Saving on Groceries

I have shared before that our largest expense besides our mortgage is groceries. Yes, groceries are even higher than our car payment. Included in the grocery budget is all the cleaning products and paper products that we use in the house. On a positive note, I have been able to reduce our grocery budget over the past several years. When I started tracking our grocery budget I was spending around $800 a month. I will say that this included diapers for many years. Last year we spent $620 a month on groceries. This year, the grocery budget has varied significantly from $1100 to $175. I did an average of the 5 month and that put us at $540 a month. My goal for the year is $500 a month. I think this is doable as we continue to eat off the cow purchased last year which should reduce the budget as well.

In the month of June so far, I have spent $90.30! I am super excited about this! I am planning to have the lowest spending month ever for groceries. My goal for the summer is to keep spending below $200 for June and July.

Now on to the fun stuff, how am I planning to keep this goal reachable. First, we continue to earn at least $50 to $100 a month in gift cards from Swagbucks. I am using this earning for Walmart gift cards, to purchase toilet paper, sunscreen and all the other fun stuff that we need to keep the house running. I also received my Costco reward this month. I purchased laundry detergent, dishwashing tabs and such with it. A second way, is by using Norwex products for cleaning. I purchased the window cloth and a dusting system several years ago. Yes, the cost was upfront but after a year of use then I am saving money simply by using them. One of my new favorite ways of saving is looking through clearance section at Food Lion. I have been able to grab breakfast sausage, pastries, candy, juice and much more. This is all food that I know we will eat and usually priced fifty cent or less. I have also been going to Aldi on Wednesday afternoon, this is typically when they reduce bread and pastries. Finally, I am trying specifically to use what is in the garden, freezers and pantry. I even made a list of the items that we have in addition to several ideas of ways to use these items. In addition to the list of items we have, I started a stockpile list, these items I am going to watch for a good sale and build up our supply. I am eager to save as much money as possible this summer while enjoy a more relaxed pace!

5 Things Friday

  1. Today is the last day of school. This week has been a whirlwind of activities and events to mark the end. Today, Kendall has her 5th grade graduation! Zach’s awards day was on Thursday. He has maintained an A average for the year. My mother is correct in her statement that I really deserve the awards as much as we struggle each week in spelling. Zach was also voted “Future President”. I hope this means he has a charismatic personality!
  2. We are starting to harvest several items from the garden, We have several LARGE zucchini, a couple of handfuls of snap beads, a random pepper about once a week and of course dill and basil. I am really excited to see some blossoms on our cucumber plants!
  3. Kendall has decide that she wants to cheer next year. I signed her up at the booster club. They will be cheering for football and basketball. The season runs from July to February. I am excited that she wants to cheer but also know it will mean some juggling of our schedule.
  4. The kids are planning to attend several camps this summer. Lily is going both to camp and a national youth event. Zach has baseball camp, and arts discovery camp. Kendall is going to church camp and already has several other days planned around middle school chorus. We, as a family, are planning a 5 day missions trip in addition to our annual beach trip.
  5. I have four and half days of work left! 9 weeks of summer vacation is starting to sound shorter and shorter! But I am so excited!

Monday Musings

The end of school is fast approaching. Lily finishes up 8th grade this week with End of Grade test on Wednesday and Thursday. Zach and Kendall have two weeks left. They also have testing this week with the following week being a lot of celebrating and other activities. I have 3 weeks left. My weeks will be full of meeting and paperwork. But I am counting days can’t wait to start my summer break.

I am usually pretty good at looking at the schedule and determining just how busy we will be. However, I underestimated the last couple of weeks. We are staying supper busy with end of school activities and swim team practice. I am hoping to make it through the next 2 weeks without breaking the budget grabbing food on the run. But I am beginning to wonder how we will get it all done.

My grocery goal for the summer is to keep the grocery bill as low as possible for at least the months of June and July. I know that August will be a huge shopping trip as we stock up for the beginning of the school year. So far for the month of May we have spent $215 which includes lots of sodas to get us through the summer. We are running low on lots of quick and convenient meals but I am trying to stretch them at least the last two weeks of the school year.

My square foot garden is growing the best that I have ever seen, I am very hopeful that we will be able to not only use it for lots of food this summer but also that we can restock the freezer with yummy veggies for the winter.

