November is one of the most expensive months for us. It includes tags/ taxes on the Tahoe, and 6 months of car insurance along with regular and holiday expenses. This also happens to be when most of our yearly subscriptions renew.  This made the perfect time for me to sit down and consider each subscription and make a decision on rather to keep it or not, I am including my entire list of subscription just as a point of reference.

1. Amazon Prime- $139 a year.  We live in the middle of nowhere with the closest grocery store not a Dollar General being a 10-minute drive.  Definitely keeping this one. Additional benefits include subscribe and save and music in the house.
2. Microsoft Office $106 a year. We did discover that we have two accounts and are paying for both.  We will keep one of the accounts but the other has to go. This was a very expensive lesson to learn.
3. Modwash- This is a car wash and a very recent decision to include.  We get unlimited car washes and use of vacuums and other tools.   $53.99 a month or $648 a year. This is definitely a luxury and one that we are keeping at this time.
4. Discovery Plus- price increase of $2 a month to $9.99 a month or $119 a year.  I am the one who was watching this the most and really it has been reduced to maybe once a month.  This subscription was cancelled.
5. Disney Plus- price increase of $60 a year or $5 a month. I did some research and found we could get Hulu, ESPN and Disney + for $14.99 a month or $179.88 a year. This is really not a savings but when you look at the two “television” subscriptions together which would equal $22 a month. We are going to get additional options and save $7 a month.
6. Abode- This has been a must for many years as Matt used it to design and work on websites. However at $32.99 a month or $395 a year. We have not seen this benefit for at least 2 years and his current job does not require it’s us. This is a huge savings so off it went.
7. Onstar Data in Tahoe- $15 a month. This is for unlimited data. It equals to the cost of purchasing one additional gig of data a month from Verizon.  With any trip this is very much worth it!
8. YMCA membership- $27 a month with Lily’s discount. This is another fairly new membership.  This is a huge savings compared to any other gym membership and currently everyone but me is going on a regular basis so definitely a keeper.
9. Apple Storage- We curently pay an additional $2.99 a month for this.  I am trying to reduce but this is a long and long process. This will stay currently.

I did make some changes to our auto insurance this time. We are dropping the collision on the Equinox as it is paid for and  I don’t like insurance so what we can get rid of I am going to.   We do have a AAA membership which will stay due to towing of the camper. This is significantly cheaper than having insurance on the camper.

Subscriptions take time to manage and really should be looked at yearly. This year we did not really save much but it helped to switch our money to things we find more important and useful.