Costco

I love Costco. I know that some items can be found cheaper by using coupons but honestly I still love going to Costco.  The main reason for this is that I like being able to buy in a quantity that will last our family of seven for around a month and not have 3-4 boxes of each item. I really like being able to come home and “stock” our shelves with the food, knowing I want have to go out again for at least a week.

I am careful when we go to Costco, if we are only buying things we need then I plan that trip around lunch and if we need ALOT then I usually try to take a good list.  My pantry has started to look a little bare lately.  I have been shopping the sales and using coupons but things like snacks and crackers are still disappearing. Initially my plan was to go shopping at Costco last week but between work and quizzing it just did not happen.  Today with the severe weather causing a delay in school today which resulted in me working later than plan, we decided to bite the bullet  and just go to Costco after school. Haley stayed at home and did some of her chores in the quiet.   Matt, myself and the 3 smaller kids were on an adventure. During my hair appointment, Matt took our master list and we tried to make sure we included things we needed but also didn’t forget anything.  The plan was to eat dinner as well. Matt and the kids LOVE the hot dogs and you can’t beat the price. I , however, am not a pizza or hot dog fan but tonight I actually ate and really enjoyed it. I decided to purchase a whole rotisserie chicken. I simply got a fork and knife from the food side and enjoyed the juicy chicken while the kids ate hot dogs and pizza.  Even with purchasing the entire chicken, which will be at least enough for my lunch tomorrow if not that in addition to chicken salad, we spent less than $10 on dinner.  The rest of our trip was expensive around $400 but we were able to purchase the meat for at least 18 meals and other foods for both breakfast and lunch. We came home and separated out most of the meats as well as the cheese. Everything is put away and after looking at my grocery budget for the month I am still right on track with $550  spent so far. I hope that today’s trip will keep up in good supply until Christmas!

Saving Money with little Time

One of the biggest challenges that comes with using coupons and shopping the deals is finding the time to do all this in a real world time frame. I don’t have 2 plus hours a day to spend on the Internet looking up deals or hand matching coupons and ads. I also live in a very small town with only Food Lion and Walmart as far as grocery stores go.  But I do LOVE a good bargain so I thought I would share some of the ideas/thoughts/secrets I have figured out over the past year for finding time to coupon.

1. You don’t have to be at the store first thing when the ad starts to get the good deals. The one exception for this rule is probably Black Friday. So since in the case of CVS, I am not going to the store prior to church on Sunday, I have discovered that the store restocks on Thursday am. So I usually try to hit the store after the restocking if I really really really want a certain deal. Rain checks are awesome so most of the time if the store doesn’t have a deal, I simply get a rain check. Usually in 2-3 weeks the deal is back in place and I can use both the rain check and the expired coupon.  I ended up at CVS last night at 8:15pm after the kids were all in bed. I was pleasantly surprised that they had everything in stock.

2. Combined trips with other activities whenever possible. For example, last Thursday I was at a workshop in Winston. So I decided to use the express Lane at Harris Teeter for groceries as well as a quick trip into the CVS in the same parking lot after my class had finished.

3. Spending 5 minutes on Sundays to sort and file coupons saves hours when I am matching up the coupons with sale items.

4. Decide on what you are going to buy prior to going to the store. Stick to the plan.  I could never just take my binder to the store and shop.  On average I spend about 30 minutes a week planning shopping trips. But this allows me to spend less than 30 minutes in the store at a time.

5. Set a goal for where you are going to spend the money you are saving. This way you know that  you are making progress.

Finally, if you miss a sale or need to buy an item. So what?  The world will not end nor will your couponing license be revoked.

7 Days of Thankfulness

I ended up working till after 7pm last night and with Bible Quizzing in Raleigh today, (Saturday), I missed posting the list of things I am thankful for on Friday but here they are a day late…

1. Freedom- Thank you to the Veterans who are have fought and are stilling Fighting for mine!
2. My Job- yes it is taking alot of time and I constantly complain but God has provided me with 2 awesome jobs that are allowing our Family to get back on track and also start to enjoy some things.
3. Computer/Internet- It is so easy and fun to find about anything in the world now with the use of a computer.
4. My parents who even today love and support me in ways that I could not have imagined when I was a child.
5. My car- God provided it last September and it is awesome.  I actually think it is the nicest car I have ever owned and it works so well.
6. Friends who will listen and pray whenever I need them.
7. The Bible.

Hopefully I will get another post up tommorow but …. who knows with this crazy life?

What is a Stockpile?

This is a question I have often wondered myself. I do know that I think most of the stockpiles that you see on TV are just over the top. I was reading over some blogs this morning and found a guest post over at Couponing To Disney in which a very nice list was given about what amount of food they felt should be kept on hand in order to have a month supply of food. I changed most of it a bit to be more of what I thought was realistic.  I am planning to use this list to actually make my shopping list. Meaning when I go for a huge stock up trip, I will take a look at this list and see what needs to be added to make me feel comfortable with the items on hand.  I will also use it for a guide of buying things, so if I find an awesome deal of toilet paper but already have the amount noted then unless it is free, I don’t need it.  I am share in hopes it will help someone else.

