April in Review

Financial- We are attempting to use a cash only method for the first six month of the year in order to get us some better financial balance. We have had several large expenses this month but we continue to focus on the small gains.

  • Total paid to credit card debit $1483 total reduction in credit card debit approximately $612.We are final down to a level that is less than we ended with in December of last year. We have experienced a boast in income which we hope to increase and continue in the summer.
  • Grocery budget $475- Total spent $531.77. Yikes, It happened again and this does not include our cow purchase. The good news is that I have already made a menu plan for the month and plan to stick to $100. We will be receiving our cow sometime this month but I really don’t expect this to add to our cost at all. I am going to limit spending to what we are out of and Suddenly Salads if they go on sale.
  • Gas budget- $280- Spent $230. Gas prices are starting to increase in our area so I seriously doubt we come in under budget for the next couple of months.
  • Kid/Summer expenses :Swim team and Baseball games.
  • Earned $88-this is indeed a much lower amount than any of the previous months I have tracked but it is still extra money. We have decided to use this “extra money” for gardening and other yard supplies.

Personal- 

  • Blogging- 9 for the month. Super busy this month. The blog was technically down for over a week. Hoping to get back in the swing of things.
  • Exercise- 2 total days for the month.  a goal of 15 but not sure if that is realistic or not. This weather SUCKS!  I am looking forward to the summer and time in the pool.

5 Things Friday-4/27/2018

  1. We stopped at Lowes after the baseball game tonight and purchased $95 worth of plants. The full moon is scheduled for Sunday so according to farmer’s you are suppose to plant during the upswing of the moon. I am just so excited to get my garden started this year.  I do know that we will need to purchase several additional items but I wanted to at least get the majority started at the “best” time this year.
  2. Matt’s debit card numbers were stolen this week and I have spent almost 5 hours dealing with the aftermath.  We are expected to get back the entire amount that was taken but it is a HUGE  pain in the mean time.
  3. I can file this under the “joys of motherhood.” Tomorrow it would appear that all three of the little kids have somewhere/ something to do.  Which means that I will be playing “taxi” for the part of the day that I am not planting outside.
  4. We are in the middle of baseball season. I actually really enjoy the games but it adds a different level of complexity to our schedule.
  5. Next week, both Kendall and Zach have field days at school which last half a day. Zach has a field trip on Thursday. I am basically take off 2 days of work. But I do realize how quickly they grow up.

Monday Update

So I think it is pretty obvious that I will not meet my blogging goal for the month. I do have a legit reason for it this month, so I wanted to make sure that I have it recorded.  We ended up having to move things from Go Daddy due to price and this web site disappeared for approximately a week. That is as technical as I understand. I am very happy that it has all been saved including the huge amount of pictures that I post each year.  The good news is for now we have three years until we have to deal with the same thing again.

I am over grocery budget again. So far this month I have spent $436 in addition to purchasing our cow. We will still have to pay the processing fee in May but this is a years supply or more of beef.

On a positive note, we have been able to reduce our total debit this month. I am so excited about this small accomplishment. I do anticipate that the next 3-4 weeks will be very expensive as we have several summer expenses that are due. These include pool membership, swim team, church camp and baseball camp.  We also have our car insurance due in the month of May. Yikes

My plan/goal is to get some baseball pictures posted in addition to some other special ones over the last week.

Trying to Save on Saturday

One of the largest expenses that we have each and every month is groceries. I spent a lot of time trying to control these numbers. If you will recall I had a HUGE grocery budget overage in the month of March ($726). I was planning to attempt to keep the April budget to less than $100.  But to be honest that is already not possible and we are in the middle of April. What I can say is that I have been able to stock up on lots of canned items and grab some quick and easy breakfasts for us as well. Harris Teeter has been having some huge sales in the past couple of weeks, for example, I grabbed 15 cases (12 packs) of soda for $1.99 today.  This alone is a saving of $50.  Cereal, grits, oatmeal and yogurt round out the list of items that I purchased today as well.  My plan for the rest of April is to only purchase things we are completely and totally out of that we can not survive without milk and eggs being the biggest things that I can thing of. Otherwise to be honest I am going to avoid all grocery shopping. I am going to allow for one exception “Suddenly Salad” Pasta that usually go on sale for approximately $1 a box. I need/ plan to purchase 25 of these to use once a week this summer as a quick easy and delicious meal.

