May in Review

I can describe May in two words busy and expensive. Water leaks, new HVAC ducts, stove broken all these added to the fun.  We have had 2-3 ballgames a week along with church activities and a few end of the year activities. I am sure the next three months will go by quickly but I am so looking forward to them.

Groceries– budget amount is $650.  $338.23 this did include some soda stock up. I would like to keep the summer grocery budget down to $300 a month but I am also wanting to maintain a food level so that in September I can reduce the budget again.  We will see how things go!  But so far we are under budget for all 6 months this year! HUGE success in this area.

Auto/ Gas / Insurance: . My goal is  $400 a month. $394.89. This month was a huge jump in gas prices plus an oil change. This seems to be the right amount.

Cash Envelope system- GOAL Met!   This seems to be working well so no plan change now! We are going back to a more strict use of cash in May.  I did excellent on only cash until the last week. But still working well so I am going to continue!

Goal #4- Blogging- 15 post per month.  10 post for the month.  My reason is that I worked 40 hours in Guam.  This should be the last month of so much work. My plan is to stay at one day a week (Monday) for next school year as well.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.  Nope and again I blame Guam.

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year. I have finished the bible podcast.  I am planning to start a reading program this summer.

Earnings- $25 in gift cards. I have a strong sense that this will need very soon.

No Spend Days- NONE! Yikes  2 months in a row means we need some belt tightening.

I knew May would be busy and I am hopefully to make June less busy and less expensive but we shall see.

5 Things Friday

  1. I have survived my last full week of work for the school year.  I have 2 more partial work week before summer starts.  Next week is 3 day due to testing for Lily and Memorial day. The following week I only work on Monday and Tuesday.
  2. Zach had 3 baseball games this week.. I love baseball but am glad to see the season coming to an end with our final game next week.
  3. The tomato in the square foot garden are taller than the boxes. We already have a couple of small tomatoes so I am VERY excited!
  4. May has turned out to be one of the most expensive months for us.  This week our string of problems continues with our oven stopped.  We have ordered a new one but it may be mid to late June before it arrives.
  5. The rest of our square foot garden is slow to start this year. I am sure the wierd weather and lack of rain are affecting it. I am hopeful to be able to harvest cucumbers before the end of June.

Saving on Saturday

This week let’s talk about our single biggest expenses food.  Yes we spend more on food than our mortgage some months. I have really been focusing on reducing this expense this year. Last year we averaged  of $631.51 a month. We have been under budget ever single month so far this year.  I thought I would share so of the ways I am making this work.

One of the things that has been going in my favor is that last year, I was able to completely stock our pantry and freezers. I have been very deliberate about keeping a running list of items we are low on or in need of. The Alexa and it’s app make this so easy for me. At least once a month, if not every 2 weeks, I am heading to a grocery store to pick up these items.   This week I had a total of 9 items on my list. I also picked up bread and bagels and lots of vegetables. Total spent $53. Our total for the month is currently at $164.  I am not planning a trip to Costco this month so I should be able to keep things very low. I am trying to only buy things on the list and greatly reduced items that I know we can use within the next month.

We spent several hours a couple of months ago cleaning out and organizing our freezers in the building. I discovered that we had an abundance of pork items.  This freezer is currently very full so I don’t need to any any items to it even very heavily discounted things.  I know I paid less for most items even last year than what they are currently.  Not buying meat is one of the huge ways that I have been able to reduce our spending. My plan is to use what meat we have for the remainder of the year with the idea we may buy a cow next spring. Next up on the agenda is to clean out our house freezers. We have lots of items that have gotten lost in these freezers. This week it took 3 people to find a pack of hot dogs. But they were found and are on the meal plan for the week.

We have high hopes and plans for our garden this year!  We had a huge expense when we update the garden beds. In total including dirt we spent around $1500.  Our goal is to grown and eat enough to even our the expense. I had purchased several packets of seed and attempted to grow cucumbers, squash, zucchini, snap peas and green beads from these packets.  So far the results are still out. I have somethings growing but not as well as I had hoped. The past two years, I have purchased tomatoes from a local greenhouse. This year I purchased a flat 36 plants for $30 compared to Lowes and what I have paid it the past this is a HUGE savings.  I also have started  8 pepper plants in the garden. I usually buy most of my plants from Lowes. The average price is $3.50 a pot which for I get one pepper or tomato plant and maybe 4 squash or cucumber plants.  Today we headed to the local farmer’s market where I spent $3.75 on on 10 cucumber plants. (Mine are not near as green or as big). We also spent $3.00 at the local nursery for 2 watermelon and 2 cantaloupe plants. These are half the price of a single plant at Lowes.

We also purchased 2 tomatoes, a squash and a zucchini from the farmer’s market. We spent $5.00 to feed all 5 of us lunch of tomato sandwiches and saluted zucchini and squash.

After a year of eating school lunches, everyone is burn out and decided to return to packing our own.   Matt and I still have a lunch allowance but I am finding that I prefer to eat from home most days and use the money for dinners or ball games. I stocked up (10 boxes) of Suddenly Pasta salad last summer at $1 a box. I checked the current price and  $2.35 is shocking.  We made 2 boxes of pasta salad, added 3 cups of shredded chicken along with the remainder of a cucumber and tomatoes from lunch. For around $3 we have enough for 10 lunch meals.

This week I was also able to find reduced prices on broccoli, blueberries and cucumbers at Aldi. So I made a pot of broccoli soup for dinner. Looking for discounts is the best way to save money but you have to use the food or it is still over spending.

Did you save money this week?

