Grocery Shopping- My Way

I have been getting a couple of questions about the way I shop, so I am going to try and explain it along with the example of my shopping today.

Meat- My first choice is Zaycon food. Typically we buy chicken breast once every six months and other items usually about once a year. We currently have pork roast and pork chops in the freezer. The purchases of the other foods depend heavily on our need and ability to pick up when things are offered.  My second choice which is also more convenient is the “meat store” which is in the next town. Over the past three years we typically go and purchase meat about once every 5-6 months. We always buy ground beef in bulk and process by making several items but a lot of packages of pre-cooked meat. Other meat is typically purchased at Costco on an as needed bases.  Today I purchased 5 bags of shrimp at Harris Teeter, this should last a minimum of 6 months if not longer.

Health and Beauty Items, including toilet paper, I purchase on sale cycles at CVS or Harris Teeter. CVS is my only “weekly” trip because it is in town. I try and spent $1 or less on most items.  Toothpaste is always free and I currently have around 20 tubes in the stockpile. I always watch sales and try to keep things pretty well stocked up. For the first couple month of the year, we were able to reduce spending significantly and just use what we had. My goal is to try this again this summer.

Drinks- I am addicted to Diet Coke and I fully admit it. I usually purchase most of my drinks both can and bottles at CVS.  I try always to combine an ECB deal with free 12 pack coupons from Coke. Today however was the exception, we purchased 10 cases of soda at Harris Teeter on a Buy 2 Get 3 free sale. I also currently have 3 rain checks for cokes. Typically price for 2L is less than $1 and cans- 25cent each or less.

I purchase the majority of the rest of my groceries at Costco. Just like regular grocery stores they run sales and I tended to stock up on good deals. Today we purchased 3 boxes of Cheez-its and 2 boxes of gummies. These should last through the summer. I do also keep a watch on sales. I typically go to Harris Teeter every other month depending on when Super Doubles or great sales occur like today.  Food Lion is the only grocery store beside Walmart in my town so I will shop there for great deals and for their annual sale which is typically an additional 25 cent off house brand purchases. Aldi is also local and we grab our vegetables, canned foods and snack items there. I usually go to Aldi every two weeks.

Our Costco trip today ended up totaling close to $500 but this was a stock up trip because I honestly don’t plan or want to go back till at least the first of August if not the week before the kids return to school.  I enjoying shopping at Costco but tend to spend more than I should. Today’s trip included 8 gallons of milk, 7 dozen eggs and 4 packs of shells.

How different are your shopping trips than mine?

Step by Step CVS Trip!

I started my trip with $5 ECB from last weeks trip, I also received $5 ECB from Beauty  Club Rewards. I will explain these below.

CVS tracks your spending in several ways that end up helping you. First if you buy a CVS brand item you get 2% back at the end of the quarter.  This shows up on the bottom of your receipt each purchase but does not include anything from today. Second is the “Beauty Club.” You actually have to sign up for this but it is very simple. It tracks how much you spend on soap, hair care, body wash, make-up and other random items. This cost is considered pre coupon, for example, I purchased a razor today that was marked at $13.49,this is the amount that is counted as beauty club. These is also are tracked at the bottom of your receipt but do not show items purchased on the same day. Both these items print automatically when you scan your card at the red machine. Quaterly ECB print the first time you scan in April, July, October and January. Each time you reach the $50 mark of Beauty Club they will print in approximately a week.

I spent approximately 30 minutes on Thursday or Friday evening looking at the upcoming weeks list at Southern Savers.  Click on Drug Store at top, then CVS, last click weekly deals and pick the correct week. It is very simple to make a printable list. For me I pick all free items after coupons, and then I usually pick items that we use that are less then $1. I try to check my coupon inserts so that my list only includes items that I actually have coupons for. I print my list and stick in my folder with the coupons I will use. Next step is to decide how many transactions?  I will also label this on my printed list if I have more than 2 or 3.  I have learned that it is easier to do multiple transaction and then you can use ECB for the next one. This week, I planned two transactions.