I received the news today that we will also be purchasing a cow in the next month. This cow currently weighs 1400 pounds. This meat should last approximately 2 years. I am super excited about this meat.

The other food related good news is that within a month we should be able to start harvesting items from the garden. I am excited this year because all the plants should be purchased with gift cards earned from Swagbucks. This means that the entire garden is a profit not matter how little we may harvest.

 

5 Things Friday

  1. Yes, it has been over a week since I posted. My only reason life. I am hopefully to get up a better post over the week but here is the short version.
  2. Zach had his first official baseball game today. I am so excited that his team won 8-7! Zach is playing catcher and doing a great job.
  3. Spring is hopefully here! We have the windows open!
  4. I am so excited about our Square foot garden! I have planted potatoes. Honestly, I probably jumped the gun and went ahead and planted several cucumbers, squash and a jalapeno pepper. The worst thing that could happen is that I will have to replace them. I just really am ready for Spring.
  5. April is going to be a really expensive month for us as we have to pay a deposit on both the girls camp, Pool dues, and need to pay for Zach to attend a baseball camp.

Monday Menu Post on Tuesday

Yes we are day three of April before we could put together a meal plan, but better late than never. You will notice a huge trend in this weeks menu…LEFTOVERS!  Not exciting but a necessary part of our food lives. I spent a huge amount of money in the month of March on food so the focus for the entire month of April will be to keep grocery spending at a minimum. By menu planning for the entire month at one time, I was able to determine that other than fresh fruit and veggies, we have no needs right now. I hope this translates into very little spending in the next several months.  This week will involve a little bit more effort than normal as the kids are out of school and Matt is at home until Friday.

Breakfast- Saturday-Gravy and biscuits  , Sunday- Church provided. , Monday Tuesday, Wednesday and Friday- Choice of cereal, eggs or left-overs, Thursday- Pancakes or waffles depending on the mood.

Lunch- Saturday- left-overs  , Sunday- Dinner with my Family , Monday- Ham salad sandwiches, Tuesday-Friday Leftovers!

Dinner – Saturday- Leftovers , Sunday- Left-overs Monday- Grilled chicken breast with left over sides , Tuesday- Chicken nuggets and French fries(kids choice) , Wednesday-Rice Kreole , Thursday- Beef and Broccoli,  Friday-  pulled pork.

 

Budget Friendly Easter

We celebrate Easter but it is usually in a low key kind of way. Today was no exception. This morning we started with Easter Baskets at around 6:30am.

84C83166-A3B3-44F3-892A-97512DEC11AA 6FD73009-2379-4E4A-BD8C-95089A5C0940 DAFE24D7-0D81-4246-A94F-14EBB505078FBasket and emoji toys are great things to pick up at the after Easter sales. I would wait until everything is 75% off. Candy is always a good deal at CVS with the ECB, another option is also Target. The Dollar spot at Target can be great for some small socks and stickers. Finally shop at Five Below to grab even more candy and Hot Wheels Cars if you need.

Easter outfits are always fun! Especially when you plan ahead.  Lily and Kendall’s dress were purchased at Costco in February for $16. each. I order Matt and Zach’s matching purple shirts from JCPenny on sale for $9.99 each. Amanda found her dress at Goodwill and David’s shirt was another sale purchase. My outfit was the cheapest from my closet.

5FFF4F5F-2A22-47B9-AFE3-B1F82BBBADF8We all enjoy lunch at my brother’s house and the kids spent the afternoon playing outside and hunting Easter eggs.

I planned ahead and purchased the ham at Aldi using a $5 off $30 coupon several weeks ago. We came home and enjoyed left-overs for dinner in addition to ham salad I made that will last for several weeks.