Monthly Archives: July 2013
July in Review
Financial goals: July has been a more difficult for us month. My car has required two major repairs, in addition I have been sick which means extra expense as well. Looking forward to August, I will be receiving an extra paycheck this month. The plan is to use most of that for our vacation. I will be using some to offset regular expenses in order to stay on track. We are currently waiting on a new website payment to help make up some of extra money we spent in July. Overall we are currently about $800 short for the month. This money was taken from our emergency fund as well as other categories such as gas, clothing and gifts. I want to replace as much of this as I can in the month of August.
- Pay off Lawn mower by March 2014, so no interest is charged. Regular payment only.
- Pay off all outstanding debt except the mortgage by June– No new debt incurred! This is a major accomplishment considering the extra expenses of the month.
- Emergency fund to $2000– None added, when Matt’s website income comes in it will remain at $550
- Maintain a budget using a form of the envelope system – Still working well! It has really allowed me to track expenses this month.
- Groceries: Spend $600 or less a month Well under budget this month at $325. We are still $275 over for the year but this is a great number at this point. Our plan is to only grab bare essentials and CVS deals until we return from the beach at the end of August. This should keep us at least on track for the month!
- Gas- I am adding this category. The goal each month is to spend $400 or less for gas. I did reduce this amount by $50 but still managed to come in at $344 for the month. The remaining money was used for auto repair.
Blogging: Goal: 15 per month I have already scheduled a Wordless Wednesday post for tomorrow which means I have met this goal!!!!!!!!
Devotions: Goal is 5 a week Goal Met! I am really enjoying my morning time.
Weight: Goal to exercise 3x a week and to be down to 150 by December by losing around 4 # a month.. To be honest, I have not even address this goal this month. I have not gained the 10# I lost but there has been no progress. Repeat from last month…..
Overall July was a success for my goals. We are able to keep our heads above water even when thing happen! I am very pleased this month.
Sick Day
This is one of the rare occasions that I can remember that we have missed church due to illness. I went to Urgent Care on Friday afternoon to confirm that I have a strep and sinus infection. I was given an antibiotic and definitely are on the up side. Kendall developed a runny nose on Thursday and add a fever on Saturday but after a trip the doctor, it is a virus. Lily has been tried, complaining of a “sick stomach” and this morning is sneezing and coughing. Zach, who doesn’t like to be left out, threw up last night several times. I think that it was a case of eating too much popcorn at the movies yesterday but I really would not want to be wrong on this account so we are all home from church today. Matt was asked to play drums several months ago and need left around 7:30am to go practice. So just how are we spending our sick today. The kids are enjoying play dough. I really dislike play dough however we have a huge bin of play dough and toys to go with it. This morning I pulled out a huge sheet and let them play, with the rule that all the play dough has to stay on the sheet so I can take it outside and dump afterwards. So far the kids have enjoyed playing for the past two hours! I have been using this extra time to catch up online, and have cleaned out the kitchen pantry. We are planning on no shopping for groceries until after our beach vacation, so I spent about 45 minutes re-organizing and sorting out the pantry. We have plenty of food but honestly I was not sure what was in there so at least now I have a clue, but seriously who needs or can use 3 boxes of Bisquick and 5 boxes of corn bread stove top stuffing?
In other shopping news, yesterday I was able to grab several good deals on-line. First, Old Navy had a $5 swim suit sale, I was able to combine that with free shipping for over $50. I spent $53 and ended up with 1 suit for Kendall, 4 suits for Lily, 2 suits for Zach next year and 1 complete suit and an extra set of bottoms for myself. Next, I located a great deal for bras at NOMORERACK. I hope the quality is as good as the sheet set we ordered several weeks ago.