Dry goods
2 5lb bags of flour
2 10lb bags of sugar
1 boxes of baking soda
1 can of baking powder
1 canister of salt
2 boxes of baking mix (like Bisquick)
2 boxes of Pancake/waffle mix


Canned Goods
20 cans of assorted fruit
15 cans of soup (including cooking soups)
5 jars of spaghetti sauce
2 jars of peanut butter
2 jars of jelly

5 cans of tuna


Freezer goods
2 packs of Hot dogs 
1 pack (20) Hamburgers
10 lbs of chicken breasts cut in various ways
4 packs of bacon
5 lbs of hamburger
2-4 packages of lunch meat

3 2lb bricks of cheese and at least 1 pack of American slices
15-20 bags of a variety of frozen vegetables.
 

Pork chops
3 bags of tortillas
2 canisters of bread crumbs- I have been saving all old/odd slices of bread and we process these so I don’t plan on every buying this.



Pantry goods
12 boxes of cereal
5 lbs of rice

30 packs of instant  oatmeal
2 jugs of syrup
1 jar of vegetable oil
1 jar of olive oil
2 cans of Pam spray
4 boxes of crackers
4-6 boxes of Pop tarts


Personal care- In this section, I already have more than what is listed in my stockpile so I use this as a guide of where I need to start actively looking for more of an items instead of grabbing only things on the “best deals list”. But Free means I get it no matter what!
 2 sticks of each persons deodorant
2 tubes of toothpaste
2 bags of feminine pads
6 bottles of shampoo and conditioner
2 bottles of Hair spray
6 bottles of body wash

Cleaning supplies- In this section, I rarely have this much on hand unopened. This is considered the only get it if it is free when we have this much of a supply
2 bottles of hand soap
2 bottles of dishwashing liquid
2 boxes of dishwasher tablets
3 bottles of laundry soap
1 box of dryer sheets
2 cans of scrubbing bubbles
3 tubs of cleaning wipes- I only buy the Kirkland brand so if they are on sale then I grab extra otherwise I buy when we start the last bag.
120 rolls of toilet paper
10 rolls of paper towels
1 bottle of pine sol
1 boxes of garbage bags


Snacks-   I don’t think this is a necessary list, I prefer to keep some fruits on hand for the kids to eat and we usually stock up at Costco at least once every couple of months. This is the exact list I found on line. I left incase you do feel snacks are necessary. With that beginning said, I will add that we like to keep a candy and chip stash in our bedroom.
2 boxes of popcorn bags
6 bags of tortilla chips
2 jars of salsa
5 bags of jerky
35 fruit leathers
2 bags of cookies



Pet supplies
1 20lb bags of cat food
2  jugs of cat liter


Extras
5 boxes of Ziploc sandwich bags
5 boxes of Ziploc freezer bags
20 batteries of each size


Staples – This final list is things that I personally don’t freeze so I buy in bulk if I can and rarely find on sale so I usually purchase at Costco. If  I do find a sale then I stock up with what I can use in a couple of month time or before the expiration date
2-4 gallons of Milk- we are not big Milk drinkers so a gallon last around a week
4-6 gallons of Apple Juice-a months supply
7 dozen eggs- these usually last 2 months purchased from Costco
2 loaves of bread.
5lb of potatoes
3lbs of onions
4-8oz containers of Sour Cream
2 8oz containers of Cream cheese
4 boxes of butter
1 large tub of Margarine.

Do you have any suggestions I should add or take away?

Thankful-November 4th

Once again this year I am going to try an post an item each day I am thankful for but I will only be posting these once a week so that I can keep up and all that stuff.
November 1st- I am thankful for my husband, who supports me and loves me even when I know I am not being loveable
November 2nd- My church family.
November 3rd- My children, I know I could cheat and list each one for a day but I love each one the same. They teach me patience and more about love than even imaginable.
November 4th- A job that I am secure in..

Next week will be a bit longer and harder to come up with but at least I can add to my posting!

October in Review

Blogging: I have dropped some in October with only 11 post. Just kinda of a average month. I am super late in getting this review up so hopefully things improve in November.
                                              Goal: 15 per month
Devotions: Slowly but surely, I would guess 2x a week still working toward the goal.
                                              Goal is 3 a week.

Couponing/Grocery Budgeting: My initial plan for the month was to spend $500 or less. We actually ended up on the high end of this at $715. We are continuing to eat from the freezer and did a lot of cleaning in the month of October. My plan for November to buy on sale unless we are out of the items and need something.  Which is basically what I did in October.
                                   Our Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.

