Tuesday Thoughts

We are starting to see an end to our busy fall season, ok so not an end but a slowing down of after school activities. In three weekends, Lily will perform in the show Elf. Zach’s last scheduled baseball game is next Tuesday night. I do anticipate one or two night of a tournament the first few weeks of November. Kendall has her homecoming and last football game, she will cheer at this Saturday. I think that basketball season starts the first of December.

We dug up over 20 pounds of sweet potatoes on Saturday from our square foot garden. We also pulled several pimentos, jalapenos and green peppers. This is a sad time of year because I do not like the cold weather.

On a bright note with the cooler weather, our electric bill for the month was down by $60!

Grocery shopping this month has consisted of two categories, items we are out of and need for a specific reason and items of clearance. Our total spending for the month is $176. This amount includes 10 cases of drinks! I don’t anticipate a lot more spending during the next week and half. I do have a stock up trip planned for Costco the first week of November.

I have begun anticipating and counting the days until my first day off of work in three months!! However, this may occur sooner because today, Kendall stayed home from school. If she is unable to return to school tomorrow then I will be staying at home as well to take her to the doctor.

Everyone in the house is anticipating this Friday. Matt should receive his first paycheck from his new job and a paycheck from the Humane Society. I have spent several hours working out details but we should be set on a good course starting this Friday! I do anticipate a budget redo starting in January. I wanted to give us a couple of months to adjust and make plans before making any major changes. I am planning to going back to a more cash based system with use of envelopes and our Capital one account in order to keep a better track of our spending

MENU Planning Monday

We survived! But we did not stick to the meal plan. On Thursday, I got stuck in traffic for an additional hour so we ordered pizza ($13.89) for 2 large pizzas and Matt used for lunch the next day. Friday- I was tired and decided Chinese was needed. The good news is that we ended up finishing up the Chinese on Saturday for lunch. I am also celebrating a win with cleaning out left-overs this week. For Sunday dinner, I took the crockpot lasagna, placed in a pie pan, topped with mozzarella and we had lasagna pie! It used another left-over so I am very happy!

Breakfast- Saturday,-Zach ate bagel and the girls and I had the rest of the hash brown casserole. Sunday,-Banana muffins that used up 3 bananas and some vanilla Greek yogurt in the refrigerator . Monday,Tuesday,Wednesday, Thursday, Friday– Choice of breakfast burrito, omelet oatmeal, grits, pop tarts cereal, French toast or toast.  This is the easiest meal of the day!

Lunch–Saturday-Left-over Chinese , Sunday-Out to eat for Amanda’s birthday. Zach is taking a salad, chicken nuggets, a sandwich and an uncrustable. Kendall is having a version of a sandwich every day. My plan is to take 2 days of salad one day of leftovers as I will eat out Monday and Friday this week. . Matt is starting to need lunches as well so he has a salad, pasta salad and pimento cheese sandwich and homemade chill.

Dinner – Saturday- Sloppy Joes that were on the plan last Friday. With the remaining French fries and tator tots in the freezer. Sunday–Lasagna pie Monday-Chicken Ranch Spaghetti( in the crock pot). Tuesday– Taco Pasta This is a heat and eat meal.  Wednesday–Pulled pork and creamed corn (in crockpots) Thursday– Taco Soup (heat and eat from freezer) Friday- Shephard pie from last week (heat and eat).

September in Review

Financial- We are doing ok. Matt has accepted a new position which should come with an significant increase in income! We have spent several hours talking about priorities and goals. I will hope to have a finalized new budget by the end of October. I do think that this may be a temporary budget for November and December with a more established budget starting in January. We did manage to have to have 7 no spend day in September which is the same as July.

Grocery Spending-$550.31 This does include our $120 Costco membership. We needed things like toilet paper, laundry detergent, fabric softener and dishwasher tabs along with food for lunches!

Earned $155- We continue to use Swagbucks on a regular basis but this amount continues to decrease and becomes increasingly hard to reach even $1 a day. I did receive a $100 gift card for applying for a personal loan. All the money this money has been used to work on our bathroom floor. I will have details and pictures once it is fixed.

Personal-
Blogging- post number 8 for the month. Returning to work full-time has been rough along with all the kids activities.

Exercise- 0. After my knee injury, I am finally walking without pain and will try to start adding in some steady exercise.

Looking ahead to October- Maintain spending and adjust the budget according to the income level we are at. Continue to control spending and debit. I know that this month will truly be a month of adjustments so I just want to maintain even ground and make a plan that works for our family.

Saving while Shopping

I mentioned last week that one of the things we enjoyed doing on our vacation was shopping the outlets. Today, I am going to hopefully share some of the deals we got and several pictures as well. I did debate about sharing because you will not be able to replicate the deals but it does give you an idea of what good prices for items are.

On Sunday, we left early, before 7:30am after eating at our favorite local breakfast place.



