Brand Loyalty- Yes!

One of the first rules of couponing that you hear is that you must not be “brand loyal” meaning that you can’t just chose to use one brand of say toilet paper.  I totally disagree with this statement. You can’t be brand loyal on every product but you can pick the items that you prefer and coupon for those items and still manage to save money.   I have many items that I am brand loyal to. What that means for me is that I tend to stock up on the items when they go on sale and/or hit my buy price. It also means that on occasion I end up paying a little more that I would for the same item of a different brand but the difference is well spent in my book. I am brand loyal for my deodorant, it has to be Mitchum, my buy price is $1 or less. Currently I am looking for this item on sale because I am using my last one. In laundry detergent, I am really brand loyal to Tide. I have found that I don’t like the smell of other brands and most don’t clean as well so I ended up using more. This summer I was able to stock up on Tide, so I am just keeping an eye out for awesome deals at this point. Now I do have a rule that free is the best so when CVS offers free laundry detergent using ECB then I purchase and save for our annual beach trip. We watch a load of towel and bathing suit every day, free is good enough for these daily washings.  Lily has very sensitive skin and after multiple trips to the demonologist, we have found that buying Aveno bath wash is worth the expense.    A final item that I am extremely brand loyal to is Diet Coke.  I have been using Coke Rewards for several years now and honestly will drink water if my Diet Coke is not available.

CVS has really not had any awesome sales since Thanksgiving but I was able to stock up on several brand loyal items this week at a 68% saving!  The standard for couponing is 60% or more is a buy price so I am extremely pleased. I did spend $27 for these items but saved $58. I purchased 7 bags of Christmas candy, 6 12 packs of Diet Coke, 2 2L Diet Coke and 2 bottle of body wash for Lily.  Are you brand loyal?

Trouble with Shopping or How I Spent our Entire Grocery Budget in a Day!

If you will recall, I had planned to not shop much in the month of November. One of the reason was to continue reducing down our stockpile in addition to not wanting to leave a lot of food in our refrigerator while we were away. So it was starting to look a little bare around here and we had already plan to do a major shopping trip the first of December.

I was super excited to find out that Starbuck’s K-cup were going to be on an awesome sale at Harris Teeter this week, Matt was even more excited than I was!  The deal was part of “stock up” where you must buy 5 or more of an item to get the best price. 5 10 cup packs of Starbuck K cup for $25 is a good deal to begin with but I also had enough coupons for 10 boxes.. After looking over the ad, I planned to also purchase the 24 packs of water along with some can vegetables and cheese as well.  I love Harris Teeter an even after my problems today, they still are my favorite store. The problems started at check out, I am very careful to watch all my coupons but the computer can sometimes not always be kind. The first problem that was an easy fix with a manager key is that it said I had too many coupons. The store policy is that they will double up to 20 coupons a day. I actually only had 13 coupons to double but I had around 10 coupons that were valued at $1.50 or more and would not double. I guess the computer does not recognize the difference.  Next as my receipt was printing, I realized that my waters had not rang up at the EVIC price, this can only be corrected at the service desk. I was disappointed but it happens so I stopped by the desk.   Matt did make the comment that it seems that we had spent a lot for a trip and our saving was not adding up. I started looking over the receipt and realized that only 5 of my packs of K cups had rang up at the correct price. Luckily we were less than 5 minutes from the store so we turned around and headed back to the service desk. They were already aware of the problem but it still took around 15 minutes to get my $12 refund back to me. I am so glad that I was using cash this day because it makes all the changes and refunds much easier!

Next we stopped at JC Penny’s to return a pair of boots, I order over Thanksgiving. I have wide feet and fat calves  so finding boots to fit is near impossible. I tried on around 20 pair in the store now of which fit the way I wanted. I did find 2 pair of boots that I really liked that were available with wide calves, so I purchased both to be shipped to my house. UPDATE: One pair arrived and does not fit!  I guess I will stick to the short ugly ones I have!

After grabbing some lunch, we headed to Costco where we need to purchase lots of fruits and vegetables in  addition to milk, eggs, bacon, cream cheese, etc.  You get the idea and after spending over $400 you would think this would be the end to my grocery shopping. Not so, I also had to go to Aldi to pick up turkey and backing supplies.  Even Aldi did not get my order right today. I was charged for 3 rugs instead of 2 but caught the mistake before leaving the store so I was able to get a cash refund as well.

We currently have $15 left in our grocery budget for the month, which will certainly be used to purchase last-minute party supplies for school and home.  As you can tell, today was not the easiest shopping day and I am so glad that I have no plans to shop for groceries again until after Christmas!  Matt mostly likely will be making the trip to pick up items as they are needed!