Cooking/Budget Thursday
July has turned into a very rough budget month for us. My car has required two larger repairs, one we were able to fund with money we had saved; however the second forced us to dip in our emergency fund. The bright spot is that we had the Emergency Fund to us. We have done fairly well in the areas of both gas and groceries. In our gas fund we have $144 remaining. In groceries, we have only spent $300 but because of the huge amount we were over in June, I would like to keep this capped at this amount. Looking to the week ahead, we should have no extra expense and plan to eat our of our freezer and garden until our beach trip in 3 weeks.
We are planning to spend a week at the beach in August and I will post a detailed budget for that probably in the next week or so. One of the ways that we are able to afford this trip is we will be eating in the majority of the time but in order to make it a vacation we need to plan ahead so no one has to spend hours in the kitchen cooking. I spent most of my day today, cooking for our trip. I have frozen all the meals I prepared in throw away containers so that we will not have to bring anything back.
So now to the cooking part. I started with a bag of chicken quarters in the crockpot this morning. I was able to make 2 chicken casseroles to freeze (one for the beach) in addition to 2 bags of shredded chicken to be used for other meals. I also will be freezing between 10-15 bags of chicken booth for future use as well. Next I prepared a baked Ziti, for the beach. I have also made and frozen a dozen muffins in addition to the remaining dozen for breakfast in the morning. Finally, a pot of chili with some frozen for our hot dog meal at the beach. In addition I was able to cook lunch for everyone and dinner for our family in addition to supplying a meal for a family in our church. I am feeling quite accomplished right now and very happy to make one major item off my to do list!
Wordless Wednesday-Late 4th of July
Random Thoughts- Catch Up Time
The last several weeks seems to have flown by in a blur. I am enjoying a “vacation” day today so I can catch up on several things.
- Last week included 4 swim team practices, 2 board meetings, tumble practice and cheerleading practice all occurring prior to Thursday.
- Our county swim meet was on Saturday, ribbons were given for the top 7 places. Lily received one for a relay team. We are most excited because Kendall reduced her swimming time to 1:12 from 3:54. Zach is planning on swimming next year! Both girls enjoy swimming and it is an excellent way to keep them active in the summer.
- This week our church has Vacation Bible School each morning from 9 am-12 noon. Haley is teaching the 3-year-old class and Matt is in charge of games. Today, I was able to go, hang out and help for most of the morning.
- Our square foot garden is growing awesome this year. For the last several weeks, we have enjoyed fresh cucumbers, green peppers, squash and starting last week tomatoes. I am not sure how much longer the cucumbers and green peppers will continue. The tomatoes are eaten regulars so I may need to expand that next year to be able freeze some for the winter. We have several watermelon and cantaloupe growing, we can’t wait to eat these.
- Using fresh veggies along with some purchased fruit have made for several quick and easy meals this summer. The kids love eating the cherry tomatoes and they never last longer than a day after they are picked.
- We had to dig into our Emergency fund last week to repair a fan in my car. Because this fan was not working the A/C did not work. Black leather seats, 90 plus degree heat with only 2 functioning windows means without A/C I was not driving it anywhere.
- I attended a planning meeting yesterday afternoon, so hopefully our meeting schedule is empty for at least a month.
How I Spent My Saturday
This morning we had the county swim meet. Lily continues to swim hard and improve each time. Kendall did her best ever by jumping right in and swimming. Zach says that next year he is swimming! Let’s hope so..
Wordless Wednesday
The Night I Prayed
Disclaimer: Amanda- DO NOT READ any further!
Haley DO NOT READ any further!
Everyone else can proceed with caution but be warned I am sure this will contain a lot of raw emotions. I have refrained from putting some of this information on paper because of the pain it causes me and but at this point I just want to get it all out in an attempt to try to not let these thoughts and images cause such sadness and pain.
If you are not aware or can’t figure out what I am talking about today July 13th is the anniversary of the wreck that kill precious baby Remington Lee.
