After some TLC from Matt
In process…]
Last week, when the weather turned cooler very quickly, I realized that I did not have all the clothing that we needed for this fall/ winter. I did some online shopping over the weekend but still had an index card full of items. I have been very blessed over the past two days to be able to not only purchase all the items on my list but several “wants” as well. The best news of all, I have spent less than $100 for all!
I contacted a friend at church whose son is the same age as Zach but a size larger in clothes. Last night, I head over to check out both clothes and shoes. I ended up with enough jeans, shoes and a couple of long sleeve and short sleeve shirts. Except for a rain coat, Zach’s list of clothing was complete!
Today, Matt and I decided to try find not only the girls some dress but also Matt some additional shorts for our Disney Trip. Our first stop was the local Goodwill, we were not so lucky and found only one dress and a bag. We decided to head to Winston, after going to 2 more Goodwill stores, Mega Thrift and the Salvation Army our morning was complete. We purchased 8 dresses for the girls including 2 red velvet dresses for Christmas, 1 shirt for Kendall, 7 pairs of shorts for Matt, 1 swimsuit for Matt and a Buzz Lightyear Rain coat for Zach. Total spent $75.68 or $4.20 each.
Here are a couple of my favorite dress!
This summer has been full of fun! I really enjoyed some nice long days at the pool in addition to our week of vacation at the beach. However, I have not been as on top of budgeting as I like to be. Our Disney trip is less than 3 months away, so my goal is to tight up the budget and get up ready to enjoy Disney. Keeping that in mind, I have decided to make September a “low spend/ no spend.” month. I really want to make September, October and November all low spend/no spend months but I am going to focus on one month at a time! I know that I can make a goal but if I don’t include some action steps in addition to adding accountability then I am going to fails. I am going to list my plans/goals for September, with weekly or biweekly updates as I can.
1. Reduce Grocery spending to $300 for the month. I am going to purchase 80 pounds of chicken from Zaycon and pull out $150 in cash to put in the grocery envelope. Cash for me is harder to over spend so this should keep me on track.
2. When I looked at my September budget, I have 4 categories that are not completely funded for the month so the remaining $400 of the normal grocery budget will be used to completely fund the budget.
3 Plan to purchase both Lily and Amanda birthday cards. This will allow me to direct our gift money for October, November and December to Christmas. I have already decided that Christmas will be smaller than normal after our trip so I am estimating I need $400 to cover gifts for the kids.
4. Pay at least $375 toward our Disney trip to maximize Disney points prior to November. My goal is to pay for the Bibbidi, Bobbidi Boutique with Disney points only. I have already earned enough to cover one of the girls so well on the way. We are expecting Matt to bring in around $350 in new income from his web business, so I only need to find $25 more.
5. Maintain Gas budget at or below $400. Matt has identified several “maintenance/ repairs” that need to be completed on his van. My goal is to wait till the end of the month to complete to make sure we stay I budget.
6. Reduce/Eliminate Eating out for the month of September. Zach’s birthday is Tuesday September 1st so he has already chosen to eat at a local pizza buffet. Other than this meal, no eating out! I will have to be very deliberate with especially Sunday lunches but we have been spending over $300 a month on eating out and that is a huge amount.
I am hoping to have a yard sale of some form or fashion at the end of the month as well. This may help boost our Disney Payments.
First was opening of gifts with Amanda who had to work Christmas Day.
Next we headed over to Pawpaw’s and Granny’s….
Finally we all enjoyed lots of gifts!
This year, I have decided that I am going to make sure I get to the kid’s school events! So I decided to request the day off work on Friday to attend Kendall’s Party and of course I have no regrets.
On Thursday, I went to Lily’s Christmas party which was building a gingerbread house… my niece is in the same classroom and for this was actually seated at the same table as Lily so it was lots of fun!
Kendall’s party was on Friday afternoon and she was sent to 4 different stations. The teacher decided this year that parent would “travel” between stations with their children instead of being assigned on station to organize. I am sure this was one of the highlights of Kendall’s day, one on one attention!