5 Things Friday 8/17/2018

  1. The past week has really flown by. I was able to accomplish almost everything on my list for this second vacation week! Including hair cuts for all of us and a nail trim for Rugar!
  2. Starting Monday, both Matt and I will be working full time. This will be the first time in our marriage (13 years) that we will both be working full-time.
  3. One of the main things I am concerned about is cooking and groceries. We will all continue to take lunches as well as eat the majority if not all of our meals at home. I have spent a considerable amount of time and money on groceries this week. I have visited Costco twice, Food Lion three times and Walmart and Harris Teeter. I have spent a total of $467 just this week. I will probably end close to $500 as I am going to stop at Food Lion for more Diet Cokes over the next several day. I am able to purchase 10 2L of Diet Coke for $9.52 until Tuesday.  After doing most of the cooking on Monday, I have continued to add simple things by cooking double most of the week.
  4. We finally got around to weeding and watering the garden today. I discovered that my lettuce had self seeded and I have a bunch of small plants. I am going to leave and see if any grow larger enough to eat. We also harvested several watermelon and two full buckets of green peppers. I am hopefully that we will continue to harvest tomatoes, pimentos and peppers for at least another month. I was also very excited to see that my sweet potatoes are starting to grow. They can stay in the ground until the first frost which is around the end of October.
  5. I was also able to complete a picture collage using pictures from our Disney 2015 trip. I have only had the collage picture for 4 months!

Did I mention how excited I am to start at Davie County Schools on Monday?

CVS Saving 2/11/2018

CVS and I have a love/hate relationship. It remains one of the stores that I always monitor sales at but it is also one that I can honestly walk into and walk out if I don’t get the coupon that I am looking for from the red machine.  After leaving last Thursday without purchasing anything, Lily and I ventured back today. Lily did end up buying herself some make up but this does not count in my spending. I only supply the coupons that I have available.

A704B29D-CE19-445E-9642-7F221773AA25Not a bad purchase for $4.85. I ended up doing a total of 3 transactions.  Two of these transactions show 100% savings, which means I only paid tax on the purchases. The final receipt shows a saving of 73%, which is really above my goal of 70% each time.  My overall saving was at 80%.  I used a combination of paper coupons and those from the red machine.  Back to loving CVS for the month of February.

$30 Grocery Budget

I have often shared about our huge shopping trips to Costco in addition to great sales I find here and there. This week is a different week for us, we are not in need of many things and I could not find a great sale either, so I have spent less than $30 on groceries for the week.

First stop was Dollar General. We needed, like down to the last 2 rolls of cheap spare toilet paper needed, toilet paper this week. I did some research this morning and discovered that Dollar General had a $2 off 2 digital coupon on our favorite brand.  The lesson learned is that you can not combine digital and paper coupons.  Total spent $8.70

Next, was a quick trip across the street to Food Lion to grab some breakfast deals. They are currently having their Buy 2 Get 1 Free Sale.  My receipt showed a 50% saving which is great for this store. I purchased 6 boxes of cereal, 3 boxes of pop-tarts, 6 bowls of instant noodle soup and 2 packs of hot dogs for $16.77

I did stop at CVS but did not receive the coupon I needed to get a great deal on hair styling products so zero spent there.

My last stop was Aldi to pick up the other two needed items milk and half and half. Matt uses the half and half as creamer.  Total spent $3.01

How are you saving?

Saving On Saturday 02/03/2018

I am super excited to share about my trip to Harris Teeter.  I receive the weekly email but often delete it before checking it out, however this week the 12 pack of Cokes for $1.99 caught my eye.  I also was glad that I found packs of shredded cheese for $0.99 each. I stocked up on my limit of 10 and may have convinced by Mother to purchase another 8 on her card. The other really exciting part of this trip was that they are doubling coupons up to $2 this week. This is the most I have saved!

By the numbers:
Total before VIC Card and coupons $176.18
VIC savings                                       $126.20
Coupon Savings                                $19.98
Total Savings                                    $146.18
Total spent                                        $57.30
Saving Percent                                  77%

 

 

Awesome CVS post…

I have really slacked off with CVS over the past year. In fact, I usually only go every couple of weeks. One of the main reason is that they are making it difficult to save money.   Just a few weeks ago I was greeted by a sign that stated “Limit of two transactions per household per day.”   I asked and got a crazy explanation and thankful someone has at least told them that is not legit.  Earlier this week, I stopped by to grab a good deal on deodorant that I found on Southern Savers. I ended up with 4 sticks of deodorant for $5.12 and 5 ECB to save.

Today, Matt and I made a quick trip to CVS to grab more deodorant on a different deal. I also had printed coupons for Campbell’s Soup, $0.80 off 4 cans. I did  not realize that Tomato Soup was on sale.