The weather was much like it is right now, stormy with heavy rain at points. I remember a lot about that night or should I say I have tried to forget a lot about that night. Matt and I had a disagreement about something stupid, I have no clue what it was but I remember I was upset as I went to bed. I had laid out clothes for the next day as I was supposed to work at the nursing home half a day. Haley was going to watch the kids. I answered the phone to Amanda crying “I killed my son, I killed my son” I do remember telling her that I NEVER wanted to hear those words again. The clock read 10:15, I quickly got dressed, explained to Matt that Amanda had wrecked and head to find her. I didn’t even know where I was headed, as I turned on to Beck’s Church road, I called back the number on my cell phone to find out where she was. I was so disoriented at that time, I had to ask the kind person on the other end of the phone how do I get there. I remember as I passed under the stoplight of Beck’s Church Road, the song “Jesus is a Rock in a Weary Land” ran through my mind and I had a peace that can not be explained. I don’t remember anything else about the ride to the accident scene but I was driving Matt’s company van, and I left my keys with a Firefighter who could not figure out how to crank and move the van. My brother, after waking up and explaining what was going on to my parents brought my dad to the hospital. When asked how he could help, I sent he and my father to retrieve the van, that is how I found out that it had not been moved. I will never forget looking at Amanda’s car, when I had arrived it had been flipped up on it wheels; however the windshield remained intact except for a small hole at the top of the passenger’s side. I have always been grateful that this was really not seen by Amanda. When the car was towed, the windshield cracked to the point it was unrecognizable. I could not give you a timeframe of how long I was present before they located Remington, however I do remember that on several occasions during the time on the scene, we were asked if they could call our pastor or the Chaplin, to help pray with us. I have never been one to pray out loud in fact I usually avoid it at all cost but this night, I knew that I needed to pray, I didn’t care who heard me or what I said, I was talking with my Savior. I also remember telling Amanda that we are so lucky to know and understand that we don’t need someone to help us pray/talk to God, we have an open door of communication. One thing that I still don’t understand but remember distinctly is that at one point as I was walking and praying around the ambulance, I heard a baby cry…. When they decided to transport him, I knew that I was not letting Amanda out of my sight, so I informed the state trooper that I was riding with them. I am going to end at this point with the powerful message that has been a comfort for these past three years. First as the state trooper opened the door, his radio was the loudest I have ever heard a radio being played, the station K-Love. As we travelled to the hospital, I distinctly remember the song “My Savior Loves” was on the radio, I see in my mind, my daughter, Remmington’s mother, with her hands raised in praise to God, singing this song. We did talk with the state trooper and I even asked him how we could pray for him. Yes, I am praying out loud again and this would not be the last time either. His request was that we pray for his family as well because “most people forget that we are people too.” I have been praying and will continue to pray not only for this state trooper but for all because they are people and must remain professional no matter the circumstance.
Budget Thursday 7/11/2013
The most exciting news for this week is that we were able to sell our red mini van. It sold for the exact price that we paid for the new van! I did apply a large chunk of the selling price directly to our personal loan. The remaining portion was placed in our saving account to cover tuition cost for Haley in August. I know this was not the most effective application however it helped cover the expenses we have an did make a dent in our overall debt.
We are currently on track with our grocery budget for the month. If you will recall, I spent all but $50 of our July grocery budget in June. As of today, we still have $17 left of the $50. I have spent much less than I anticipated so far so I decided to re-address and direct the budget for the rest of the month. The currently plan for the month is to stay as close to goal as possible, I honestly think $50 over is very achievable. Today, we made a meal plan for the next week. After checking the freezers and discussion, we are going to buy essentials such as bread and milk only for the next 6 weeks. The last week of this we are vacationing at the Beach. This should allow us to continue buying items on stock up prices but not overspend!
Our irregular account has taken several hits this week. First we purchased a starter for my car last Friday. I was able to do this without touching the Emergency Fund! Next I have purchased a book bag for Kendall for the school year, this purchase came out of the clothing fund.
Overall not a terrible week for our budget and hopefully with our meal plan we can reduce the amount of dinning out we have been doing lately.