I checked the freezer yesterday and estimate that we have about six month of beef left. I need to seriously start to work on a plan to use what we have but also to pay for another cow. This one has lasted about 18 months so that is a great way to stretch our budget!

We should not be spending any money on clothing for the next two months so that will make things a little bit easier as well.

5 Things Friday

1. Summer is officially here in North Carolina for two very distinct reasons. First, I caved and turned on our central air on Wednesday this week. The house temperature at 6 pm was 83* so you really can’t blame me. The second reason is that our community pool opens this weekend and swim team practice will start next week!

2. The square foot garden is doing really well so far. I am excited to be harvesting lettuce several times a week. I also will soon be able to enjoy green peppers and jalapeño pepper. I notice this morning that we have our first zucchini squash is showing.

3. I have 5 weeks of working left before I get to enjoy a long summer break.

4. We are managing to stay well under budget for groceries this month as so far we have spent $12. I am planning to purchase some 2-Liter sodas for our Mother’s Day celebration.

5. We only have 3 baseball game left this season. Zach is still LOVING baseball. He has moved to the first of the batting order and is planning to attend a baseball camp at a local university to improve his skills this summer. 

Wordless Wednesday- Square Foot Garden

tiny corn plants!

Real broccoli

3 zucchini plants

between broccoli and oregano are 2 tiny squash plants and one watermelon is in front of oregano

2 jalapeno plants and cabbage

Peppers and corn

Do you see the small peppers?

Sweet potatoes with watermelon up front!

Cucumbers are starting to sprout!

Hope 8 tomatoes are enough

Last but not least the lettuce that continues to produce and strawberries!

5 Things Friday

  1. I used a sick day today. After visiting 2 doctors, I have a stye that is infected and has likely caused a eye infection as well. Or a sinus infection caused the stye. It is a classic case of which came first. I know that my head hurts, my eye is very swollen and red. And I am having trouble seeing.  It is truly as much fun as it sounds.
  2. This weekend is going to be very busy. Kendall is participating in All County Chorus with practice Friday night and Saturday. Her performance is Saturday night. Zach has baseball practice on Saturday. Lily and I will be participating in and in charge of a fundraising lunch at church on Sunday. I am praying this infection does not slow me down too much.
  3. I was able to grab razors this week at CVS for 90% off. The best information was when I talked to the manager who was telling me about couponers that come in an usually clear the shelves for most deals. They decided that 90% was not good enough so he ended up putting a lot of items back out. These folks must have watched too many extreme couponing shows!
  4. The weather is really crazy around here. We had a beautiful snowfall that did not stick 2 weeks ago. Today the temperature is 63 with rain. The good news is that I have not had my heat or air on in almost two weeks. I am hopeful we can go at least 6 weeks (mid May) before needing to turn the air on. The bad news is that our grass is out of control. We need to mow but can’t catch a dry day that we don’t have a baseball game.
  5. I have achieved success with growing things from seeds. I currently have 8 watermelon plants and 6 tomato plants that we started from seeds. I am hopefully depending on the weather to plant most of the garden next week. We currently have pepper plants, broccoli and cabbage growing successfully.

Saving on Saturday/ Sunday

Saturday was a gorgeous spring day in North Carolina. The temperature was in the low 70s and no rain!  I took advantage of this great weather and the “Spring Black Friday Sale” at Lowes to get the Square Foot Garden up to date. We purchased 20 bags of garden soil at $2 saving $2.29 a bag for a total of $45, 2 green pepper plants,1 basil plant and a container of zucchini for $2.50 each saving a total of $5.12 and 7 small containers of annuals(flowers) saving sixty cent each for a total of $3.00.  The total saving for our two trips to Lowes was $53.10!  The garden beds are now full of dirt and we have started planting some of the vegetables. I was able to plant the green pepper and jalapeno plants that were purchased way ahead of time.  I have been successful at spouting both watermelon and pear tomato seeds. These will have to wait until the last chance of frost before planting outside. I am super excited about what we are planning to grow in the garden this year and the money we are going to save in the process.

