January in Review

 

Blogging:  Goal: 15 per month Goal Met!  I know that this will be at least post number 15 for the month but I also have a couple of other post in my head that I am going to try and get out but no matter what I am good for the month!

Weight: Goal:  Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved.  I am very excited to say that I have been able to lose 4 pounds this month. I honestly think it is having the treadmill sitting in my room. I have gone from a maximum of 3 nights a week working out to a minimum of 6 nights a week walking on the treadmill. I have struggled a lot this month with my eating but success is awesome. The down side is that I am not yet back down to the weight I was prior to Thanksgiving.  Goal Met!

Spiritual-  Goal. I want to spend time reading and or studying the Bible at least 5 days a week for the year.  I am trying to spend more time in the Word, but I don’t honestly think I have met this goal for the month. Room for improvement.

Personal Goals: Achieved 2 of 3

Financial Goals:  Achieved 1 of 4

1.  Pay off all debit by December  2015, except for mortgage.  
a. JC Penny- 79.32– . DONE
b. Home Depot-     $210 a month Payment. Goal met!
c. American Express   – pay $12OO a month – paid $700 due to windshield
d. Personal Loan (used to purchase van) .The current scheduled payment is $217 a month with this scheduled to be paid off in December 2015. Goal Met!

2. Emergency Fund to $2000.  Did not happen this month due to purchase of new to us van and the windshield replacement.

. 3. Groceries: Spend $600 a month . Currently at $680 for the month. My excuse this does included the junk food for Super Bowl Sunday.

4. Gas: Spend $400 a month with any remaining to be move to Auto fund for repairs.  We did end up purchasing the new to us van and had to do some repairs to it to get it the way I feel safe in it. I am not counting the tax,title and tag fee of $126 in this cost, it was covered with the sale of my car. Nor am I counting the $217 windshield because that was a true Emergency. Even eliminating those 2 expenses that I can account for else where I am way over budget for the month at $514.  The price of gas has finally dropped to below $2 a gallon so I am hopeful that next month this expense will go way down!

 

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