November in Review

November it was very different and I could have NEVER predicted the outcome either.  Big changes did occur this month, we traded for a newer better suited to us car and then then COVID-19 happened. But as today is the last day of the month, I can say it was not all bad and I am really ready to enjoy the holiday season.

Gardening-   We still have our small basil plant that is living on the kitchen sink.  I am debating how much work I want to put in the Garden for the next year.  Not exactly sure where this will land.

Goal #1 Grocery Budget of $550- The total for the month is $676.  This included the Honey baked ham I purchased for Thanksgiving and a trip to Costco. Looking back over the year, based on averages this is an area that will need to be re-budgeted next year. The kids are all growing and so this is an area that will need to be adjusted annually for the future.

Goal #2 – Record and keep up with gas/ auto purchase- $184.44 . This is actually less than I had anticipate, which is likely due to being at home two additional weeks this month. However the goal and plan is to pay off the Sheetz credit card in December and then will will begin paying any excess from this category into other credit cards.

Goal #3-Use a cash envelope system for everything possible!. I was able to find the money for the memory maker. We also have purchased a portable garage and a new Christmas tree this month. I would like to spend as little as possible for the first three weeks of December and use any excess for Disney.

Goal #4- Blogging- 15 post per month. This is post number 11 for the month! I am impressed with this accomplishment!

Goal # 5- Fitness- Goal is to walk 3 times a week. Covid

Goal #6 – Bible study- Goal- 3x a week –Yikes!

Goal #7-Attempt at least 52 new recipes this year.-  Currently on #58

Earnings_ $90. This is actually a huge improvement over most months of the year. I did cash out Ibotta which only occurs once a year. We will continue to monitor and determine if this time is well spent in the future.

We are on a solid foot financially. I am breathing a sigh of relief that has been years in the making. I want to spend some time in December taking a hard look at numbers and already have a huge goal in mind just not sure if I want to put it on paper yet.

 

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