 

 

CVS- Black Friday on Sunday

thI love to shop at CVS. This week the reason is that I can shop their Black Friday special on Sunday morning instead of Friday morning when I will be 800 miles away. I did plan ahead just a bit by getting my list all organized on Thursday and I also prepared a baked oatmeal for Matt and the kids to eat.

I am very pleased with my trips. Yes, I ended up making a total of 3 trips CVS on Sunday: however only the first was strictly for couponing.  We decided to order a calendar for a gift and after picking it up on the first trip, it had not been bond so the second trip was to get the calendar fixed. Our third stop was part of date just because we were driving by. I was disappointed in several things, the first was they started giving me a hard time as I walked into the store about using 2 cards, I responded by stating “I have two households and they should  call corporate before making policy changes.”  They ended  up being very nice and did not have a problem with my separate transactions at all. The other problem was a  bigger problem, neither of the store carried several of the main sale items, nor the one that was a money maker.  In addition, neither store would give rain checks because they were not items the store usually carried, in the past, I have gotten rain checks and used later at larger stores . But this only put a damper on the trip but did not ruin it.

For the sake of ease and because in reality it was a single  day,  I am combining all receipts to one big item.

By the numbers:
3 trips to 2 stores
12  separate transactions on 2 separate cards
7 transactions that the total it including tax was less than $0.94, one was free and 5 were less than fifty cent.
Total spent $26.96
Total Saved $83.97 or 76%, this does not include remaining ECBs.
$6.36 in Extra Care Bucks left.
2 rainchecks, one for Laundry Detergent and one for Parmesan cheese.

CVS Shopping

I made a couple of stops at CVS this week and am super excited to share what I was able to purchase for $9!

I guess the first thing to explain is why I made 2 separate trips. I usually on Friday go ahead and check out Southern Savers to put together and print out my shopping list for CVS. Because of my attempt to stay on budget for September and October, I decided to wait until at least Wednesday before shopping. I just added the list and coupons in my purse. I ended up with a little bit of extra time on Wednesday so I decided to stop at a different CVS.  The first thing that made this a great trip was that quarterly ECB printed on Wednesday as well. I was able to save an additional $6 by using the ones that print for the fall quarter. I also did not realize that Twizzlers were part of the printable deal for the week so I had not found any coupons for them on Wednesday when I stopped.  I was able to locate several excellent coupons on Wednesday night. Twizzlers are Matt’s favorite candy so once he found out that I was going to be purchasing Twizzlers he was ok with making a quick stop during our busy Thursday.

Now to the fun stuff! I spent $9, and saved $53 or 86%.  I was able to purchase 9 bags of candy including 3 bags of Twiizzlers and 2 pack of Listerine Pocket pacs!   I have hidden most of the candy so that we can use for Halloween at the end of the month!  I just could not pass up a deal for candy at less than $1 a bag!

Unfortunately I have already looked at the list for CVS starting on Sunday and don’t even plan a trip this week. But since we are stocked up on candy it is not a loss!

Stockpile Full?

photoThis is a picture that I took today of one of the 3 closet/areas that I use to keep most of my stockpile items in. If you can see most of this shelf is complete full and it actually has about another 2 foot of space above it as well. I have been working over the past several days to straighten and organize my stockpile. One of the reason is that I have been making some pretty awesome purchases over the past several weeks, such as Scott Extra Bath Tissue for $0.32 a roll and needed to make room to store it. Another reason is that I have been looking at our budget for the next several month in an attempt to locate enough money for a trip at Thanksgiving.

I have discovered several things during the arranging and rearranging of items. The first of which is that quite literally, we are out of space. I have moved and boxed and rearranged but at the end of the day, my stockpile is full!!  I can honestly say it is overflowing. A second thing that has occurred to me is that most of our freezer space is full as well. This would not normally be a huge deal; however I have recently order and paid for a huge 120# order of chicken breast that will be picked up the second weekend in October. So I have to find a place to store this food. The final thought that occurred to me was no wonder my grocery budget is slowing climbing higher and higher each month. I am focusing on buy the great deals but failed to realize that I have 20 boxes of cereal already purchased on a great deal. Taking into account all this information in addition to the trip that we would like to take over the Thanksgiving weekend, I have decided that I will be limiting the amount of shopping and purchasing that I am going to be doing over the next two and half months.

I am definitely going to commit to and be accountable for living off our stockpile until December, approximately two and half months away. Because I know that as soon as I make the commitment to do this undertaking then we will start to run of things or will need to purchase milk and eggs or even worse Diet Coke.   I am going to budget $100 a month for groceries during October and November. I have a CVS gift card from our recent toilet paper purchase for $10 so this will be my play money to keep shopping the best deals. If you are wondering about the grocery budget for September, we have $7 left which may or may not get used at CVS as well. My goal with allowing $100 in spending is to purchase only items that we are “out” of.  I know that I may miss some really good deals but I also realize that I need to make some space prior to the first of the year when my local store usually runs the best sale of the year. I also will be able to grab “free” items and pay just tax! I will be the first to say that this is going to be hard for me as I enjoy the “shopping game” and love to play it especially at the grocery and drug store but I also realize that this is a great opportunity to prove my self control, manage to save at least one half of the money need for our trip, reduce our overall grocery budget for the year and clean out the 10 boxes of mac and cheese that have been hiding in my closet.  I am going to plan to provide a weekly update on my spending just to make myself accountable!  Does anyone else have a stockpile that is full?

