Blogging:  This makes the 13th post of the month. I did not blog even once on our trip so that is the reason that I am 2 post short of for the month. Christmas is my favorite time of the year and with Lily’s birthday also I should be able to meet my goal in December.

Goal: 15 per month

Devotions: Staying on track!  Now to decide on a plan for next year. GOAL MET!

Goal is 3 a week.

Groceries: Because of the traveling we did this month I reduced the budget to 500. I am still way under budget at $240 for the month! I am so excited!  Our average per month spending is $712. I am planning to reduce this to $600 starting in January! 5th month for GOAL MET!

Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.

Financially:God answered prayer. We have learned that Matt will be receiving a pension payment December 1st. This will place us in a much more stable financial position as well as allow us to pay off several credit cards. I will share what we are able to accomplish with this after it happens.  I will post more after this is complete but for the month of November we stayed on track.!

Goal: To be Debt free except for mortgage by the end of the year. This was established prior to our learning of the significant financial changes that are occurring so I am trusting God to provide direction in this area. Currently we are focused on meeting budget each month!

Weight: I have continued to exercise at least 1x a week. UGGHHHH

Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.

November was a good month overall and travelling and staying on budget definitely made it better.