2018 Review

It was the worst of times and the best of times.  2018 was definitely a hard year for us on all aspects, personally, emotionally and financially. Yet, I am totally at peace and looking forward to 2019.

2018 was a year of change, Matt began a full time position and I switch from working at the hospital for 12 years to working in Davie County schools. These were both huge positive changes but they required a lot of faith!

I have been planning a recap of the year just to have it in one place for several days and finally sat down tonight to pull number. First I must admit that I have no idea what our grocery or gas spending was during the month of December. I just did not keep up. For the sake of having a number, I am going to say we spent $300 in groceries.

We did purchase a whole cow in 2018 and should have enough meat to use this entire year. The average amount for grocery spending was $617 a month or $7400 for the year. I am shocked at how low this number really.  That is around $125 a month of each of us including all household items for cleaning and laundry.

Auto expenses are another huge expenses for us. Looking back we spent an average of $250 a month prior to August on gas. With our job changes in August, I honestly can’t give an average. I am going to work diligently in January to find out this number! Extra expenses including purchasing of the red car, a new windshield for the silver van and new tires for the silver van.

Our financial gain for the year was reducing our debit by half. The majority of this reduction came from my retirement but I am convinced that slow and steady will win the race and we will be able to stay on this same course.  One really bright spot was the fact that we earned an average of $110 a month via Swagbucks and other free apps.

I did not meet my blogging goal, one single time in 2018 and gained weight so both of these goals will be placed back on the list of 2019.

As you can see 2018 was rough and I am positive 2019 will be much better if the only thing that changes is my attitude.  My goal is to get up plans for 2019 in the next couple of days!