Sunday Shopping and Saving 8/17/2014

Today is  the first official day of my vacation, but even so I did manage to enjoy both hopping and saving. Because my children, especially Kendall, are early risers we had planned to eat two meals out  today.  My mother gave me a coupon for Golden Corral, and we made this our first stop this morning. The coupon was for adult breakfast buffets which include your choice of milk, juice or coffee. The hostess also gave us the coupon price for the kid’s buffet as well, which means that all six of us ate for $35.  We found a really quick route to the beach and arrive in plenty of time for lunch. Actually, we shopped first because we had so much time. I had printed just in case the coupon for Outback Steakhouse, so we decided to splurge and enjoy this as well. We did end up spending $70 including tip but not bad considering the adults all had steak and the kids ended up finishing their meals for dinner.

We stopped at the Tanger Outlets but  only hit a couple of stores. Old Navy advertised an awesome sale and we were excited to find lots of items on the $5 tables however over half of these items did not ring up for $5 so we left disappointed.  I picked up several polo shirts for Zach and a pair of jeans as well. The Disney Store  was the kids choice, each of the three little kids has been saving money and doing extra chores for the past  two months and were excited to purchase some toys today. I was able to take advantage of the $10 pajama sale for all three little kids and myself. Matt found a cool shirt for under $10 so in the end, everyone was happy!

I had planned on saying this was going to be our most expensive day, however we are going to a dinner theater  tomorrow evening. I have already purchased the ticket so it is budgeted and covered but still really expensive!

Shopping Savings

I have been able to get in some extra shopping over the past couple of days, so I thought I would share with you. I was able to pick up several items, including Lunchables to use in the girls lunches as they head back to school. Stocking up on these at $1.00 each is much better for us than the $2.85 a day for lunch at school. I am sure that as the year goes on we will be back to packing our own lunch combo but these are definitely worth the convenience at the stock up price.

Magic Mart– Not sure how wide spread this store is but I found some awesome deals yesterday with no coupons.
Hunt Pudding packs- $0.88
Lays Stax (Blue containers)  Barbecue or Sour Cream/Onion $0.88
Reese Peanut Butter 8 packs $1.03

Walmart  I hate this store but need to pick up a birthday gift and decided to use some coupons while I was there.
Notebook Paper- $0.75 each- Not the best price but much cheaper than $1.59 which is the regular price.
Lunchables $1.00 each
Suave Kid’s Shampoo- $1.50 each, printable coupon $1.00 off so $0.50 each (I got two)
Mitchum Deodorant-$2.97-  $2.00 off coupon paid $0.97.  This is one of the few items I remain brand loyal to so I try to always buy at less than $1.00
Hawaiian Punch- $1.98- coupon for $1.00 off so I picked up two for $0.98 each
Minute Maid Juice- half gallon on sale 4 for $5, two $1.00 off 2 coupons and submitted to get a Walmart gift card $5.  I will update when I actually receive this gift card.  Even without the gift card less than $1 each.

Target– My favorite store!  I love the way they let you combine coupons. Read more about it here.
Sharpie Highlighters- 2 pack, $1.98 each, Mobile coupon for $1.00 off two. Ending up being $0.98
Scotch Tape- $1.02- Target Coupon for $1.00 off.
Post- It notes $0.99- Target coupon for $1.00 off
BIC mechanical pencils (8 count) $0.99 each, Target coupon for $1.00 off 2.
Skippy Peanut Butter Singles (6 pack) – $2.60- 30% off with cartwheel and $0.75 off 2 from newspaper.
Lunchables- Buy 5 get 5 free final price $0.75 each.
Light weight Gray jacket for Zach $5.00

CVS– I decided against working a $10 gift card deal this week. I am trying to save money for the beach and although the deals were good they were not rock bottom and honestly we didn’t need any so I just picked up the mandatory diet cokes and cereal.
Cinnamon Toast Crunch Cereal- 2 for $4, with 1 ECB with the purchase of 2. I had two  $0.50 off one coupons, plus a $0.50 deposit into my saving star account. They ended up being $1 a box so my buy price.

 

The biggest reward I got this weekend is by catching in my Saving Star money. This is a simple app that is tied to your individual reward cards or can be used by scanning in Walmart receipts as well. I had $12.15 deposit in my checking account on Saturday from this!

