January In Review

Groceries– budget amount is $200 until June.   Goal Met for January! We spent $193.63 including Amazon subscriptions!   I actually have $116 left in the Grocery Envelope so that is awesome!  Would love to increase that amount to $200 in February but just staying under budget is the goal!

Auto/ Gas / Insurance. My goal is $400 a month.  Goal not met! $405.99 This is huge because that included our trip to Conway South Carolina with an average of 5-7 miles per gallon while pulling the trailer.

Cash Envelope system-  We are doing extremely well with this!

Blogging- 15 post per month. This is actually post number 13 which is not the goal but really good for the month of January.

Exercise days-  No progress to report but I do have a doctor’s appointment this week. 
 No Spend Days-  2 for January, not great but a start! 

 

Saving on Saturday including More Recipes!

I have spent the entire day inside… yeap that makes it a good day!  We have spent a lot of extra time today working on food prep and on making some new and different things to try out!

We started this morning or actually last night working on “burrito bowls” that Matt and Zach could eat for an easy lunch. We actually used a bag of black beans from the pantry to make the re-fried beans, rice from the pantry and made taco meat from already cooked ground beef. Zach had one for lunch that he actually shared with Matt. Both agree that it is a definite repeat.  We made 8 original bowls, but Zach thinks he would be fine with just half of one!

We tried “Keto Pickles”

May be an image of ‎food, indoor and ‎text that says '‎متزد‎'‎‎

These did not turn out what they looked like here and actually Matt thought they were also too salty.  We will not be repeating this.

I saw these cucumbers on Facebook today

They were an all-around hit!  Cucumbers with cream cheese, bacon and Everything bagel seasoning!

And finally, the crockpot in the back is full of this deliciousness which we all enjoyed for dinner!

bowl of cheesy sausage potato soupCheesy Sausage Potatoes   

A couple of changes or things we did differently- I used breakfast sausage, frozen hashbrowns (small strips) canned corn, diced tomatoes, beef broth and left off the cilantro. I am so thankful that we were able to freeze a container of this to use for a future meal. The thing that made this soup even better was the homemade bread that looks perfect

The plan is to end the night by backing some 3 ingredient bagels for tomorrow morning.  No spending at all because everything was from the pantry or freezer!

 

5 Things Friday

  1.  We are expecting our third snow in three weeks tonight. I have no plans to go outside the house before church on Sunday!
  2. The greenhouse continues to work really well. I am already beginning to think about what we could possibly grow next year…a lemon tree is high on the list.
  3. I have officially been able to complete my grocery challenge of $50 a week or $200 for the month of January. I even included my Amazon order which in the past I would have not!
  4. Our lives are on the uptick with events and practices, so it is really nice to have another weekend at home with most practices and events being cancelled due to weather.
  5. We can finally start to see a reduction in our freezers which is nice. I am currently making plans to start slowing adding more convivence meals back to the freezers using only the ingredients that we have!

Saving on Disney

Our next big adventure of camping is going to be a trip to Disney World.  I will be the first to admit that this is one of the reason that I agreed to buying the camper.  I thought today I would share some of the ways that we are saving money on and during this upcoming trip.

The camper is the biggest savings for several reasons.  First the cost of a campsite is approximately half that of a resort room that would hold our family. The campsite also allows us all the perks of being on property except for one thing which is clean towels. We are fully expecting and planning to need to wash at least towels twice during our upcoming trip but even with this cost factored in the savings are huge!  When we take into consideration the additional gas needed I will still venture to say that we are still saving at least 1/4 the cost of a resort room. The second reason is that by bringing the camper we are not limited to what items we can bring. I am planning to bring a fully stocked refrigerator, we will be able to carry water and drinks in the parks which is also a huge saving. We will not be taking in many snacks because we prefer to enjoy all the good food that Disney has to offer. But at $4 a bottle, even bringing one water a day per person is a saving of $20 a day or $100 for the week!  We will also be bringing 4 or 5 days of breakfast with us. We typically spend about $65 for a resort or even a quick breakfast at the resort. With the camper, we will be shopping and bring our favorite breakfast including lots of fruit and yogurt. So it will still be a huge treat but just a much cheaper treat. We will also plan to eat our favorite breakfast meals as well so no hurt feelings here.

The next way we are saving is gift cards.  We were actually given gift cards at Christmas and I have rescued several old unused ones as well.

A great way to save is by purchasing gift cards at Target, you automatically get 5 % off so you get an instant savings. I currently have $150 in gift cards for myself! Depending on what happens in the next couple of months, I would ideally like to have $2000 on these type of gift cards to cover all of our “restaurant meals”

Along the same lines as gift cards is my Disney Credit card.  I earn “Disney Dollars” with each purchase.  I have been using this card for our trips and paying it off immediately. I also pay for this trip on the card and then pay it off. Currently I have $379 on this card. I anticipate around $500 to be on this card before we actually head to Disney!

I talked about purchasing food for this trip earlier. My initial plan was to use the grocery money for the month of April to cover the cost.

However, we will be receiving our Costco Cash from our Costco credit card in March. This should cover most if not all of the food expenses.

IF I do need to use some of the grocery budget it will allow me to stick to $200 or less in April instead of $600!

The final way to save money on our trip to Disney is to make the kids each responsible for their wants and “needs”  At around 100 days I started reminding the kids that they will want to have extra money for Disney.  I typically only buying Christmas presents for each kid at Disney. I do purchase all the food and drinks they want but just by not buying say a shirt for each kid saves at least $500 on the overall trip cost.

Simple ideas that stretch the budget!