I also shopped at CVS on Saturday. I had a raincheck for 2L Diet Cokes which I combined with ECB I already had to purchase 16 of the 2 L at sixty-seven cent each. We were out of razors at my house so I purchased multiple razors spending a total of $20 and saving $18.39. My total savings at CVS was $46.13.

On Sunday, Harris Teeter decided to run a “Super Double Coupons Event”. This means that they doubled all coupons up to $2.00. For me the bigger deal was the fact that they had a great sale of several items that we use and are easy to store including paper plates, Gatorades, Flour, cream cheese and gold fish.  Mom and I were able to find most items on my list except for the shampoo.  I spent $76.51 and saved $84.74 or 53%.

In all just this weekend shopping the sales, I saved $184!

 

March in Review

March was a different kind of month. I have really enjoyed the last week off for my spring break. I realized today that I would for 14 days(3 weeks) and have a long weekend at Easter. This should also work out timing wise so we can plant most of the square foot garden. This past week, I have spent a lot of time cooking and shopping!

We were able to stick to our menu planning for the majority of the month! Yesterday, Saturday the 30th was a total fail as we ate out breakfast and lunch. Dinner was a find your own meal, which meant lots of starch was consumed. I did not stick to the grocery budget in any shape form or fashion, in fact I spent $1100 for groceries this month. Check out this post if you want to see my rationale.

Driving is a way of life for use but I am just trying to get a firm idea of what we are spending each month in order to budget better, $565 is the number for March.

Unfortunately, we did not reduce our overall debt in the month of March.  I did keep track of spending. We ended up with 6 days of NO spending for the month. This appears to be a really low number to me. I would like to track April and hopefully will achieve at least 50% or 15 days of no spending for the month.

I have continued with completing either Bible study or reading at least 3 times a week!
I did not use the treadmill this month. I did have a doctor’s visit this past week and have lost 2 pounds in 3 months but am `5 pounds heavier than I was a year ago.  I am hopefully with the warmer weather and longer days to start walking on a more regular basis. The goal for April will be once a week or a total of 5 times during the month.

This is post number 15 for the month!  After two years, I have finally met this goal. Now to continue with the success!

We have continued to earn money with Swagbucks this month but are at our lowest point of $80 for the month. We have used this entire amount for working on things outside. The good news is that this means we have not spent anything on the square foot garden so we are eating free food at this point.

PLANS: One of the downfalls of my new job is that in both April and May my paycheck will be reduced by $500. I am going to track our spending very closely for now to try and maintain some balance. We will have 2 or more Baseball games a week but this should be less than $10 each week.  I plan to keep grocery shopping to a minimal of less than $100 as well. The countdown to summer is on; 12 weeks till I have an 8 week vacation!

Random Tuesday Thoughts

  • We have spent more money on “unexpected medical cost ” in the past month than in the past 2 years. Matt had an infection under his crown, $17 prescription and $129 dentist bill, Lily had strep throat, $40 co pay and $5 prescription and Kendall has a virus that has kept her out of school for the past 2 days $40 co pay.
  • I am becoming more and more frustrated this month as I am tracking every dollar we are spending. We currently have spent $267 in the past 8 days. There is only one day in that time period that has been a no spending day.  $99 of that is gas and $40 for a copay. The rest of the list is wants not needs.  I am planning to continue until the last week of the month. I am really surprised at the amount of money we are spending and how fast it is leaving my accounts.
  • I spent some time this weekend and have planned out most of the square foot garden. We are going to try something different this year, planting/starting most of it from seeds instead of buying plants. I have been collecting seeds at fifty cent a pack over the past several month and will also be using seeds that I have stored for the past couple of years. I am going to over sow the area as well and may have to weed out some plants but this still appears to be cheaper option than purchasing the plants. I do need to buy probably 4-5 bags of soil to add to some of the beds but I have decided against buying the expensive $18 a bag and plan to use gift cards from Swagbucks to purchase at Lowes.
  • We have started 2 separate grocery list, one for Costco and one for Aldi/Walmart. I think that I have finally gotten everyone on board with the no grocery shopping until the end of the month. We ended up using French fries last night for the breakfast casserole because we were out of both hash browns and tater tots.
  • Hopefully Matt will get the buffet/ bar finished this weekend, we have had a delay in progress due to the weather and another delay due to items not being ready at Lowes.