February in Review 2013

Financial goals: February has been an up and down month for us, especially in this area. We have had extra income but also extra expenses with Zach. But progress is progress and overall this goal was met!

  • Pay off all outstanding debt except the mortgage by June–  With the extra income, we now have no interest bearing debits. We were able to pay off our final two credit cards today!  We still have outstanding debt of 4600 but that is slowly and steadily disappearing!
  • Emergency fund to $2000  We actually dipped into this fund to pay for some of Zach’s dental expenses. We will focus on bringing this up for the next several months! The plan will be to have it back at 1000 by the end of March so we can start working toward the 2000 mark.
  • Maintain a budget using a form of the envelope system – DONE! I love the app and the “freedom/expense” accounts that are making tracking so much easier for me to keep track of the money.
  • Groceries: Spend $600 or less a month Goal met, we spent $515 on groceries this month! So are almost back on track for the year. I am going to roll the negative $25 balance into March and with the idea that by the end of March we will also be even for the year!

Blogging:  Goal: 15 per month This is my 12th post of the month and more importantly my 501 post overall. This month has been difficult with me being so sick for a week but I am going to keep trying!

Devotions: Goal is 5 a week   GOALLLLL!  I have finally found a time, in the mornings, that I am consistently able to read and complete a devotional! Still on the right track!

Weight: Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month. I have been able to consistently exercises 3x a week this month with at least 2 of those at the YMCA! I am very proud of myself. I did not met the weight goal but hope to catch up with this in March!

One thought on “February in Review 2013

  1. You have a great list of goals! Good luck with the EF!! I know how hard that can be to build back up once it’s been dipped into, but it can be done! 🙂

Leave a Reply

Your email address will not be published. Required fields are marked *