October in Review

Financial goals:  I will start by saying that I almost did not post this update because of how poorly we did in this area.

  • Pay off Lawn mower by March 2014, so no interest is charged. Payment of $100 made, almost a triple payment. I have also made a plan to pay this completely off in January!
  • Pay off all outstanding debt except the mortgage by June– We missed this goal obviously but my new goal is June 2014!
  • Emergency fund to $2000  Need to start forming a plan to met this goal. I have currently zapped this fund.
  • Maintain a budget using a form of the envelope system -I know how much I spent last month but it is way over budget
  • Groceries: Spend $600 or less a month  I have ended up spending double this amount this month.  The only bright spot is that I have an monthly average of $650 for the year so I am going to try and reduce this to $600 for the year.
  • Gas- Goal Met!! We currently have $49 left in our gas budget which is going to help cover the groceries.

Blogging:  Goal: 15 per month I had 14 post in the month of October. The last week was super busy and I just did  not get caught up. I guess that is why it is a goal!

Devotions: Goal is 5 a week   Goal Met! I am really enjoying my morning time.

Weight: Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.. Continuing to look at and think about this goal.. Enough said.

I have met one goal this month… Room for lots of improvement!  Since I failed on both my blogging and budget in October, I am going to set a goal to post at least one post a week about how we are saving money in November. This will hopefully keep me accountable and focused on saving not spending!

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