Monday Menu Planning

We are exactly one month into eating from our freezers and pantry along with a grocery budget of $50 a week or $200 a month.  So far so good!  We currently have $117 in our grocery fund since we started this the last week of December.  I do have an Amazon order coming in this week which will push my grocery budget to $188 for the month! This week we are starting to pull items from all the freezers and it is noted that we will be out of several items like soy sauce and turkey for lunches in the next couple of weeks.  This week we tried to add some different items to the menu just to have a variety.  I don’t know how but we ended up with 2 “meatless meals” this week so hopefully everything will go as planned.

Breakfast– Saturday-Pancakes and sausage   Sunday- Freezer meals that were not eaten on our two camping trips.  Monday-Tuesday, Wednesday, Thursday, Friday -choice of breakfast muffins, eggs, pop-tarts, sausage, oatmeal, cereal or grits, breakfast burritos, or omelets.  I will try to add in a baked oatmeal this week as well but that depends on how things are going.
Lunch- – Saturday- Oyster stew or chill Sunday- Christos with friends   Monday- Thursday Leftovers, and soup should work for most of the week.
Dinner- – Saturday- Coconut shrimp   Sunday- Taco Soup with half frozen for a later meal.  Monday- Eggroll in a bowl . Tuesday-Mexican rice and chips and salsa   Wednesday- Mini Quiche (we may add bacon just to add a little meat).  Thursday- Brats and French Fries. Friday- chicken broccoli rice casserole.

A week planned is a week we are likely to stay away from take-out!

Five Things Friday- Food Edition

  1. Food Waste- I am actually excited and pleased with the way we have been able to reduce our food waste this week. For dinner on Monday, we used the remaining hot dogs from our camping trip and I used the single remaining bun for a bacon and egg sub on Thursday morning.  We all ate leftover PF Changs for Tuesday lunch with Matt finishing the leftovers on Wednesday at lunch. Thursday night I used the finally 2 remaining apples from December along with 2 applesauce cups to make Apple Cinnamon Baked Oatmeal for breakfast on Friday!
  2. Eating Out- We have managed to eat at home exclusively since we returned on Monday. I will be eating out lunch today since I am at work but with the weather so cold our only restaurant meal will be Sunday at lunch!  This is a huge accomplishment for us especially since we are eating out of freezer and pantry.
  3. Grocery Budget-We currently have spent $90.72 including the additional camping treats that we purchased.   I do have an Amazon subscribe and save order that will arrive next week which will increase the spending to $184.75. I also have $121 left in our grocery budget envelope. We are on track to spend less than $200 for groceries for January.  Currently, my plan is to keep as much of the grocery budget as possible even at $50 a week so that we will have the cash this summer to purchase meat, chicken and pork in bulk!
  4. New Recipes- Since we have been spending an extended amount of time at home, we have been exploring what we can make with the items we have on-hand. I made a copycat version of Olive Garden Breadsticks  which will be a definite repeat. Matt made a cheeseburger pie for dinner on Thursday from a new recipe, unfortunately it will not be a repeat as it was just eatable.
  5. The greenhouse is working great!  We actually were able to eat a salad from the lettuce we have been currently growing!  The kids were so excited and we hope to enjoy more of the garden soon.  We have been pleased to learn that first the heater is working well even on extremely cold day! And to Matt’s surprise the plastic roof is holding strong and providing the protection and heat that is needed!

Tuesday Thoughts

  • We all (even Lily) enjoyed our 4 day camping trip to Conway SC this past weekend.  We arrived home on Monday (Martin Luther King Day_) to about 6 inches of snow in our driveway. The kids were super excited to “play in the snow.”
  • Today (Tuesday) was an official snow day for the kids. The community college even cancelled class!  I however worked remotely with a two-hour delay. I am grateful to be able to stay nice and warm and earn a paycheck. The same thing will happen again tomorrow.  We are actually supposed to receive more bad weather Thursday night and Friday morning, so this is turning into an interesting week.
  • We have our first official harvest from the greenhouse. Matt was able to harvest a bag of mesclun lettuce today. We will use this as part of our salad with Lasagna for dinner tomorrow. Matt was also pleasantly surprised to find that our greenhouse roof of plastic did not break or tear in the sleet, snow and wind. We are now strongly considering getting a lemon tree this summer to keep outside in the summer and in the greenhouse next winter!
  • So far this month for groceries we have spent $90.72. Which means I currently have over $100 sitting in the grocery fund. I have trade and left a $100 bill in the envelope to encourage me not to spend it. I am also on track to spend less than $200 on groceries this month. I do have a subscribe and save delivery that should arrive on January 28th but that still should not throw me over the $200 budget. My next decision is to keep saving the excess in the grocery fund until June or use this money to pay for some other items.  Right now I want to build an emergency grocery fund of $200 to start with.
  • Braxton has been staying with us this week so that both of his parents can work.  I will be the first to admit, I am glad daycare is open tomorrow because it is difficult to work with a toddler in the house!

Monday Menu Post

The word of the week is food waste. The goal is to eliminate as much food waste as possible, with the ultimate goal of $100 groceries this month while eating out of the freezers and panty. Spending for groceries so far this month is $18.33!

Breakfast– Saturday-Biscuit King   Sunday- Sausage links and toast Monday-Tuesday, Wednesday, Thursday, -choice of breakfast muffins, eggs, pop-tarts, sausage, oatmeal, cereal or grits, breakfast burritos, or omelets.  Friday- Gregg’s
Lunch- – Saturday-left-overs Sunday- Cracker Barrell   Monday- Thursday Leftovers, pizza and soup should work for most of the week.
Dinner- – Saturday- Left-overs Sunday-Cowboy Beans (from the freezer) and cornbread.  Monday- Ham Tetrazzini- we used left over pork lion instead of ham. Tuesday-Hamburger Steak, air fryer corn and scalloped potatoes   Wednesday- Crockpot Chicken and Dumplings.  Thursday-Left-overs

I think we will succeed!