September in Review

September was a blur and I am exhausted. The good news is that we are finally getting settled on a strong financial track.  In part because of being blessed with a portion of Matt’s inheritance this month from his father.  We have decided to use the money in several different ways.  First we paid off the car. We also have paid off all credit card debit.  October will bring some other choices and changes which I promise to share along the way.  Finally, I booked a Disney trip for April. I want to total pay for the trip between Tiny Eye and found money. I am adding a goal for this just to keep me accountable.

Groceries– budget amount is $650.   $404  Under budget with splurges on candy. I did notice a significant increase in the cost of food this month. I am planning to stay under budget for the rest of the year based on the fact that we have a completely stocked freezer and pantry right now.

Auto/ Gas / Insurance: . My goal is  $400 a month. $303.55.  Met! Gas prices continue to rise. Currently they are above $3 a galloon. The last time that gas prices jumped to above $3 a gallon was 2005 and they stayed up for several years.

Cash Envelope system-  Goal met!

Goal #4- Blogging- 15 post per month.  This is post number 8. September was crazy busy.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.  Nope Naa

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year. Need to find something to get started on this.

Earnings– NONE

No Spend Days– Did not keep up with this as it just was too difficulty. We covered all our expenses and that is what is important .

Disney trip-  I was able to make $1000 payment toward the trip which is mostly my Tiny Eye pay for the month.

One of the unexpected expenses this month was home owner’s insurance. This is usually paid in July but got really messed up. IT was also $500 more than last year. October holds no predictions for me!   Just keeping my boat floating.

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