I am posting these a day early so that I can share a major way to save money tomorrow on home renovations!

Financial goals:  November has been a better month for us, however with the expenses of car insurance, which I had not completely saved this time and lot of Christmas shopping it was an expensive month.  We were able to reduce our monthly expenses by $100 by reducing cable and eliminating our home security system. This new number will begin in December so I will be developing a new plan for the 2014 with these new figures.

• Pay off Lawn mower by March 2014, so no interest is charged. Payment of $100 made, almost a triple payment. Steady progress. I have added to this initial debt with the purchase of flooring but have a plan to still pay all off prior to interest being applied!
• Pay off all outstanding debt except the mortgage by June–  No progress this month but no new debt. We missed this goal obviously but my new goal is June 2014!
• Emergency fund to $2000–  I have been talking and being in January this will be a major goal and I will be adding a line item to our budget to make it a reality.
• Maintain a budget using a form of the envelope system -Slight adjustments in this area as well. I am going to be moving several items to cash envelopes such as hair to make this easier.
• Groceries: Spend $600 or less a month  We have spent $453 this month. In December my plan is to stick to less than $200 by eating out of the fridge and pantry!
• Gas- Goal Met!! We currently have $150 left in our gas budget which we used for part of our car insurance.

Blogging:  Goal: 15 per month:  This is post number 14 with another post with pictures about our new flooring!

Devotions: Goal is 5 a week   Goal Met! I am really enjoying my morning time.

Weight: Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.. I have been consistently exercising 2x a week and actually lost some weight in addition to my clothes fitting much better. I will be continuing to work on this next year.

So my goals look much better this month! In December I will be spending some time reviewing each goal and deciding how to proceed for next year. I will plan an several post on budgeting and at least an update in December with new goals stated for January. Progress should be celebrated!