I have actually been spending some time already getting this post ready at least in my head. My plan/ goal is to share this post and a Year in Review post today and tomorrow and then a sort of plan blog post for Saturday or Sunday.  December has been a busy but fun filled month!  We all really enjoyed camping and seeing Biltmore! Christmas was drama free and I am ready for 2022 to be less sick and more fun!

Groceries– budget amount is $650.   $849.16 This is over for the month, but I am not too upset. I do have a plan for next year and it includes an overall reduction in grocery spending!

Auto/ Gas / Insurance. My goal is $400 a month. $401.00 MET!  The most exciting part of this is that it includes out trip to Asheville and towing the trailer!

Cash Envelope system-   We are definitely doing much better with this!  I am planning to keep this just for accountability.

Goal #4- Blogging- 15 post per month.  Goal Met! This is post number 14 and with plans for 2 more I should be good for the month.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.  Nope Naa yea we need to rethink and start this one.

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year. Need to find something to get started on this.

Earnings– No extra earrings this month!

No Spend Days– Did not keep up with this as it just was too difficulty.  I am not sure what happened other than life!  I am planning to keep this goal but with some additional guidance for next year.

December was a fun month. I am super excited that we are ending the month and the year with ZERO credit card debit!  We also are half way to our first emergency goal of $1000.  I will go ahead and state that I am really unsure about making a budget right now due to Matt still being unemployed. Once he returns to work. I am sure things will change again and we will see more direct progress toward saving goals.