January in Review


January always feels like an extremely long month for me. This year feels the same. Matt’s father died in January so he and I made the difficult trip to Florida. We stayed a week.  The kids did manage to hold down the house but it was not pretty on either side.  The bad news is that we increased our overall debt by $1200.  The good news is that we were able to met lots of goals otherwise. I did manage to save an additional $300 but we are using this for the repair of our washer.  My goal for February is to save as much as possible and keep our spending as low as possible. We do have a trip planned to Disney in April and I would like to save food money for this.

Groceriesbudget amount is $650. I am excited that we were able to keep this amount to $230 for the month!  We are going to try and continue to eat out of the freezer and pantry. I do have a Costco trip planned for February 19th or 20th. This will likely increase the amount of the month but I am planning to stay under goal.

Auto/ Gas / Insurance:My goal is  $400 a month.  We spent $279 for the month. This amount did include gas for our trip to Florida.  The excess from this budget amount will be used to cover of our trip. I am hopeful to have it completely covered by June.

Groceries the budget amount is  $650.   We spent $230

Cash Envelope system- GOAL Met!  This was a huge help for us in preparation for the trip. We did pull out all the cash to use on our trip.

Goal #4- Blogging- 15 post per month.  This is post number 13 for the month so I am excited that I am making progress.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.   We did walk over 5 miles at Disney.

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year.  I have been listening to a podcast every day that I drive to work. I should be able to listen to the entire session by June. I will switch to reading for the summer.

Earnings- $50 in gift cards and $48 on the Disney card. $100 for January is a great start.

No Spend Days- I have 3 days for January. I really hope to improve on this in February.

February is a short month so…….

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