Wordless Wednesday 5/26/2013
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Author Archives: Sheila
Being Sick is No Fun!
I had such fun plans for this weekend. Haley arrived home on Saturday and we plan on a family trip to see Monster University! And at least a couple of hours at the pool enjoying some down time.
But no such thing would occur…because of strep! I started getting a sore throat on Friday afternoon…early to bed on Friday night and by Saturday morning I knew I had strep so off to the Urgent Care Clinic it was. I definitely have strep… Saturday was spent in bed… feeling unable to even talk to the world.
Today, I was able to clean up the kitchen this morning and got the kids ready for church but then a two-hour nap was needed. I am awake again so my plan is to try to wash my sheets, fix a really good lunch and then head to the movies with the kids. I am starting to feel better and hope to at least save one part of the weekend!
This weeks looks as crazy busy as the last couple with both swim lessons and swim practice on Monday, Swim Meet on Tuesday and Wednesday. Thursday holds both swim lessons and swim practice as well as cheerleading practice as well. I also am planning on longer hours at work as BFF is going to Washington for 4 days! So now I am off to tackle lunch and a shower!
Budget Thursday 6/20/2013
Today was payday for me so I spent quite a bit of time working on the budget. First I finished up paying all the bills for the month and next I worked on our budget for next month. I am really working toward a zero budget where every dollar has a name up front and then the “extra” is for spending money. We have had ALOT of extra expenses for the month of June but I am pleased to say that by the end, we are actually even for the month. I want to transfer around $100 from our gas budget into the auto fund to cover the cost of new tires and brakes for the van we purchased, but that is a want. We have been able to make a sizeable dent in our debt this month, including another $225 paid off today. I am currently down to no medical bills, one credit card and our personal loan. On the down side, I have overspent our grocery budget at this point by $131 and have another $100 set aside for the next two-week. I have purchased chicken tenders from Zaycon and a huge stock pile of items from Bath and Body Works. If we don’t need the additional money for groceries then it will be applied to July to help the short fall.
On to the month of July, I gave every dollar a name and came up $240 short for the month. I have recently been working at the nursing home and with that income in addition to Matt’s web income, I plan to make up the difference prior to the end of June and start July again with a zero balance, meaning our income and expense are equal.
Wordless Wednesday
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- Gutter damage
Last Thursday, we had a storm with strong straight line winds. We actually were attending a swim meet and came home to find this. Thank goodness the damage is minor!
Food Lion Savings
I am the first and maybe the loudest to say that Food Lion has a really back coupon policy in addition to no doubling or extra perks for shopping there. It is also the only grocery store in my small town. But after shopping this weekend, I might even say that things are starting to look up at Food Lion.
I realized earlier in the week, that part of their 3 day sale would be 2L Cokes for $0.79, my stock up price for these are 0.99 and since we pass a Food Lion on any trip we take, I was going to take advantage. Today, we decided to shop at the Food Lion near our church and pool. I did not even take my coupons with me but instead scanned the MVP card up front and decided to go from there. I did have a “Free roll of Paper Towel” with a $10 purchase and $1.50 off any Laundry supply. Both of these we received on Friday night when we made our first stop to grab Diet Cokes. I was pleasantly surprised to receive several coupon from the kiosk to use. I was able to purchase the follow for $10, in two transactions. I had to split up the Diet Cokes because you are only allowed to purchase for at a time.
8 2 L Diet Cokes $0.79 each
Roll of Paper towel- used the free coupon
24oz Ketchup 0.99 with 0.50 off coupon- 0.49
2 cans of Sweet Peas 0.67 each with 0.50 off 2 or 0.42 each (not a stock up price but I need to get my total to $10 before coupons)
Loaf of Sandwich Bread 0.95 with coupon for 0.50 off – 0.49
ALL Mighty Pacs on sale for 2.99 with coupon for $1.50 – $1.49. I am usually very brand loyal for washing detergent however with us doing an additional load a day of pool items there really is no need to be- these items are not really dirt to begin with.
Total Spent $10, total saved $17 or 62%
Haley’s Graduation Class of 2013
Haley’s Graduation Ceremony was at 9am this morning. It last around an hour and half in the hot blazing NC sun. After a quick shower and lunch, she headed to Alabama on a mission trip.
Warning this is extremely picture heavy!
Wordless Wednesday 6/12/2013
My toothless wonder!
Random Tuesday Thoughts 6/11/2013
- Thursday is the first swim meet of the season. Lily is scheduled to swim in 5 events including backstroke and 2 relays. Kendall is scheduled to swim in the 25 free style but still refuses to “dive” in the pool or swim the entire length without a kick board. We had a long talk on the way home and she says that she is going to swim the pool tomorrow at practice so we will see.
- Haley can officially drive her car as I purchased the tag on it today. However, she is not used to a 5 speed and does know if she will ever be!
- Saturday during a break from the rain we have had for the past week, we were able to mulch the playground.
- We called it a “Red Neck Yard Work Day”. The reason, I chose to wear a cami, both the little girls were white undershirts and Zach got to go outside without a shirt on!
- Our Square foot garden is growing so well. I am starting to see blossoms for both the tomatoes and cucumber plants. I am so excited about these!
- I have already overspent the grocery budget for the month… not sure how much I can stretch what we have either.
- We started our “summer” Homeschool yesterday; Lily is going to finish learning cursive this summer, learn her multiplication tables and continue reading at least 3 times a week. Kendall is going to finish learning the correct formation of lower case letters and finish learning to read. Zach is going to learn to write his first name. He already knows the name of the letters and can write the H.
- I am exhausted…looking forward to some slow weeks of work ahead!
Graduation Sunday
Yes of course Zach is hiding in the coner!
Today was a very special day for us as we celebrated Haley’s upcoming graduation at church. One of the major requirements for graduation in NC is the completion of a “graduation project” which includes a research paper, product and presentation to a panel of 6 to 8 community members. Haley chose as her product to sew dresses for Lily and Kendall. In honor of her hard work both the girls wore her dresses to church today. I received several compliment on how well they turned out!
Budgeting on Thursday 6/06/2013
Today is my regular payday so I was able to spend a good amount of time, going over the budget and making some minor adjustment to keep us on the right track. Beside the regular bills, I was able to reduce our debt load by $500!!!!!!!!! I am so excited about this because each little pebble I throw makes a big impact in the picture. This was extra money from my working. My goal and hope is that I can do the same on the 20th. But I do realize that the next two weeks are heavy with extra fees for cheerleading and some extra items for graduation.
I only have $100 left in my grocery budget for the month. I did place a huge order for Chicken Tenders this month. These will not be picked up until July so that hurt us in addition at Costco we stocked up on “pool food.” The plan is that we take food with us especially each weekend so that we don’t end up spending money on pizza or fast food just because I didn’t plan ahead.
One of the most exciting things that happened today in regards to budgeting is that Amanda actually texted and called me to let me know about an awesome deal on milk and then offered to pick some up for me as it was out of my way! I am so excited to see that she is realizing the value of money and can spot a good deal!
Finally, we have really been enjoying 50 cent ice cream from Burger King! I think I understood that this special would last all summer. I hope so, because BK is on the way home from the pool and for the cost of one container of ice cream at the pool we can all enjoy a cup.
Overall I am super excited about where our money is going this month!