March was overall a great month. During the last two weeks, I have been able to reduce my Guam work load by at least half! We also completed a re-fiancé of our mortgage and were able to update and re-build a new square foot garden. We spent a lot of time anticipating our upcoming Disney trip as well. I am very excited and please with all the results.
Groceries– budget amount is $650. We have actually spent $91.84. This is lowest month in a long long time.
Auto/ Gas / Insurance: . My goal is $400 a month. Both of our vehicles needed oil changes this month. So ending at $375.32 is a very good thing.
Cash Envelope system- GOAL Met! This seems to be working well so no plans to change now!
Goal #4- Blogging- 15 post per month. 11 post for the month is definitely an improvement but not the goal.
Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month. Nope not even close
Goal #6 – Bible study- Goal- Read or Listen to the entire Bible in a year. I have been listening to a podcast every day that I drive to work. I should be able to listen to the entire session by June.!
Earnings- $55 in gift cards
No Spend Days- 1
April begins with no credit card debit and a goal to pay off the house and car within 5 years. We finally have arrived at a stable financial place and need to just stay the course and enjoy life!