2025 has been a year of change and adjustments.\u00a0 The past few days have been spent playing card games and enjoying having everyone at the same place at the same time. I think this was the first time this has occurred this year.\u00a0 \u00a0I am planning to keep things simple this year.<\/p>\n
Emergency Fund-\u00a0 We did not met this goal this year. One of the largest expenses occurred just two weeks ago with the HVAC system.\u00a0 I am going to be removing this goal for now. The focus this year will be to reduce debit and prepare for retirement and life after high school. Zach will graduate in 2 years so this time is fast approaching.<\/p>\n
Groceries- Goal $820 per month.\u00a0 This goal was met 5 out of 12 months. The total amount spent was $9596. Which gives us an average of $799.65 a month.\u00a0 2026 goal is $800 a month which is a $20 reduction and we will work hard to stay below this especially with my plans for a pantry challenge in January and February.<\/p>\n
Gas- Goal is $500.\u00a0 This is probably the biggest success of the year. We meet this goal 10 of 12 months.\u00a0 We spent a total of $4704.53 or $392 a month average. 2026 goal will be $400 a month, another reduction that should be beneficial for us.<\/p>\n
Blogging- For 2025- the goal will be 10 posts per month. I was able to meet this goal for 10 of 12 months. This is a huge thing for me. I am going to set the goal for 2026 to 11 just to push myself.<\/p>\n
Debit-\u00a0 \u00a0The goal for 2026 will be to pay off the Home Depot Credit card without interest.\u00a0 This is due in September and is a total of $3380.30\u00a0 \u00a0 I will be sharing some wins in this area hopefully on Saturday.<\/p>\n
No Spend Days-\u00a0 This is really hard for us but I am going to track to see if this will give me any insight as to my spending habits.\u00a0 I will count any spending including gas and family spending as well as my personal spending.\u00a0 I am going to make a goal for 10 no spend days a month.<\/p>\n
Health\/Exercise- I am maintaining at 179.\u00a0 My goal for 2026 will be to add some form of exercise 8 times a month.<\/p>\n","protected":false},"excerpt":{"rendered":"
2025 has been a year of change and adjustments.\u00a0 The past few days have been spent playing card games and enjoying having everyone at the same place at the same time. I think this was the first time this has … Continue reading