I ended up actually going to CVS prior to work today because I got too busy yesterday. My first transaction was for the Woman’s Razor. I use a coupon for $3 off from Smart Source 4/24 and $10 ECB that I listed above. Total cost was $1.08. I earned $5 ECB. My second transaction was for a total of 4 bottles of Suave, 2 were the 3n1 Kids and the other two were Suave Professionals. I had a coupon for 3 of the items again from Smart Source 4/24.  After coupons and ECB my total was $4.84 and I received 5 ECB,

Total spent $5.92, saved $26.86 or 82%

The razor has been on my list for several weeks and will last me most of the summer. The shampoo is one of the items along with deodorant and body wash that I always stock up on if possible for around $1 each. I NEVER pay for toothpaste or mouthwash.

Do you have a question that I missed?

 

Saving on Saturday- 5/7/2016

sosThis project actually took us two days to complete but mainly because we had lot of other things going on at the same time. One side of the “addition” has an area of 6 inches or so from the wall that we have been attempting to grow grass in for the past three years. Last year, we bought specific “shade” grass and it still did not work. So after so talk and planning we decided to make it a flower bed. We decided not to attempt to grow vegetables in this area because it is in the shade for the majority of the day and would have a huge expense associated with it attempting to buy dirt to make sure things could grow.

I woke up bright and early Saturday morning and head out to the local “plant sale” that is by the master gardeners in the area.  In the past, I have not arrived early enough to find as much as I have wanted. This year, I arrived at 7:50am for the sale that was scheduled to start at 8.  I did miss out of a couple of specific things I was looking for but was successful over all. I focused on purchasing plants that were known to grow in the shade. I purchased 6 different shade plants for a total of $18.  As I have been looking at the front flower bed which touches this new bed, I realized that at least one of the hosta plants was too close to other plants so I decided to dig it up. I was able to spread this one plant into 5 different sections which saved at least $20. I know this plants spread and grow very quickly so by next year they should be back to the right size. After coming home and going to Zach’s soccer game, we stopped at Lowes to purchase brick blocks to line the bed and some mulch. We ended up spending $100 total for this new bed. I am so pleased and excited about this huge accomplishment.

imageThis is an attempt to view the entire side.

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5 Things Friday-5/6/2016

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  1. We finished re-planting the garden this evening between the rain showers and managed to harvest our first crop of basil.  I just froze the basil for use in spaghetti sauce, once we have an abundance of tomatoes.
  2. I ended up spending close to 6 hours in the car yesterday.  I took the girls for an eye appointment which meant that I had to then come back home and drive in the opposite direction to update their glasses. Kendall will be wearing bifocals and Lily needed to go back up to a stronger prescription.
  3. Zach has his last soccer game tomorrow. The girls both competed in their last cheerleading completion last Sunday. The hope is that things slow down for two to three weeks prior to swim team practice starting.
  4. Our budget is going to get tight for the summer. I realized that we need to make some serious debit repayment during the summer. We  have already purchased season passes to the local water park and will be paying our pool dues this months.  So the goal is play hard but not spend extra money!
  5. The kitchen is officially finished. I have decided that I will not be purchasing a new table until and unless, I am able to sell enough items on line and with a real yard sale to make the purchase.

April In Review

To be honestly this has seemed like an extremely long month. We are struggling in many areas so that may explain some of the reason, it feels like a long long month. But May is coming along with warm weather and sunshine! So bring it home. I did also find and start using Swagbucks this month. My current goal is to earn enough money via this site and a couple of other to book our next Disney vacation.  So here is the rest of the update.

Personal-
1. Blogging
– Post 20 per month. Fail. This is post number 18, which is at least an improvement over the past two months so I am moving in the right direction.

2.Weight Loss– 175#.  Struggling with time for this.

3. Spiritual– Spend at least 5 days a week, reading and studying The Bible. Goal Met.  So proud to say that I am continuing with this goal and it is becoming more and more important each day.

