Thanksgiving 2012

I am thankful for many different things, for a little something different this year, I am going to list things that I am thankful for during this trip.

  1. The Suburban we have the privilege of driving.  It is large enough for our family, and has some really neat features like wireless headphones, and heated seats.
  2. Family that is awake late at night!
  3. King size beds that let as many as 4 people sleep comfortable in them.
  4. Heated Pool- this has been our favorite hang out spot, and a great place for the kids to use up some of their energy.
  5. Haley- She has been a great help and enjoys being here!

This is a really short list because I have so much to be thankful for but this is a snap shot of our trip so far as well.

September in Review

Blogging:  I am going to admit that I have really been pushing things this week to meet  the goal, but with this post I have met this goal again!  3 months in a row! Even if I met this for the remaining 3 months of the year. I seriously doubt I will increase the amount. It seems some days, I just don’t have the time or anything to say!

Goal: 15 per month

Devotions: On track again this month! Definitely now need to increase the goal next year! God is AWESOME!

Goal is 3 a week.
Groceries: I am actually rather confused this month on the grocery budget. One of the reason why is that I have been using cash to cover some expenses. This is not a bad thing but it just makes keeping track of the budget a bit different. Hind sight is 20/20 so in the future, my plan is to record cash spending on my budget sheet as well. I do believe that I am below budget for the month. The problem is that I am not sure if I am slightly below budget (less than $50 or way below (over 200). So I am going to be excited either way because this included our Zaycon chicken purchase of 80#. This is the 3rd month in a row that we have met budget!!!!!

Grocery Budget is set at $800 per month, this includes diapers, cleaning supplies, food and toiletries.

Financially:Officially became a full-time employee this past month. I am still not sure what that means totally for us but it is at least a start. During the past several weeks we have really been focusing on increasing/growing Matt’s website business.  Hopefully by the end of the year we can set realistic goals and be in a stable financially position. Goal: To be Debt free except for mortgage by the end of the year. This was established prior to our learning of the significant financial changes that are occurring so I am trusting God to provide direction in this area. Currently we are focused on meeting budget each month!
Weight: I have met my exercise goal of 3 x a week. So this month the focus will be again to met the exercise goal and to increase my water intake to a steady 6 to 8 glasses a day. Hopefully by November this will put me back in the ones.

Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.

As I had project September was a very difficulty month both financially and physically for me. I don’t think that October will be easier but at least it will be about the same. We are really seeking God’s guidance in the area of finances at this point, pray with us please!

Grocery Store Challenge Update 9/29/2012

What is my challenge? Spend as close to $20 a week at Food Lion over the next 3 weeks while purchasing items we need or to add to the stockpile based on sales. I am also going to give myself $10 a week to spend at CVS to keep rolling ECB. So that is a total of $30 a week for the next 4 weeks to feed our family of 6.
I was doing so well,even convinced most of my family that we could do this. I bought a gallon of milk at Walmart on Monday, thinking that should last at least a week. My plan was to use my gift cards, rain checks and coupons to buy a couple more gallons at Harris Teeter and met the challenge. I even made it to Harris Teeter in front of the milk. As I doubled checked my coupons here is the problem, they have expired. So even using my rain checks I am going to have to pay $3.79 a gallon for milk.Grrrr, After discussion and based on the fact we needed at least 3 gallons at home, we decided to put back the milk at Harris Teeter and head to Costco.   I actually did very well only purchasing items that we were completely out of or on our last container of. So I ended up spending $95. on milk, juice, bread and cheese. So the third week of the challenge is a fail!  But my goal is to be back on track next week!  Finishing out with 2/3 weeks meeting goal. That is a major improvement from  my last attempt and still very helpful for my budget/

Free Friday Night Shopping

Because of the storms in our area, Haley’s football game was cancelled; so we decided to head to Winston-Salem to use some coupons and things that expire on 9/30. I was able to leave two stores without spending anything!

First stop was JCPenny’s, I have had a jcpenny’s card for years. In the past they would reward you for spending $500 a year on the card as well as extra “gifts” throughout the year. This changed at the beginning of this year. I had not use my card at all. But when we got pictures made, I decide to use it so that I could easily track that spending. Good thing, because after much debate, JCPenny’s started their reward program again. For every $100 you spend on your credit card in a month, you receive a $10 off $10 gift card. I had two of these. So I was able to purchase an orange owl shirt for LIly, a pair of short for Zach(put up for next year), a long sleeve shirt for Zach and a short sleeve shirt for Zach. Two transaction and I spent $0!!!!

After some other quick stops, we headed to Harris Teeter, after yet another mistake with the Express Lane shopping, I received 2 $5 gift cards. I also had several rain checks with coupons that were expiring 9/30. So I was able to pick up 4 2L Diet Cokes, 2 bottles of Dawn detergent, 2 bottles of Lysol toilet cleaner and 2 dozen eggs. After coupons and rain checks the total was $8.09 so I still have $1.92 on a gift card.  We did make a decision to head to Costco as well due to the fact milk was priced at $3.99 a gallon. But I left Harris Teeter with no out-of-pocket!

Grocery Store Challenge

What is my challenge? Spend as close to $20 a week at Food Lion over the next 4 weeks while purchasing items we need or to add to the stockpile based on sales. I am also going to give myself $10 a week to spend at CVS to keep rolling ECB. So that is a total of $30 a week for the next 4 weeks to feed our family of 6.
Week One Shopping:      Total Spent- $32.01
Week Two Shopping:     Total Spent– $84.24
Week Three Shopping:   Total Spent- $ 198.84

Week Four Shopping: This week we are definitely back on track. Since I am on vacation, Matt and I hit Harris Teeter for Super Doubles at 7am on Wednesday. We spent $21.64, saved 86.06 or 80%. I also managed to hit CVS this week to stock up on Tide. This remains the one item that I am brand loyal on so to hit a stock up price is awesome. I spent 23.51 saved 39.11 or 62% including enough Tide for 6 to 8 weeks. Total Spent $ 45.15

Reflection: According to the number I was success for 2 of the 4 weeks. But in reality I was able to reduce my normal budget of $800 to $361 or less than half, that makes it a success!  I am at least looking at my food budget differently now instead of cool this is a good deal let me stock up or we are going to need this in the next month so I will buy it now, I am now looking at the things in my pantry going unless we are out lets hold off purchasing!