The goal was to be at the Tanger Outlets before lunch. South Carolina has a tax free weekend usually the first weekend of August. We planned to take advantage of this sale. We were successful! Some of the deals that we were able to combine with the tax free weekend included $8 shorts (for me) at Old Navy. Children’s clothes priced at $2, $4, $6 and $8 at Old Navy. We purchased mostly clothes for Braxton with this deal but Kendall grabbed a shirt for $2.49 and Lily found 8 pair of “cool socks” for $8. We shopped at RUE 21 where we found $5 shirts, each of the girls was able to find 2 shirts that are appropriate for school and out with me!

One of Lily’s new shirt! This was taken prior to our 2nd shopping day!

I will say that Lily probably found the best deal at H &M. She purchased a bikini both pieces included for $11!

We also purchased a couple of shirts and an outfit for Braxton’s birthday at the Disney Outlet store.

On Wednesday, we decided to venture to the second Tanger Outlets.

The biggest store that we wanted to visit was the Nike Store. One of the things that I have learned about this store is that the back wall is all clearance shoes. It has everything from kids to men’s shoe. There is usually a sign on this wall that indicates an additional percentage off. On this particular day it was 20%. Lily, Kendall and I were able to locate shoes that we liked all from this wall. At the register, I was encouraged to sign up for the Nike app which would give me an additional 10% off. I purchased 3 pair of Nike shoes for $85! If you shop at all you realize that this is a good price for even one pair of shoes. We shopped at the Simply Southern store where I purchased t-shirt dresses for the girls for $5. I also purchased several Christmas presents! Mom and I also headed to the Lane Byrant store where we shopped the clearance rack. I was able to combine $20 in birthday cash from the credit card and a school discount. I actually think my Mom did better. She found 5 tops on the clearance rack and opened a credit card account for an additional 20% off. She ended up paying $10.17 for all 5 pieces. To complete the transaction she used cash to pay off the credit card.

We finished the day at Chick A Filet, where the kids traded the books from their meal in for ice cream cones!

5 Things Friday-Vacation

Vacation is a special time for my family. So today, I thought i would share 5 things that make our vacation special and unique to us.

  1. The beach specifically a beach in South Carolina is where you will find us on vacation during the summer . We typically spend 4-6 hours a day on the beach! Over the years, we have gained a collection of toys, boards, chairs and umbrellas that we bring each year to help occupy our time. I also enjoy sitting on a balcony listening to the waves during meals and at night. In fact, I am sitting outside now!
  2. Eating out. As a large family, one way we reduce our expenses is by eating at home. We typically eat out once or twice a month. On vacation, we typically eat out once a day. We also enjoy ice cream or donuts as dessert each day.
  3. Paper products- No one especially me wants to spend time washing dishes on vacation. We bring paper plates and utensils to use and throw away for the meals we do eat in.
  4. Shopping- We live in a rural area which requires a minimum of a 10 minute drive to get to the closest store. We enjoy outlets bargain stores and even specialty stores while on vacation!
  5. Family game nights. Typically we play a game 4 or more of the nights we are on vacation. Our current favorites are Uno,Rook, Heads up, Yahtzee and Apples to Apples. The kids also enjoy time on their electronics without having to earn via chores like the rest of the year. Electronics are not missed or used during meals or games.

Tuesday Thoughts

I have decided that this week is officially my “staycation week” In reality it is the only week this summer that we have only swim team practice and piano. We started off the week strong, by spending six hours on Saturday and another four hours on Sunday at the pool. I really enjoy just hanging out talking with friends or simply reading a book! We ended up spending $5 for ice cream at the pool on Saturday. I also headed to Food Lion to pick up a couple of items. Spent a total of $1.45 out of pocket and received two $2 off my next shopping order coupons.

Monday, we headed to Emerald Pointe, the local water park. We decided to do things a little differently and take a slower pace this time. The kids spent a lot of time in the splash area just having fun. No spending this day as the kids all took their own money to pay for ice cream. We had a pasta salad with grilled chicken for lunch.

Monday night after coming home, I decided to make another batch of spaghetti sauce. I am enjoying using my insta pot to cook ground beef in because it has little mess and does not heat up the house. I also fixed a batch of chill using my small 3 pot crock pot. Both items cooked all night. This morning, I froze some chill for the beach and placed another 2 bags of sauce in the freezer. I ended up cooking meatball to add to the sauce for our dinner tonight.

Today, Tuesday, was a laundry day. I washed a total of 11 loads of laundry most of which was bedding. I was able to save electricity by hanging out the 10 loads of sheets and bedding. I have been slowing catching up on paperwork and trying to schedule the last few appointments for this summer.

Looking ahead, we have swim team practice Wednesday morning and Thursday night. Our county swim meet is Friday evening and Saturday morning so I need to get some food prepared for both of these events.

I have started a list of the items I want to add to our freezer stash prior to school starting. I think it is doable but may take a couple of days. Tonight, we tried a new recipe, “hot pepper jelly.” I will not be trying this myself at all!

Here is to another 2-3 days of staying at home mostly!