Blogging: Goal: 15 per month Goal Met! I am at 17 or 18 post for the month!
Weight: Goal: Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved. Goal met for the month. I am moving in the right direction.
Spiritual- Goal. I want to spend time reading and or studying the Bible at least 5 days a week for the year. Biggest Fail of the month.
Financial Goals-
1. Pay off all debit by December 2015, except for mortgage.
a. Home Depot- I am now planning to pay this completely off in June, but this is going to be depended on a couple of factors that I don’t have any control over.
b. American Express – Smaller than anticipated payment. I only paid $200 this month.
c. Personal Loan (used to purchase van) .The current scheduled payment is $217 a month with this scheduled to be paid off in December 2015.
2. Emergency Fund to $2000. Fail
. 3. Groceries: Spend $600 a month . After what seems to be an extremely long month. We ended up spending $712 for the month This was not a true success but it really is a success because our monthly average is down to .$572 for the year so I am back on track.
4. Gas: Spend $400 a month with any remaining to be move to Auto fund for repairs. Goal Met. I spent $402 on gas this month including covering tags, taxes and inspection on Matt’s van, a new fuel filter on the white van and new radiator cap for the car. This is a huge success.
Disney- No progress
May seems like a very long month. In the area of finance it does not appear that we made any progress but we are in the process of refinancing our mortgage which will dramatically change our path. Currently we are waiting on the appraisal. Once things are more settled, I am planning to share details, as well as plans. Looking ahead to June, I anticipate another month of close to or over our budget for Groceries just based on things we are starting to run low on. I have not changed the budgeted amount in 3 years even with the significant rise in price and an increase of consumption of food due to growing kids, so I may need to readjust in July based on our actual spending in June. Gas prices are suppose to stay close to their current rate however with us going to the pool on a frequent basis I think we are going to keep that amount the same at least for the summer. I will definitely share changes and new goals in June so that should make things interesting overall.