Today I spent a total of $2.25 for 3 sticks of deodorant, 4 cans of Tomato soup, and 2 kit kat bars.   I purchased the 3 sticks of deodorant in the first transaction using the 5 ECB from earlier in the week, and the soup with the 4 ECB I received back!

Matt should have enough deodorant for several months and Kendall is one happy girl with four cans of Tomato Soup!

Saving on Saturday- 1/22/2018

This week we , Matt, kids, my mom and myself, decided to search out some clearance deals.  I will go ahead and say that Matt was able to get the best overall deal.  Matt works at Dollar General.  Until Tuesday of this coming week, the majority of Christmas items are twenty-five cent each.  After hearing of his awesome deal, we decided to browse the other Dollar Generals in town.

On Friday night, Matt found a candle that was placed in the wrong area with a twenty-five cent coupon on top of it. He purchased the candle for me and a box of candy canes for a total of twenty-six cent. He also submitted his receipt to Ibbotta and receive a twenty five cent rebate so a candle and box of candy canes for one penny after rebate.

One store had lots of canned pumpkin (I purchased 12 cans) a container of green sprinkles and a container of cloves all priced at twenty-five cents. We also found a Cars stocking also priced at twenty five cent.  I also purchased tissue paper, gift boxes and bows of varies sizes.   Plastic round ornament boxes were priced at $3 each, I purchased at total of three at two separate stores. I also found some paper plates for a Ladies banquet that I am responsible for a table at. These were not on clearance but a great deal.  I ended up spending a total of $50 !  I will say I am very impressed with my self.

Our final stop was the local Big Lots, we found all Christmas items between 50% and 75% off. We also discovered at the register that this weekend, we received an additional 20% off. I am excited to say that we found wrapping paper that will work for several occasions for less than seventy five cents a roll! This was a huge score and completes re stocking our wrapping paper.

Today, we claimed and sorted the recycle paper bin at our church. I started with many years ago.  After less than an hours work for the sorting we have a case or more of paper that will be used for printing coupons, art work and recipes for the next six months or so.

 

 

 

Tuesday Thoughts on Saving.

I have not been stock piling since August. In fact, I have been trying to use anything and everything that we had in order to reduce our grocery budget. My rule for the last 3 months has been if we did not NEED it, we did not buy it.  Things started to look a little bare around her and I became a lot uncomfortable.  So the time has come for us to re-stock. I am going to say that I have learned what things we need and what thing we like to have around. I am hopefully that in the future, I can continue to reduce the budget by using things we have and only purchasing things that we NEED or things that we can use in the next couple of months.

One of the stores that I have not been shopping at is CVS.  I have picked up some items here and there but am becoming more and more frustrated with the rules and how they feel like as an individual store they can make up certain rules. Currently, the rule is “2 transactions per person per day.”  I have been able to do 4 transaction just by asking and got the explanation as to why the rule but it is stupid.  Anyway, Zachary needed 6 pictures printed out for a project. I remember getting a $2 off photo coupon several weeks ago. I also had $2 ECB from a candy purchase. Sunday, I order the prints from home and had to add a seventh in order to be above $2. CVS also has a sale $0.99 for Hershey candy bars with a store coupon printing for $0.74 off one.  Finally, I had a raincheck for a bottle of glue that was also needed for Zach’s project. I spent a total of $0.98 on 3 full size Hershey Candy Bars, a bottle of glue and 7 pictures. I also have  50 cent ECB that was associated with my raincheck. I am very pleased with this trip!

The next way, I am saving is using what we have. I used the last of the dog shampoo before our Disney trip. My Dad told me last year to use cheap shampoo instead. Of course, I went a step further and used a small bottle of shampoo from one of our hotel stays. The dog smells awesome and I did not spend any money!

Thursday Thoughts Food and Finance! 12/14/2017

This has been an extremely busy day but I have a huge feeling of accomplishment!

The first exciting announcement of the day….Kendall will get her braces off February 1st! She has already counted the days until her next  appointment! Along the same line, Lily has an appointment that same day and I anticipate that we will begin with braces for her.

Next a little background. In December of last year, we purchased a 800 pound cow.  We have been enjoying this meat, and have already placed an order for a second cow. Unfortunately, it will most likely be March before we can claim our cow.   Another piece of information is that since September, I have been limiting our food budget and trying to get a good handle and use out of the food we have in storage, this also has been a huge saving for our budget. My initial plan was for a huge grocery trip the first week of December after we returned from Disney.   Then life/ Disney happened, I remembered to pay our Verizon bill during out trip and even told Matt that I had paid it.  But I forgot to record it in our bank account.  So in preparation for the huge trip, I was checking out our account and found the mistake. The good news is that we were not complete broke nor did it cause anything to be over drafted.  So we decided to put our major trip on hold.

