds in March 2017. We have been enjoying it since then, we currently probably have about 1/4 of the meat left. I like to shop sales, I usually will buy the limit of items on sale at the grocery store. At Costco I often grab one extra of things on sale. I do shop smartly and usually only buy items that I know my family will eat and . However, it is much easier to purchase and use items that are more convenient and often I buy items that we really don’t need just because they are on sale. I will be the first to admit that I should not have purchased 25 cans of Spam at the same time. We have lots of food around this house. Eating out of the pantry will not be difficulty but it will mean trying some different things and using things up until they are finished before replacing if and only if it is something we NEED in order to cook or prepare a lot of different items such as sour cream. I have spent some time making list of food in the freezers and other pantry items I need to use.

Now, here is what eating from our pantry looks like around here. I am going to try and add ideas or things we do to this list for the next couple of weeks.
1. BLT sandwiches on buns instead of bread.
2. Making pizza dough and bread to slice instead of purchasing. (I found an entire food storage container, large bucket of bread flour and 10 packs of yeast.)
3. Using link sausage in sausage gravy instead of bulk sausage.
4. Breakfast for dinner, even breakfast for lunch.
5. Adding tuna and/or Salmon to noodles/pasta packs to increase the amount of protein.
6. Trying different recipes to use only the ingredients on hand.
7. Grinding up the remaining “roast” into hamburger meat for taco meat. For some reason, my family does not like roast. I have tried different recipes and always end up with left-overs that usually go bad or have to be repurposed to get eaten. This way we have at least 3 meals out of the roast that we really enjoy.

Do you have any secrets to using food? Ideas for Spam?


Menu Planning Monday

You will probably notice a different feel to this weeks menu plan. There are two specific reasons for this change. First, both Lily and Kendall are away at camp from Monday until Saturday. Secondly, I am trying to start using up some of the more less desirable things in our pantry. My thought is by eating one “different” thing a week, he are less likely to end up with a week of food that no one wants to eat so we head to the store or worst even, out to eat several nights in a row. We always want to use up as many left-overs as possible as well.

Breakfast- Saturday– Sausage cresant rolls – Sunday-bagels, Monday- Biscuit King (special treat for Zach.)Tuesday- egg salad and bacon sandwich.
Wednesday, Thursday, Friday– Choice of breakfast burrito, omelet oatmeal, grits, cereal, or toast. 

Lunch–Saturday-Costco, the kids all shared a rotisserie chicken.     Sunday-hamburgers with friends    Monday– nachos(using taco meat from last week).  Tuesday–butter noodles (I added a pack of salmon to mine) Wednesday- sandwiches Thursday- left-overs from the fridge or sandwiches and Friday- pizza (another treat for Zach)

Dinner – Saturday-left-overs choice of sausage rolls or rotisserie chicken and grapes  Sunday–Left-overs Monday-veggie plate with choices of left-over meat  Tuesday– Hawaii sandwiches at swim meet.    Wednesday–Fried chicken sandwiches Thursday– Eggroll in bowl- new instant pot recipe . Friday- maybe breakfast? or the single container of hamburger helper.