Thursday Random, Budget Related Thoughts

I made the comment last week that September was turning into a very expensive month. I am relieved to say that things have calmed down a bit and although it will still be an expensive over all month, I am hoping that we can stay on track budget wise.

As of today, I have spent $380 of our $600 monthly grocery budget. This does include a 120# of chicken from Zaycon food, that will not be picked up until mid-October. I currently am planning to do a freezer cooking day with my BFF on Saturday which will add somewhere between $50 to $100 to the budget. This will give us another 10 crock pot meal for use as well. I am expecting $20 in rebate cards from my stock up of Tide Detergent. I will be using this as they come in and moving $20 into our special saving funds, which I will explain in a minute. I also have $7 left on a gift card from CVS. My goal for the rest of the month is to speed as little as possible on groceries. I will definitely be under budget this month, the only question will be by how much?

Currently we have $240 remaining in our gas budget for the month. I estimate we will need to use at least $180 of this but should be able to hang on to the remaining $60.

I was able to finish out Zach’s clothing needs for the fall by purchasing some clothes from a friend!  She has the next size up as well so if Zach decides to grow I have an option to purchase  without breaking the budget again.

The weather has been very usually in North Carolina this week. Beginning on the 7th, we have not used out central air. I am so excited about this, I have been keeping a close eye on the weather and realized that today (Thursday) was the warmest out of the week. The temperature did get up in the high 80’s and the temperature in the house was sitting at 84, but we survived and with a cold front passing through along with rain, our goal is to make it at least 2 weeks without central air in September. We are usually able to enjoy a lower electricity bill for October and November so this should generate some nice savings for us.

Now for the announcement of where these savings are headed.  We would like to make a trip to Michigan to visit with Matt’s family over the Thanksgiving holiday. However, after much discussion and a hard look at our budget, we agree that in order to make this trip we will need to save around $1800 for the trip. So we are both search for any extra money in our budget in addition to searching for extra ways to earn money. For us this is a lofty goal for an 8 week period but I am excited to see where this challenge leads us!

 

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