I have been monitoring and working on developing a budget the last couple of weeks. We have had several changes to our expenses and I wanted to start the school year with a solid foundation. I honestly don’t remember and could not find the last time I actually shared a budget. So I am going to do that today.

In the area of income, Matt continues to work full-time and I will start next week back at my school system. I am beginning today some additional work in Guam.

I do not budget my earnings from Guam. The first reason for that is that it can vary greatly from $40 to $1500 a month. After our tithe, we have been using the extra money for home improvements, fun money and travelling specifically Disney trips. This will continue for the remaining months of this year. I anticipate that even our April Disney trip should be completely paid off in December. This gives up a good six months to determine our next priority for the extra money.

Now for the actual budget :