Target Shopping

I can honestly say that I enjoy shopping more at Target than CVS now!  The only thing that could make me like shopping Target anymore would be if it were physically closer to me!  Over the last several months I have been making it a habit to watch the Target ads and stop by any time I am in Winston.. On Thursday, we spent most of the day shopping and our first stop was Target. I am going to give a lot of details about this trip and also how anyone can combine all the promotions at Target to save even more money!

The final saving at Target to me is the simplest. You save an additional 5% of your bill after all other coupons by using a “Red Card”.  My red card is not a credit card but simply a card that is tied to my regular bank account. I use it only in Target and it works like a regular debit card although it usually takes about a week for it to post to my account. On our trip Thursday, I saved $4.53 by swiping this card instead of my regular debit card.

One of the biggest ways to save at Target is to combine sales with coupons. You are allowed to use 1 Target (store) coupon in addition to a manufactures coupon.  Target actually has 2 different types of coupons. First they have printable coupons from the website, in addition, they have mobile coupons which are texted to your phone. Although you can use both a manufactures coupon and a Target coupon on one item you can not use both a mobile coupon and a printed Target coupon on the same items.   On this trip, I purchased “Right Guard Deodorant” this was not on sale. The price was $3.34, I used a $2.00 off Target coupon and a $1.50 coupon from the newspaper for this item, which made it entirely FREE! I don’t think that Target allows overages but I can’t really tell from my receipt but FREE is still Free!  Target also puts out very different coupons than you generally see. For example I was able to purchase a roll of Scotch Tape and a pack of Post It notes  for $0.02 each by simply using the store coupon. Another advantage to the Target coupon is that some are for their house brand items, which are usually less expensive. For example, I purchased the house brand sunscreen and used $1.00 off store coupons.  I have really been surprised at how many coupons I find on their store brands.

Finally, in addition to use both a store and manufactures coupon, Target has a program called “Cartwheel”  This takes a little bit of work and planning but as you will see well worth the time in the long run.  To use the “cartwheel” you have to go to the Target website and sign up for the account, I used Facebook so it was simple. Cartwheel items are generally for a % off an item.  You are limited to 18 Cartwheel offers at a time but can easily remove and add. I always print my Cartwheel list from the site so it is a simple scan of a barcode in the store. On this trip, I took advantage of several of these offers including 20% of kids shoes, 30% off Nutty Poptarts, 25% off Swimwear, and 15% off Coopertone Sunscreen. I was able to combine the cartwheel and coupons to purchase the Poptarts for $0.66 a box and the sunscreen for $6.50 a bottle. The percentage of saving comes off the price of the item before coupons which is an advantage.

A final reason I like shopping Target is the convenience of having everything in one store!

10 Things Tuesday

Decided to join Carla over at her blog for this  10 Things Tuesday.

  1. We had our last “swim meet” of the year today. Next Saturday, we will participate in our county swim meet. I am really glad to see the kids all enjoying a sport that encourages physical activity.
  2. Both Lily and Kendall attempted to swim the “butterfly” stroke today, unfortunately both were disqualified because of their feet but I am so very proud of them for trying!  Lily is now able to swim all four strokes, in fact she earned a first place in the breast stroke today!
  3. My work schedule this week is awesome, I get to work a day and have a day off.
  4. Today, I spent the majority of the day running errands for the kids. Our stops included the orthodontist for Lily, Public library, Education store in town, piano lessons and finally the swim meet.
  5. Lily and Kendall both have become excellent readers this summer. They are spending about an hour each day reading for pleasure!  Kendall has been work on the”  Junie B Jones” series.  At the library today, we were able to find another 10 of these chapter books for her to read!  Lily is reading a series called “Baby Sitter Club” in addition to some of Laura Ingles Wilder books!
  6. The stop at the Education store today has been the excitement. The kids enjoyed a train table and shopping area while I was in search of some Math work books. I am really disappointed to not be able to find a work book of addition and subtraction problems on a first grade level. I will be using flash cards instead to work on this skill.
  7. I made a quick trip to CVS tonight after reading about a great deal on Pantene Hair products. I was able to purchase 9 bottle of shampoo for $10.03 including tax. This is great timing as we were running low on shampoo!
  8. The little kids have been attending Vacation Bible School at my brother’s church this week. The church is providing a meal for them each night. Because of this we are still eating leftovers from Kendall’s party. I hope this will help to reduce our overall grocery budget for the month as well!
  9. Matt was able to make some repairs to  my car last week and it is currently driving like when we first bought it. The even better news is that he spent half of what we had originally thought the repair would cost.
  10. This weekend marks the anniversary of Amanda’s accident and Remington death    I know that it will be hard for both of the older girls so prayers are appreciated.