1/3 personal goals met. With improvements made so I am going to move forward on a positive note.

Financial- 

1. Set aside money each month in every budget category. Fail

2. Establish and maintain Emergency Fund- Fail.
3. Groceries: Goal is for $700. Fail – Total spending for the month is $966.47 However looking at the year so far I have spent $530 a month which is still way less than my $700. We ended up purchasing both chicken and meat this month for the summer. I would anticipate that the next couple months will again be under budget.

4. Gas: Spend $400 a month- Goal Met! I am excited to start making a dent in the car debit we have accumulated this year.

5. Pay off all Credit Card debit by December 2016- Fail. I am meeting bare minimal payments on everything but really was hoping to begin to get control and reduce this number.

As you can tell financially this was a rough month but I am seeing God provide in ways we would not expect so I am going to stand firm and trust!

5 Things Friday- 4/29/2016

  1. I have spent 3 afternoons at school this week. Monday and Tuesday, Matt and I both attended Field Day.  Today, I went at lunch to watch Kendall’s presentation at the wax museum on Pocahontas .IMG_2470
  2. After planting ALOT of seeds last week in the garden, we were all EXCITED to discover that we have corn and beans both growing along with some cherry tomatoes and jalapeno peppers!
  3. Zach has a soccer game tomorrow at noon. This is his next to last game. I hope he continues to enjoy soccer. I am almost certain he will want to play again in the fall.
  4. On Sunday, both Lily and Kendall will participate in the final cheerleading competition of the season. The sad news is that the weather is suppose to be wet and the competition is held at a theme park. We have already purchased tickets so I am praying for a couple of hours of sunshine on Sunday.
  5. I was able to cash out for a $25 gift card this week with Swagbucks. I currently am think I will hold on to this and use to book our next Disney trip.  This is one of the few ways I can find money!

Lily’s Art

Several weeks ago, Lily mention one evening that her art was chosen for use at a “art show”. She also said, “I have a paper about it.” I was interested but assumed it was a school thing where they try to get you to “buy” your child’s framed art work. Typically price is around $30 each. We have discussed this in the past so Lily already knew we would not be purchasing. Several days later, she brought me this.

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Not at all what I expected, so we made plans to attend the reception. Lily also found out that she was one of two students chosen from her school for this. Tonight, Matt and Zach went with Lily to the reception. Kendall and I were at cheerleading. They found out that Lily was not only one of two chosen from her elementary school but one of 6 elementary school students chosen overall. Her picture will be on display for the next year at the “Civic Center.”  The title of her picture was “Glitter soup.”

IMG_1701It is the top picture. She also received a very nice certificate.

IMG_2467So this is not at all what I expected but I am very proud of her.

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Monday Menu Plan

Things in our world are starting to get a little bit slower. We have another week for cheer and two weeks of soccer. Then we should get about a 3 week break prior to swim team. The other exciting news is six weeks till school is out.  We do have 3 days of extra activities at school this week during the day so the plan is simple.

Breakfast–  Saturday- Gravy Biscuits, Sunday- Bagels( Originally purchased for Matt’s birthday.  Choices will include toast, grits, leftovers French toast, cereal, breakfast bars, eggs or baked oatmeal.  We have several left-overs that need to be eaten this week and I hope to add some muffins as well.

Lunch- Kids have 3 days of chicken nuggets, a grab and go day and a veggie dipping day. I will be eating in the car 3 of 5 days this week travelling to the school so it should get interesting.

Dinner-  Saturday- Lunch- Sandwiches.   Dinner- Bacon Cheeseburger Pizza
Sunday- Lunch- Veggie plates (tomatoes, mac n cheese, cream corn, green beans.   Dinner- Grilled Chicken
Monday- Cheeseburger pie with slaw or cucumber relish
Tuesday-Leftovers
Wednesday- Pork chops with carrots and fruit
Thursday- ?? not sure but may be leftover or sandwiches or breakfast casserole
Friday- Baked ziti

How is your menu looking this week?