November was a calm sort of month.  We all enjoyed several days of vacation visiting with Haley and David and of course lots and lots of food! We are seeing the effects of inflation especially with the cost of food, both eating out and at the grocery store.  Overall a good month which allowed me to think and start to strategize for the next year.

Groceries– budget amount is $700  Not Met! $1021.06 is an accurate number that includes a drink stock up. I would like to significantly reduce the cost of our groceries this month with the goal of $100 however I will be averaging out grocery spending for the year and increasing the budget to include that amount.

Auto/ Gas. My goal is $400 a month. NOT met! $522.34  We did see gas price start to decrease at the end of November. I am going to have to look at the average and adjust the budget accordingly!

Cash Envelope system- Goal Met!  Our checking account is currently being used to pay bills.  We are using cash for everything else except gas!  Definitely an eye opener!

Blogging- 15 post per month.  Managed to include 13 this month!

Exercise days-   yea no but a shot at the end of November should help with Disney walking!

No Spend Days-No idea! I am wondering if I should eliminate this as long as we are using cash?