August in Review

July was  the official shortest month of the year and August is officially the longest month of the year! August brings the start of the school year which is met with a mixture of excitement and dread by all of us.  Another reason I think it is the longest month is that I am ready to be done with summer because I can’t use the pool on a regular basis.  Anyway here is how we did…..

Groceries– budget amount is $650.   $271.76  way under goal and I hope to keep it that way for the next couple of months.

Auto/ Gas / Insurance: . My goal is  $400 a month. $536.45. Not Met! But gas prices are rising and this month included oil changes for both cars and some other small maintenance.

Cash Envelope system-  Goal met!  This is going to become much harder in the next several month as we are planning some major expenses and also increasing our spending budget.

Goal #4- Blogging- 15 post per month.  This is post number 14. Improvement but not quite goal.

Goal # 5- Fitness– Goal is to exercise of some type at least 10 days a month.   I managed 6 days of 30 minutes of exercise this month, same as last month. So it is small steps.

Goal #6 – Bible study- Goal-  Read or Listen to the entire Bible in a year. Need to find something to get started on this.

Earnings– $50 in gift cards

No Spend Days– 3. Not sure if I want to continue this or if I want to only count unplanned spending???? Definitely something to consider.

September is usually a month of change for us and it appears that this September will be no different.