Fast forward to today, Matt has significantly increased his hours at Dollar General and he also is designing a new site, so we began the process of restocking our freezer and panty.  Part of our day was spent at the local meat market and we also made a fun trip to Food Lion. I will admit, we still are planning a huge Costco trip this weekend as well. I found frozen turkeys at the meat market at my buy price, so I purchased one for Christmas and a second one for the freezer. We also purchased 20 pounds of ground beef, which has been fried and divided into one pound bags. We also purchased several hens to cook later and chicken wings for our planned Super Bowl Party.

The next stop we will call “Our Christmas trip to Food Lion.” Because of the extra income and the fact that we have been lean for so long, we spent time buying some items that we normal do not purchase or enjoy. Zach was with us and we let him pick out several items.  Even at 8, he is aware of what a sale is and that we usually don’t purchase things unless they are on sale. This is honestly the least plan shopping trip I have made in a long time. I did print and use several coupons from the coupon machine, found some sales that I knew were at or below my price point and then we splurged. We ended up spending $137 at Food Lion and saving $45. I think this is awesome for an unplanned trip.

To end the day, we decided to go to Sonic for the BOGO boneless wings. I was really unsure of how many to buy so I ended up with 48 boneless wings which fed us dinner with Haley. I have lunch for tomorrow at least and Matt has several meal. We will definitely participate again with this deal but spend $10 instead of $20.

Our Savings Today- 10/21/2017

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In preparation for our trip, we have been taking inventory and making a list of needed items. The goal is that once we start packing, I don’t have to run out in a panic to grab items. A unique challenge is that this trip is actually longer than our normal ones by 3 days. I also have absolute no plans for doing laundry on vacation.  The girls , Kendall and I spent most of the day in Winston- Salem shopping but we manage to maintain some decent savings as well.

But first, I am going to start with Matt’s savings, one of the blogs I regular follow Couponing to Disney, posted yesterday about combining Dollar General digital coupons and Ibotta. Matt was able to purchase 8 20 oz drinks for $10.17 in the store. He came home and submitted the items to Ibotta and with a $5 bonus received back $8 in rebates.  This puts his total out of pocket to $2.17 for 8 drinks or 27 cent each. Total Savings $9.50

The girls and I stopped for lunch between piano and shopping. I used my McDonald’s app to grab 10 chicken nuggets for $2. Because we always carry drinks, our total was $7.91 to feed all three of us. For the sake of fairness I am only count the saving from the app in my grand total.  App savings $1.98

Last week, I received a “rebate/coupon” from a “settlement ” with the Justice company for $30.  I vaguely remember filling out a form online. Lily was able to find 2 bras she liked for a total out of pocket of $1.92 cent. Total Savings 30.00

Our next stop was JC Penny. I will admit to splurging on several items that were not on my “need” list but I am so glad I did. We ended up purchasing 4 bras, 2 dresses (that matched) and a pink pair of converses for Kendall. I saw the person in front of me use a coupon and asked. The sales associate had a coupon for 15% off. I was also able to use a $10 reward coupon that was sent with my new credit card. Total Savings $42.11

During the inventory I realized that I was in need of some items as well. I headed to Lane Bryant where I asked to ring up 2 separate purchases to use a coupon that was sent via text twice.  Total Savings $93.

Kendall requested to go to Walmart to check out the Christmas Ornaments, she has a $25 gift card from her birthday to use for this purpose. I did purchase 5 2-liter Diet Coke.  Total Savings $2.50

Grand total for saving today $179.   Not bad for a Saturday in my book!

5 Ways We Are Saving 9/8/2017

  1. Tis the season for weddings at least in my department at work. Matt and I were able to make a gift this week. The bride to be really liked the gift as well. Total Saved $40.
  2. Windows are open!  This means no air conditioning and/or heat. We ended up running the air from Thursday to Monday last week but based on the predictions for our weather for the next 10 days and the average highs after those 10 days/ Our plan is not to use air until next spring!
  3. Eating from the freezers and pantry. I have a lot of food in our a stockpile. This month I am really sticking to the idea of eating what we have. The one exception is if we run out of a staple such as eggs. We currently do not have any sausage for breakfast but I am going to attempt to use lunch meat in omelets for the month.
  4. Staying at home, I know that I have said this before but I need to post it again for my benefit. If we don’t run out to pick up x then I am not spending money. I am also saving gas money!
  5. I wanted to have a no spend month but I needed a haircut this week, cost of $10. Matt is anticipating starting a job and is in need of black shirt and pants. We were able to locate 2 additional shirts at Goodwill but will most likely need a couple of pair of pants. We ended up spending $8.54 for the shirts.

How are you saving money?