Financially
: We continue to take baby steps in this area. I have been consistently placing $10 each paycheck in saving so our emergency fund is growing. We also spent $700 on medical bills and began purchasing Christmas presents in the month of October not bad. In our biggest achievement, we now know the exact amount of our debt that needs to be paid off. It is a huge number for us but it will be reached   
                                 Goals in this area: Emergency fund of $1000, car fund equal to a payment of $300 each month and by January- debt free except for mortgage.

Weight-I have been exercising 1x a week this month. Better than June- September.
                          Goal to exercise 3x a week.

How I Spent My Halloween

I was actually able to make it home early from work today! So we headed to Sonic and used some of our slush fund to buy the 0.50 corn dogs that were on special, we even took drinks for the kids. Amanda decided she would like to join us tonight; so Matt stayed home to answer the door. We ventured out to 2 Trunk or Treat and Paw Paws & Granny’s of course. The first Trunk or Treat was at a church and it was AWESOME! The second at the local Fire Station.  We actually spent about 2 hours out, we hit the neighbors on both sides when we returned  home.  I actually can say it was fun! 
Here are the kids….

More Pictures to follow on Wednesday hopefully!

Random thought

I seem to have alot of these today so I thought I would share . . . . . . .

  • I have set a new “weight loss/fitness” goal. In order to earn my full day of PTO at work I have to exercise 3 times a week and lose 20lbs. So I am going to focus on exercise 3 times a week to start. I did use the Wii tonight and it was encouraging in some way but I don’t even want to read or think about the other numbers. I am currently at the same weight as when I was 9 month pregnant with Zach..not pretty I told you!
  • I found a new book that I am reading called When God Winks at You  it is basically based on the idea that there is no such thing as  a coincidence. I have said this for year so it is nice to read that i am right. I need the encouragement right now.
  • Last Friday morning, a dime fell out of Zach’s sleeper when I was dressing him prior to my surgery. That was my “God wink”
  • Lily has a dermatology appointment in the morning, then Haley,Lily and Kendall have Flu shots tomorrow afternoon.
  • I am planning on ordering most of our Christmas presents this weekend.
  • I only have 2 more weeks of working at the Nursing home.
  • The girls have a chance to dress up 3 times this year for Halloween, once tonight for church, a fall festival on Saturday and the actual event on Monday. Hopefully we will get lots of pictures and I will post.
  • Lily got her first school pictures today and I forgot how unflattering they can be!

Back to Shopping-CVS secrets

So after the adventure of having my teeth removed, I returned to shopping on Sunday. Matt was nice enough to drive me around on Sunday due to my medicated state.  We hit CVS, Food Lion and Walmart. I was really pleased with Food Lion, where we re-stocked on breakfast foods.  I noticed as we left CVS that I need to purchase one more bag of skittles to earn $1 ECB.  So I mentioned that I would able to run by one morning this week to pick those up. Today, I picked up 4 bags of candy and a small bag of Skittles. I used 4 $1 off coupons for the candy, as well as 5 ECBs from the beauty club. I paid $1.87 on my gift card and earned an additional 4 ECBs. In reality I was paid to take candy today. I am going to try and list all the secrets of CVS below.Remember to get the most bang for your buck, combine as many of these as you can in each trip.

 Currently, in addition to earning ECB if you spend $30 (before coupons) on certain items you earn a $10 gift card. This week the items included paper towels and toilet paper. I am using my gift card now to shop completely free! 

Another secret to CVS is the diaper deal, basically after you purchase 5 bags of diapers of either Huggies or Pampers they give you a sixth bag. This also can be combined with any ECB, coupons and sales on diapers.Currently this total is at the bottom of your receipt as well. The part I don’t like is that pull ups and easy ups do not count in this total. 

Green Bag tags are another way to earn money. These tags are placed on your bags, each 4th scan of this tag generates 1 ECB.  There is only one rule that applies to this tag  you can only scan the tag one time per day regardless of the number of transactions and/or stores you visit. I use the same tag on both Amanda’s and my CVS card so the tags are not card specific. In the past year, I have been able to get at least 5 of these tags for free. They usually cost $1 but each of the ones I have purchased generated 1ECB. But in reality, even if purchasing a green bag tag, it will pay for itself on your 4th trip. Some cashiers will ring the tags without a bag others will not. But I keep one in my coupon binder and have been known to use my purse if they refused to scan the tag without a bag. You can easily keep up with the number of times you have used your tag at the bottom of the receipt.

The final offer that I am aware of at CVS is called the “Beauty club”. The way this one works is for every $50 you spend before coupons on beauty products including body wash and all hair items you earn 5 ECBs. This total is also at the bottom of your receipt. It runs usually one transaction day behind, For example, I spent over my next 50 mark on Sunday but the ECBs didn’t print until today.

By combining all the things above I was paid to shop today and boy is my family enjoying it!