{"id":2082,"date":"2014-05-22T13:24:48","date_gmt":"2014-05-22T17:24:48","guid":{"rendered":"http:\/\/www.coffeefreakdesigns.com\/teenstotsandeverythinginbetween\/?p=2082"},"modified":"2014-05-22T13:24:48","modified_gmt":"2014-05-22T17:24:48","slug":"saving-money-checking-insurance","status":"publish","type":"post","link":"https:\/\/www.teenstotsandeverythinginbetween.com\/?p=2082","title":{"rendered":"Saving Money- Checking Insurance"},"content":{"rendered":"

I dislike insurance of all kind and fashion. My thoughts are that they companies are making money on someone’s worries but that being said it is a “requirement” in most situations.\u00a0 We have had both Auto and Home Insurance with the same company Liberty Mutal <\/em> for close to 10 years. One of the reason’s that I have stayed with this company is it is easy to do. In addition, I usually check out rates every couple of years just to make sure we are still competitive. In the past, the difference have been so small that it was not worth changing.\u00a0 Over the past several months, I have become more and more frustrated with the company. First is their billing system, starting 3 months ahead of time, you get a bill with monthly and then bi-weekly reminders. I receive both paper and email remainders. Next as I started to look over the bill, I found a “clean air allotment” charge, I call to ask and never really got an explanation. I was told that in the past this was split between the billing cycles??? I still don’t know what this charge is.\u00a0 The final problem that made me starting comparing rates and looking for a different company was the statement that once a bill is issued, no changes can be made to the amount due on it. For example, I dropped one car off the policy which reduced my overall policy amount by over $200, however since my bill had been issued I would be given credit for this on the next billing cycle six months away.<\/p>\n

I went online the other night and requested auto insurance quotes, I have received five. Each of the five was lower than the amount I am currently paying. So today, I decided to call the companies to verify the amounts before making a decision. I am excited to report that I saved $210.56 by switching my auto insurance to GEICO!\u00a0 <\/em>I will be able to make changes and even claims online if needed!!<\/p>\n

This definitely helps our budget not only this month but for the rest of the year!<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

I dislike insurance of all kind and fashion. My thoughts are that they companies are making money on someone’s worries but that being said it is a “requirement” in most situations.\u00a0 We have had both Auto and Home Insurance with … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3,5,1],"tags":[],"class_list":["post-2082","post","type-post","status-publish","format-standard","hentry","category-budgeting","category-saving-money","category-uncategorized"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/p2ySyX-xA","jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/posts\/2082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2082"}],"version-history":[{"count":1,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/posts\/2082\/revisions"}],"predecessor-version":[{"id":2083,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=\/wp\/v2\/posts\/2082\/revisions\/2083"}],"wp:attachment":[{"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.teenstotsandeverythinginbetween.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}