Year In Review

As promised here is where I stand for the year on each of the goals I set.  I am also going to include an update goal for 2015. My current plan is  to add to these and put some numbers with them at the end of the week. One quick recap, just after establishing these goals. we decided to take a last minute trip to Michigan which cause everything to start at a much slower pace than I had planned.

Long Term Goals: These were last addressed in July.

1.  $2000 to repair our septic system- I have no clue of the cost for this but this is a save range. I will be counting our Emergency Fund in this amount for the time being because if it cost less than anything left will stay in this fund. No progress.  The new and improved goal for 2015 will remain the same with the exception of planned saving on a monthly basis. However it will not cover the entire amount so I will need to “find” extra money along the way..
 2.  $1000  to replace the floor in our Living room.  Goal Met.

I will be adding several long term (meaning year long goals to this).

Monthly goals

Blogging:  Goal: 15 per month Met 8 of 12 months with only this month exceeding the goal. This will continue as it at least keeps me accountable.

Weight: Goal to exercise 3x a week and to be down to 175 by December 2014.  This goal was met 7/12 for 2014 but I have not reached my overall goal of 175.  I am going to change this goal just a bit for 2015. New goal is Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved.  We have decided to cancel our YMCA membership due to the significant increase in amount and decease in our use over the previous year. Instead, we are in the process of purchasing a treadmill to use at home. I am honestly thinking that by having the equipment at home, I will be using it more often.

Spiritual-  After eliminating this goal for 2014, I am going to add it back. I want to spend time reading and or studying the Bible at least 5 days a week for the year. Matt and I have signed up for a college class on the Old Testament, which should spur me on to make steady progress.

Financial Goals:

1.  Pay off all debit by July 2015, except for mortgage.   This goal was achieved 10 of 12 months. I plan to continue this goal but will be providing specific numbers to go along with this. Slight changes may including total payoff in September of 2015 instead of July.

2. Emergency Fund to $2000.  I was able to achieve this goal only 4 of 12 months. I hope to make significant improvements in this year as indicated above with a planned saving each month.

. 3. Groceries: Spend $600 a month . Achieved 10 of 12 months.  Our overall average is $650 for the year. I am going to continue this goal for 2015.

4. Gas: Spend $400 a month with any remaining to be move to Auto fund for repairs.  Goal achieved 7 of 7 months that I tracked, however I currently do not have any money in the Auto Fund.   The current plan is to continue this goal as is.  We are currently purchasing a new to us van to replace my car so I am unsure if this will affect our overall gas use and may increase in June 2015 if needed.


Overall this has been a good year for the goals I established and I hope to continue improvements in 2015.What goals are you establishing?

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