Saving on Saturday 7/15/2017

I am sitting in a really quiet house, except for the occasional dog bark, it should stay this way for at least the next twelve hours or so. Lily left this morning for a missions trip to Mami Florida, she will not be returning until next Sunday.  This afternoon, Amanda, Haley, Lily and Zach left to camp overnight and play at Sliding Rock NC. We do have an Amanda dog but that is really not a big deal. In the past, we would have taken advantage of the kidless night to go out for dinner most likely a very expensive dinner just because it was two of us instead of five. But not tonight!! We have definitely tighten the budget this month as we enjoyed Michigan in June and have plans for  Myrtle Beach in August and Disney in November.

Tonight, Matt and I saved money by eating at home. Our menu was T-bone steaks (from freezer), baked sweet potatoes (last year’s) and a strawberry cheesecake. I made the cheesecake in my new Instapot that Amanda bought me for my birthday.  We even chilled a bottle of wine from the wine rack to make the meal complete.  The meal cost us zero out of pocket and was honestly one of the best I have eaten in a while.

June Update

June was certainly not the month I expected it to be. We did not increase our income and we ended up with two major house repairs that have definitely knocked up back a bit with our debit reduction. We still are living very comfortable but July-October are going to mean some serious belt tightening.

Debit Reduction:  Failure
Due to the things stated above we actually have increased our debit by close to $1000 at this point. Ouch

Blog Post: Fail
I had 9 total blog post for the month. I can honestly say that June was an extremely busy month, including 4 afternoons for swim meets and a week long trip to Michigan. I have some very good intentions and plan so I hope to at least hit 15 this month.

Days on Treadmill: Zero
Water walking days-7  In addition to a full day of walking on Mackinaw Island.
I am actually documenting improvement in this year!

Groceries- Goal Met!  We spent a total of $405  for the month of June in groceries! This is a huge win as the past several months have been over budget!

Gas: $355 for the month. This is about $50 over budget but does include our entire trip which was 5 tanks of gas!

Earnings:  June was a positive month in this area as well. I am expecting some changes starting in July but our earning is consistently increasing. Total $220
Swagbucks: $100 for Me, $75 for Matt
MPlaces/Cricket Rewards:  $15
Shopkicks: $5
Ibbotta: 24.75

 

Wordless Wednesday

Kendall was the only one who wanted her face painted

Kendall was the only one who wanted her face painted

Bounce House Fun

Horse Riding

 

5 Things Friday

  1. Today is one of my “extra” paychecks. I budget for 2 paychecks a month so on the 2 months a year that I receive 3 paychecks it allows a little bit of wiggle room. This time the majority of the check is going to travel. We are headed on two major week long trips this summer.
  2. Our garden is starting to produce. We are enjoying squash, zucchini, cucumbers and peppers. I have also harvest and frozen basil and oregano. I have been disappointed so far with the cucumbers but there is still hope. I am most excited about the watermelon. We already have one that is soft ball size with lots of blooms and other small one starting to form.
  3. The first week out of school has been just as crazy busy as the weeks before school ended. Monday night was swim team practice. Tuesday night was suppose to be Swim Meet but a storm cancelled that so we headed to Costco. Wednesday night- I got confused and we ended up relaxing at the pool for an hour. Thursday- make up swim meet. Friday- yard work.
  4. We recently lost a close friend who was the spouse of our piano teacher. The girls got a 5 week break from lessons but I am thankful they resume this week. Zach will be attending a reading camp in July so as you can see we are staying busy.
  5. Extra earning this month have been awesome. The current goal is to purchase Zachary’s birthday present with these earns in addition to adding to our Disney fund.

5 Things Friday

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  1. June is a very promising month with lots of fun planned. The little kids are all on the swim team. We will participate in swim meets on Tuesday afternoons starting the second week in June.
  2. June is also a three paycheck month for me. I get two of these a year. Because I base my budget on two paychecks a month this become extra money. This extra money will be used to help fund our beach trip and other travel plans for the summer.
  3. We will be traveling to Michigan this month with plans to spend a couple of days on Mackinac Island. I really enjoy this trip with Amanda, Haley and Lily (at 9 months) and look forward for the younger guys to experience something totally new and different. Other plans include time spent with Matt’s family and of course Bronner’s.
  4. The Square Foot Garden is slowly starting to produce. This week I was able to harvest snap peas and squash. I am trying something new and “pre-breading” squash for frying. I would like to have 12 packets of frying squash and 12 packs of squash casserole for the freezer.
  5. Matt discovered a major leak in our main water line late last night. We will be repairing it ourselves not so much fun but necessary.

DIY Teacher Appreciation Gift

The first week of May is teacher appreciation week in our area, sounds like it may be a national thing as well. Unfortunately, I am not a craft person but I am excited to share my FREE gift this year. I do have to give credit to my mother as she suggested I give pots of mint.

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The plants are from my garden. I purchased one pot of mint last year and planted, so far I have separated several times and it continues to flourish. The pots were left overs from Kendall’s birthday party several years ago. Matt used his machine to come up with the cute quote which is “I am so happy you were MINT to be my teacher.” The kids used a sharpie to sign the bottom of the pots.  These are definitely my most crafty and frugal gifts so far!