Blogging: Actually on track for the month as this will be my 16th post of the month. I am currently running 2 series so maybe that is what is helping stay on task for the month.  I am currently posting on both blogger and my very own webpage. Hopefully in August I will move over to the site that Matt is designing!   Goal: 15 per month

Devotions: Starting to hit my stride in this area. I have once again hit my goal! I know that is one of the reason that things seem to be going smoother. Goal is 3 a week.
Groceries: For the first time in several month grocery spending is down.  We spent 508.72 on groceries this month which included school and party supplies! I am very excited to see this number. I did do an average for the year, currently my average is $809 a month. I am sure that by December with no diapers that I will be able to bring this down to the set budget.. Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.

Financially:This month we maintained again.Some exciting things did happen, I will be going full time so that means an increase in pay as well as a decrease in medical expenses. Matt has not had time to focus on growing his business so with a combination of these two things in the next month. I am going to try to stay on track.  Goal: To be Debt free except for mortgage by the end of the year. This was established prior to our learning of the significant financial changes that are occurring so I am trusting God to provide direction in this area. Currently we are focused on meeting budget each month!
Weight- I have been able to start exercising at the pool at least once weekly. So that is a huge plus. I have not been on a scale recently. I will at least get an idea of my weight for next month. Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.

This month I have met 3 of 5 goals!!!!!!!!!!!!!!!!!!!! Best month to date~!!!

One of the consistent things you read as you search for ways to save money/get out of debit is to figure out where you are spending money that you are unsure of. For our family, most of the unaccounted spending is eating out. We like to eat out. This has been a pattern for our entire marriage. During the first years it was just easier for Matt and I to eat out especially on the weekend the girls were with their father. Then as a stay at home mom, I deserved to have a weekend off so it was easier for us to eat out or during the times when life gets crazy, with people going everywhere  grabbing something to eat meant we got to eat together. Even as the roles slowly changed, eating out was a way of life. A favorite activity was to spend time going out to eat with friends especially after church on Sundays.  Last summer a trip to the pool usually ended up with fast food or pizza. As I began to look at ways to reduce spending, I knew that eating out was a huge step but I will be the first to admit it has been one of the most difficult.  We worked on reducing it to once a week and as of May, it is down to special occasions and/or using found/unaccounted for money.

As I said this has been a difficult area for me to give up/reduce, especially on the weekend or when things are really busy. But I am glad to say that this week, we have managed to reduce and fight the urge!  Yes, we did eat out yesterday, with found money.  But we have had 3 delicious meals at home today!!  This morning, we started early with a trip to Lowes to replace the kitchen light that burn out another $30 bulb last week. We decided to just purchase a new light because of the frequency that we have to replace bulbs and considering how little light it actually put out.  We were able to find one on clearance so that helped. Matt fixed pancakes prior to going to Lowes. After coming home and installing the light, we decided on BLTs for lunch using our first home grown tomato, as well as fresh lettuce from the co-op box.  This afternoon, we spent time in the yard as well as cleaning out the insides of both cars. Our normal thing is that at the end of a really busy day, it is easier to order  pizza or fast food simply because we are both tired but not today.  I decided to fix fried chicken, made potato salad and cole slaw with all fresh ingredients again from the co-op box. I was excited because we even have enough to use as lunch tomorrow!  A weekend without eating out, slowly but surely we can do it!

 This has been a very difficult month for us in many areas, but we are continually reminded that God has a plan for us, so we press on.

Blogging: This actually marks the 11th post for the month. Not quite my goal but at least the number is going up! In addition during the next month, another goal is to move this blog over on its own site and convert to Word Press or something similar.
 The Goal: 15 per month
Devotions: I am going to say a fail for this month. Things have been really busy and crazy but that is not an excuse. I would estimate that I have read a devotion 2x a week for this month. I know what I can do to improve this one!
Goal is 3 a week.

Groceries: We spent $600 on groceries this month. I had hope to significantly reduce this amount but I am happy to come in under budget for the month overall.
Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.
Financially:Hold on to your hats! According to our budget we are $200 short for the month. This represents money that was to be used in the future for Auto expenses and gifts.  So in reality we survived and had to cut no major corners to achieve it! God is Awesome and an on time God
Goal: To be Debt free except for mortgage by the end of the year. This was established prior to our learning of the significant financial changes that are occuring so I am trusting God to provide direction in this area. Currently we are focused on meeting budget each month!
Weight- UGGHHHHHHHHHHHHHHHHHH. I don’t even want to consider what is going on.
Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.

This is the second month that I have used real numbers in regards to Finances, the purpose to encourage ourselves as well as others!

Thursday turned into a shopping day for us. Both Lily and Kendall had eye appointments in Charlotte in the afternoon, so we had planned on a trip to IKEA.  It worked out that before going to Charlotte, we spent some time in the local thrift stores (Goodwill and Salvation Army). The Salvation Army is brand new, I was really surprised at the nice furniture that they were offering. For the morning, we spent a total of $40. At Goodwill, we purchased a total of 7 clothing items, 1 shirt for Zach and the rest for Matt and I.  We had on our list for IKEA purchasing new silverware.  We really didn’t need new silverware really our need was for forks. At the Salvation Army, I was able to purchase forks at 0.25 each, I bought 16 of these.  As I have mentioned many times, saving money becomes not only a choice but a way of life. Clothing, especially for adults, is expensive so the first choice for us is to check out the thrift stores before looking to purchase new items.  I am not going to even say we probably saved x by buying both the clothing and the forks this way but I do not have a doubt that we did save money.

On Friday after dinner, we started talking about going to grab a treat of ice cream. Our first instinct was to head to either the ice cream shop that is owned locally or Sonic.  The kids obviously loved this idea and finished all their dinner. As we are heading out, I mentioned that we could always go to ALDI, purchase ice cream and bring it home. At first it was a casual joking comment, but as we started talking about it, it started to make more sense. First for the same price or less that we would spend on a stop at the ice cream shop we could all pick out a different variety of ice cream. Next, this would allow us to enjoy ice cream all weekend to say the least. Finally, it would also be a shorted trip for us, which was the deciding factor.  We spent $12 at ALDI, came home with 5 different boxes of ice cream.  Saving money is slowly becoming even more of a way of life for us.

I was doing so well, with blogging, that is.  I was posting at least every other day…but then it happened…we started planning it….the yard sale.

I have over the past couple of weeks been reading several different books, blogs and websites about budgetting and getting your finances under better control. One suggestion that was given in almost all everything I have read is to sell things that you are no longer using. Sounds easy right….

Wrong…..thankfully it only occurs at most once a year but let me tell you it took every bit of time and energy I had for a week.  Matt has pitched in as much as I did if not more during the day to gather items from out of closets, buildings and cabinets that are no longer being used, with all this preparation  things should go smoothly…..

Wait…. Lily and Matt decide that this sale is not complete without a refreshment stand. Next, I decide that the profits will go toward ice cream and candy at the pool.

Finally all the preparations are made.. I even managed to get out of work earlier than planned, all that is left to do is get the clothes out of the attic.  Opps….. I forgot that I had 8 boxes of clothes up here.

There is a car in the driveway…it is too early… only 6:30…oh well let the fun begin…

We did survive the yard sale, after a trip to both Goodwill and the dump, the profits were counted and we are purchasing a second freezer with those. Ice cream money is secure for at least the month of June.

But most importantly  the junk is gone from our house for at least a couple of months until I start boxing up stuff  again……