September in Review

Financial goals:  September was an ok month for us financially; I was able to get our Emergency fund back to $500 and we are only currently about $300 behind budget for the month. I am hoping/anticipating that by the end of October, we will be even for the year. I am continuing to pick up extra hours at the nursing home in addition to some slow web work that should produce income.

  • Pay off Lawn mower by March 2014, so no interest is charged. Payment of $100 made, almost a triple payment. I have also made a plan to pay this completely off in January!
  • Pay off all outstanding debt except the mortgage by June– We missed this goal obviously but my new goal is June 2014!
  • Emergency fund to $2000   Currently at just over $500 but at least it exist again.
  • Maintain a budget using a form of the envelope system – MET!
  • Groceries: Spend $600 or less a month  We are currently at $575 for the month including our purchase of 120# of chicken!  I anticipate that October will be an expensive month as we have to replenish. We have not purchased a lot of groceries since June. At this point our average for the year is $600. My goal will be to stay on budget for the rest of the year!
  • Gas- Goal Met!! We currently have $89 left in our gas budget which will be used to offset a medical bill!

Blogging:  Goal: 15 per month This is the 15th blog posting of the month, for the third month in a row. I will admit that this month has been a struggle but I am so glad I have been able to stay on course.

Devotions: Goal is 5 a week   Goal Met! I am really enjoying my morning time.

Weight: Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.. Something is better than nothing… with that being said, I have managed to work out 2 nights a week for the past 3 weeks so that is at least better than nothing!

September was a good month!  We have met all goals this month!!!

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