 

5 Things Friday

  1. Guam’s school year officially ends on Monday (Sunday for me) this means that I will be only working on Sunday night from now until the beginning of August!
    1. A sweet Guam mother sent a care package that I received on Thursday!  It included all items exclusively available in Guam. I cried!  Everything is beyond delicious.  I really needed this boost!
    2. I will have worked at least 40 hours in Guam in the month of May!  This is after sharing the majority of my caseload with others!
  2. We were able to go 45 days without heat or air. We caved yesterday May 20th and turned on the air condition.
  3. Unfortunately we discovered a water leak last weekend. The leak was in the line to one of our ice makers so that was a $5 fix.  It had been leaking on our HVAC duct work which had to be replaced. I have not received a bill for this yet.
  4. Gas prices have risen significantly over the past several week plus we need to get the oil changed in the van. Our gas budget is going to be higher than previous month but still under the budget.
  5. Grocery prices continue to rise much more than I can ever remember. We have a fully stocked pantry and freezers so I am currently focusing on re-stocking only items that we are absolutely out of in addition to more “convivence” items just to make the weeks go easier with less eating out!

Monday Menu Planning

Trying something new this week. I have 3 different casseroles on the menu. IF they are good then this will give us another option for busy night next fall.  It did take about 2 hours to do all the prep on Sunday but this included lunch making as well.  We actually have a handle on the left-overs as well.   Now to stay the course.

Breakfast– Saturday-Matt and I went to a local restaurant  Sunday- French Toast  Monday, Tuesday, Wednesday, Thursday, Friday-choice of breakfast muffins, eggs, pop-tarts, sausage, oatmeal, cereal or grits, breakfast burritos, or omelets.  Need to finish eating down lots of extra helpings.

Lunch-  Saturday–Left-overs   Sunday- Left-over Chinese   I assembled salads,  and a pasta salad  The kids will eat left-overs  on Wednesday.

Dinner-  Saturday-  Chinese   Sunday-Kids are sick…we ate chicken nuggets  Monday-Baked potato casserole (kids Really liked it)  Tuesday-Southwest Casserole   Wednesday- Taco Bell  or Ballgame Thursday- Spaghetti casserole Friday- Zach and Kendall are going to Haleys’ so who know?

Sunday Thoughts

  • We have 22 days of school left. 20 for the kids. I have an additional 2 workdays (Monday June 7th and Tuesday June 8th).
  • Today is Mother’s Day.  My gift was being woken up at 12 am with Zach throwing up.  Lily started getting sick at 2am. I have been up and down with them most of the day. Hopefully no one else will get this lovely bug.
  • On Thursday, Kendall had seizure like activity and was rushed to the Emergency Room. We currently have no answers and lot of questions. She has an appointment on May 19th.
  • I am trying something new and some different recipes this week. I made 2 casseroles that just need to be cooked. I will make a third one on Tuesday so each day will be heat and eat.  I am hopeful that we can add these into the rotation as we are getting bored again of the same food. I am also trying to use up things in my freezers to make room for summer produce.
  •  We have purchased a batting cage for Zach.  The old swing set was taken down and we are currently waiting on rubber mulch to begin installing the cage. He is continuing t make improvements with his skills and really enjoying the game.
  • Matt and I added grids to the garden beds today. We currently have lots of things growing. I am also planning another planting at the end of May to extend the growing session.
  • I decided just this week that I will continue to work in Guam on Sunday nights all during the summer. This will allow me to keep some contacts and also supply the extra money needed for the outside projects we have been working on.

Menu Planning Monday

5 weeks left of the school year with not a break in sight until after then.  After cleaning and organizing the freezers this week, I want to keep grocery spending as low as possible while continuing to stock up on different items to make things easier in the fall.  I am very proud of the amount of left-overs we are managing to get rid of this week!

Breakfast– Saturday-bacon and eggs  Sunday- Biscuits from Biscuit King  Monday, Tuesday, Wednesday, Thursday, Friday-choice of breakfast muffins, eggs, sausage, oatmeal, cereal or grits, breakfast burritos, or omelets.

Lunch-  Saturday–Left-overs   Sunday- Gregg’s   I assembled salads, a pasta salad  and hamburgers on Sunday. The kids will eat left-overs  on Wednesday.

Dinner-  Saturday-  Left-overs again    Sunday-country style steak (left-overs) made some instant mashed potatoes to go with it.  . Monday-Chicken and green bean casserole. (new recipe)  Tuesday-chicken nuggets and French Fries  Wednesday- Taco Bell or Chinese or Ballgame Thursday- Sloppy Joes and Tator tots  Friday- Grilled chicken

Saving On Saturday

There is nothing mind blowing or extremely different in this post. But I wanted to share just to remind myself and anyone else who reads that simple things make a difference in the long run.

Today, we spent around 2 hours clean, organizing and making a list of the items that are in our outside freezers.   I am pleasantly surprised to find that we have over 60 meals currently available in our freezers.  We now have an accurate list and even should be able to find the items that are needed to make our meals.

Plus check out how nice it actually looks!

The challenge is a little bit different for me than it has been in the past. I can honestly say that our freezer is full stocked.  I would normally decide to do a clean out the freezer challenge and use everything up but the summer is fast approaching. This summer I should have some additional money and time to actually stock the freezer with lots of easy to prepare meals for the coming school year. So I think that my first challenge is to make double meals.. Meaning if I can make double of something and freeze why not this way I can simple just heat and eat.  I also want to focus on keeping the grocery budget way under control.  But also take advantage of deals if they appear!   So for now we will continue to eat out of the freezer and try to keep it full stocked at the same time!