March was overall a great month. During the last two weeks, I have been able to reduce my Guam work load by at least half!  We also completed a re-fiancé of our mortgage and were able to update and re-build a new square foot garden.   We spent a lot of time anticipating our upcoming Disney trip as well. I am very excited and please with all the results.

Groceries– budget amount is $650.   We have actually spent $91.84.  This is lowest month in a long long time.

Auto/ Gas / Insurance: . My goal is  $400 a month.  Both of our vehicles needed oil changes this month. So ending at $375.32 is a very good thing.

Cash Envelope system- GOAL Met!   This seems to be working well so no plans to change now!

Goal #4- Blogging- 15 post per month.  11 post for the month is definitely an improvement but not the goal.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.   Nope not even close

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year.  I have been listening to a podcast every day that I drive to work. I should be able to listen to the entire session by June.!

Earnings- $55 in gift cards

No Spend Days- 1

April begins with no credit card debit and a goal to pay off the house and car within 5 years. We finally have arrived at a stable financial place and need to just stay the course and enjoy life!